STOOVER: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STOOVER
Largest movements
- Tangible fixed assets -€21,491
down €21,491 (-6.2%), from €347,307 to €325,816
of which Land and buildings: -€18,557
- Cash -€13,162
down €13,162 (-35.2%), from €37,401 to €24,239
mainly Contributions, distributions and other (-€100,000) and Debts after one year (-€19,648)
- Reserves -€36,385
down €36,385 (-16.8%), from €217,017 to €180,632
- Debts after one year -€19,648
down €19,648 (-14.2%), from €137,954 to €118,306
- Other debts +€18,292
up €18,292 (+59.8%), from €30,604 to €48,896
- Trade debts +€12,696
up €12,696 (+735.4%), from €1,727 to €14,423
- Tax, wage and social debts -€4,619
down €4,619 (-19.3%), from €23,922 to €19,303
- Taxes +€6,648
up €6,648 (+34.0%), from €19,572 to €26,219
- Gross operating margin +€2,633
up €2,633 (+2.2%), from €121,250 to €123,884
- Financial charges -€2,589
down €2,589 (-28.4%), from €9,115 to €6,527
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €453,813 | €422,465 | -€31,348 | -6.9% |
| Fixed assets | 21/28 | €347,807 | €326,316 | -€21,491 | -6.2% |
| Tangible fixed assets | 22/27 | €347,307 | €325,816 | -€21,491 | -6.2% |
| Land and buildings | 22 | €326,463 | €307,905 | -€18,557 | -5.7% |
| Plant, machinery and equipment | 23 | €1,279 | €2,978 | +€1,699 | +132.8% |
| Furniture and vehicles | 24 | €19,565 | €14,933 | -€4,633 | -23.7% |
| Financial fixed assets | 28 | €500 | €500 | = | 0.0% |
| Current assets | 29/58 | €106,006 | €96,149 | -€9,857 | -9.3% |
| Amounts receivable after more than one year | 29 | €35,000 | €35,000 | = | 0.0% |
| Other amounts receivable | 291 | €35,000 | €35,000 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €30,492 | €33,941 | +€3,449 | +11.3% |
| Trade receivables | 40 | €30,492 | €33,941 | +€3,449 | +11.3% |
| Other amounts receivable | 41 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €37,401 | €24,239 | -€13,162 | -35.2% |
| Deferred charges and accrued income | 490/1 | €3,113 | €2,970 | -€144 | -4.6% |
| Total equity and liabilities | 10/49 | €453,813 | €422,465 | -€31,348 | -6.9% |
| Equity | 10/15 | €235,617 | €199,232 | -€36,385 | -15.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €217,017 | €180,632 | -€36,385 | -16.8% |
| Distributable reserves | 133 | €217,017 | €180,632 | -€36,385 | -16.8% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €218,196 | €223,232 | +€5,037 | +2.3% |
| Amounts payable after more than one year | 17 | €137,954 | €118,306 | -€19,648 | -14.2% |
| Financial debts | 170/4 | €137,954 | €118,306 | -€19,648 | -14.2% |
| Amounts payable within one year | 42/48 | €75,709 | €102,316 | +€26,607 | +35.1% |
| Current portion of amounts payable after more than one year | 42 | €19,383 | €19,648 | +€265 | +1.4% |
| Financial debts | 43 | €74 | €46 | -€28 | -37.5% |
| Credit institutions | 430/8 | €74 | €46 | -€28 | -37.5% |
| Trade debts | 44 | €1,727 | €14,423 | +€12,696 | +735.4% |
| Suppliers | 440/4 | €1,727 | €14,423 | +€12,696 | +735.4% |
| Taxes, remuneration and social security | 45 | €23,922 | €19,303 | -€4,619 | -19.3% |
| Taxes | 450/3 | €23,922 | €19,303 | -€4,619 | -19.3% |
| Other amounts payable | 47/48 | €30,604 | €48,896 | +€18,292 | +59.8% |
| Accrued charges and deferred income | 492/3 | €4,532 | €2,611 | -€1,922 | -42.4% |
| Non-recurring operating income | 76A | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €24,008 | €24,250 | +€242 | +1.0% |
| Other operating charges | 640/8 | €3,529 | €4,322 | +€793 | +22.5% |
| Non-recurring operating charges | 66A | €458 | €0 | -€458 | -100.0% |
| Gross operating margin | 9900 | €121,250 | €123,884 | +€2,633 | +2.2% |
| Operating profit (loss) | 9901 | €93,255 | €95,311 | +€2,056 | +2.2% |
| Financial income | 75/76B | €778 | €1,050 | +€272 | +34.9% |
| Recurring financial income | 75 | €778 | €1,050 | +€272 | +34.9% |
| Financial charges | 65/66B | €9,115 | €6,527 | -€2,589 | -28.4% |
| Recurring financial charges | 65 | €9,115 | €6,527 | -€2,589 | -28.4% |
| Profit (loss) for the period before taxes | 9903 | €84,918 | €89,835 | +€4,916 | +5.8% |
| Income taxes | 67/77 | €19,572 | €26,219 | +€6,648 | +34.0% |
| Profit (loss) for the period | 9904 | €65,346 | €63,615 | -€1,731 | -2.6% |
| Profit (loss) for the period to be appropriated | 9905 | €65,346 | €63,615 | -€1,731 | -2.6% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.