STREAM AND RIVER CONSULT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STREAM AND RIVER CONSULT
Largest movements
- Cash +€213,866
up €213,866 (+146%), from €146,921 to €360,787
mainly Net result for the year (+€222,030) and Receivables within one year (+€61,348)
- Receivables within one year -€61,348
down €61,348 (-49.5%), from €123,830 to €62,483
of which Trade receivables: -€61,575
- Tangible fixed assets -€12,272
down €12,272 (-31.4%), from €39,145 to €26,872
of which Plant, machinery and equipment: -€6,666
- Profit (loss) carried forward +€222,030
up €222,030 (+123%), from €180,429 to €402,459
- Trade debts -€80,131
down €80,131 (-79.9%), from €100,342 to €20,211
- Tax, wage and social debts +€46,621
up €46,621 (+51.2%), from €91,128 to €137,748
of which Remuneration and social security: +€28,226
- Other debts -€44,918
down €44,918 (-52.2%), from €86,100 to €41,182
- Gross operating margin +€166,370
up €166,370 (+29.6%), from €562,369 to €728,739
- Staff costs +€38,035
up €38,035 (+8.4%), from €453,070 to €491,105
- Financial income +€19,742
up €19,742 (+1,778%), from €1,111 to €20,852
- Taxes -€9,455
down €9,455 (-100%), from €9,455 to €0
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €466,728 | €610,303 | +€143,574 | +30.8% |
| Fixed assets | 21/28 | €51,931 | €38,752 | -€13,179 | -25.4% |
| Tangible fixed assets | 22/27 | €39,145 | €26,872 | -€12,272 | -31.4% |
| Plant, machinery and equipment | 23 | €26,031 | €19,365 | -€6,666 | -25.6% |
| Furniture and vehicles | 24 | €6,546 | €1,634 | -€4,912 | -75.0% |
| Other tangible fixed assets | 26 | €6,568 | €5,873 | -€694 | -10.6% |
| Financial fixed assets | 28 | €12,786 | €11,880 | -€906 | -7.1% |
| Current assets | 29/58 | €414,798 | €571,550 | +€156,753 | +37.8% |
| Amounts receivable after more than one year | 29 | €250 | €250 | = | 0.0% |
| Other amounts receivable | 291 | €250 | €250 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €123,830 | €62,483 | -€61,348 | -49.5% |
| Trade receivables | 40 | €113,593 | €52,019 | -€61,575 | -54.2% |
| Other amounts receivable | 41 | €10,237 | €10,464 | +€227 | +2.2% |
| Cash at bank and in hand | 54/58 | €146,921 | €360,787 | +€213,866 | +146% |
| Deferred charges and accrued income | 490/1 | €143,796 | €148,030 | +€4,234 | +2.9% |
| Total equity and liabilities | 10/49 | €466,728 | €610,303 | +€143,574 | +30.8% |
| Equity | 10/15 | €183,352 | €405,382 | +€222,030 | +121% |
| Reserves | 13 | €2,923 | €2,923 | = | 0.0% |
| Distributable reserves | 133 | €2,923 | €2,923 | = | 0.0% |
| Profit (loss) carried forward | 14 | €180,429 | €402,459 | +€222,030 | +123% |
| Amounts payable | 17/49 | €283,376 | €204,921 | -€78,456 | -27.7% |
| Amounts payable within one year | 42/48 | €277,569 | €199,140 | -€78,429 | -28.3% |
| Trade debts | 44 | €100,342 | €20,211 | -€80,131 | -79.9% |
| Suppliers | 440/4 | €100,342 | €20,211 | -€80,131 | -79.9% |
| Taxes, remuneration and social security | 45 | €91,128 | €137,748 | +€46,621 | +51.2% |
| Taxes | 450/3 | €50,954 | €69,348 | +€18,394 | +36.1% |
| Remuneration and social security | 454/9 | €40,174 | €68,400 | +€28,226 | +70.3% |
| Other amounts payable | 47/48 | €86,100 | €41,182 | -€44,918 | -52.2% |
| Accrued charges and deferred income | 492/3 | €5,807 | €5,780 | -€27 | -0.5% |
| Remuneration, social security and pensions | 62 | €453,070 | €491,105 | +€38,035 | +8.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,717 | €9,376 | -€2,342 | -20.0% |
| Other operating charges | 640/8 | €1,852 | €1,130 | -€722 | -39.0% |
| Non-recurring operating charges | 66A | €1,104 | €19,168 | +€18,064 | +1,637% |
| Gross operating margin | 9900 | €562,369 | €728,739 | +€166,370 | +29.6% |
| Operating profit (loss) | 9901 | €94,626 | €207,961 | +€113,335 | +120% |
| Financial income | 75/76B | €1,111 | €20,852 | +€19,742 | +1,778% |
| Recurring financial income | 75 | €1,111 | €20,852 | +€19,742 | +1,778% |
| Financial charges | 65/66B | €1,693 | €6,783 | +€5,090 | +301% |
| Recurring financial charges | 65 | €1,693 | €6,783 | +€5,090 | +301% |
| Profit (loss) for the period before taxes | 9903 | €94,044 | €222,030 | +€127,986 | +136% |
| Income taxes | 67/77 | €9,455 | €0 | -€9,455 | -100% |
| Profit (loss) for the period | 9904 | €84,588 | €222,030 | +€137,442 | +162% |
| Profit (loss) for the period to be appropriated | 9905 | €84,588 | €222,030 | +€137,442 | +162% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.