STRATIFIN CONSULT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STRATIFIN CONSULT
Largest movements
- Current investments +€100,295
new in 2025: €100,295
- Cash -€51,768
down €51,768 (-57.7%), from €89,704 to €37,936
mainly Current investments (-€100,295) and Tax, wage and social debts (-€13,223)
- Receivables within one year -€8,500
down €8,500 (-64.4%), from €13,209 to €4,708
- Reserves +€42,530
up €42,530 (+69.6%), from €61,131 to €103,661
- Tax, wage and social debts -€13,223
down €13,223 (-35.2%), from €37,592 to €24,370
- Other debts +€10,719
up €10,719 (+917%), from €1,169 to €11,888
- Gross operating margin -€22,188
down €22,188 (-28.2%), from €78,706 to €56,518
- Taxes -€3,538
down €3,538 (-21.7%), from €16,321 to €12,783
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €102,913 | €142,940 | +€40,026 | +38.9% |
| Current assets | 29/58 | €102,913 | €142,940 | +€40,026 | +38.9% |
| Amounts receivable within one year | 40/41 | €13,209 | €4,708 | -€8,500 | -64.4% |
| Trade receivables | 40 | €13,209 | €4,708 | -€8,500 | -64.4% |
| Current investments | 50/53 | - | €100,295 | +€100,295 | |
| Cash at bank and in hand | 54/58 | €89,704 | €37,936 | -€51,768 | -57.7% |
| Total equity and liabilities | 10/49 | €102,913 | €142,940 | +€40,026 | +38.9% |
| Equity | 10/15 | €64,131 | €106,661 | +€42,530 | +66.3% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €61,131 | €103,661 | +€42,530 | +69.6% |
| Distributable reserves | 133 | €61,131 | €103,661 | +€42,530 | +69.6% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €38,782 | €36,278 | -€2,504 | -6.5% |
| Amounts payable within one year | 42/48 | €38,782 | €36,278 | -€2,504 | -6.5% |
| Trade debts | 44 | €21 | €21 | +€0 | +2.3% |
| Suppliers | 440/4 | €21 | €21 | +€0 | +2.3% |
| Taxes, remuneration and social security | 45 | €37,592 | €24,370 | -€13,223 | -35.2% |
| Taxes | 450/3 | €37,592 | €24,370 | -€13,223 | -35.2% |
| Other amounts payable | 47/48 | €1,169 | €11,888 | +€10,719 | +917% |
| Other operating charges | 640/8 | €387 | €648 | +€260 | +67.2% |
| Gross operating margin | 9900 | €78,706 | €56,518 | -€22,188 | -28.2% |
| Operating profit (loss) | 9901 | €78,319 | €55,871 | -€22,448 | -28.7% |
| Financial income | 75/76B | - | €423 | +€423 | |
| Recurring financial income | 75 | - | €423 | +€423 | |
| Financial charges | 65/66B | €8 | €147 | +€139 | +1,732% |
| Recurring financial charges | 65 | €8 | €147 | +€139 | +1,732% |
| Profit (loss) for the period before taxes | 9903 | €78,311 | €56,146 | -€22,164 | -28.3% |
| Income taxes | 67/77 | €16,321 | €12,783 | -€3,538 | -21.7% |
| Profit (loss) for the period | 9904 | €61,990 | €43,363 | -€18,627 | -30.0% |
| Profit (loss) for the period to be appropriated | 9905 | €61,990 | €43,363 | -€18,627 | -30.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.