STONEX-CONSULT: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STONEX-CONSULT
Largest movements
- Cash +€8,302
up €8,302 (+8.0%), from €104,144 to €112,446
mainly Trade debts (+€14,912) and Net result for the year (+€12,102)
- Receivables within one year -€5,312
down €5,312 (-23.3%), from €22,831 to €17,518
- Tangible fixed assets +€2,602
new in 2025: €2,602
- Tax, wage and social debts -€21,538
down €21,538 (-62.1%), from €34,710 to €13,171
- Trade debts +€14,912
up €14,912 (+112.5%), from €13,250 to €28,162
- Reserves +€10,000
up €10,000 (+14.3%), from €70,000 to €80,000
- Profit (loss) carried forward +€2,102
up €2,102 (+67.6%), from €3,110 to €5,212
- Gross operating margin -€4,794
down €4,794 (-18.2%), from €26,306 to €21,512
- Taxes -€1,828
down €1,828 (-17.6%), from €10,404 to €8,576
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €126,975 | €132,566 | +€5,591 | +4.4% |
| Fixed assets | 21/28 | - | €2,602 | +€2,602 | |
| Tangible fixed assets | 22/27 | - | €2,602 | +€2,602 | |
| Furniture and vehicles | 24 | - | €2,602 | +€2,602 | |
| Current assets | 29/58 | €126,975 | €129,964 | +€2,989 | +2.4% |
| Amounts receivable within one year | 40/41 | €22,831 | €17,518 | -€5,312 | -23.3% |
| Trade receivables | 40 | €22,831 | €17,518 | -€5,312 | -23.3% |
| Cash at bank and in hand | 54/58 | €104,144 | €112,446 | +€8,302 | +8.0% |
| Total equity and liabilities | 10/49 | €126,975 | €132,566 | +€5,591 | +4.4% |
| Equity | 10/15 | €78,110 | €90,212 | +€12,102 | +15.5% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €70,000 | €80,000 | +€10,000 | +14.3% |
| Distributable reserves | 133 | €70,000 | €80,000 | +€10,000 | +14.3% |
| Profit (loss) carried forward | 14 | €3,110 | €5,212 | +€2,102 | +67.6% |
| Amounts payable | 17/49 | €48,865 | €42,354 | -€6,511 | -13.3% |
| Amounts payable within one year | 42/48 | €48,865 | €42,354 | -€6,511 | -13.3% |
| Trade debts | 44 | €13,250 | €28,162 | +€14,912 | +112.5% |
| Suppliers | 440/4 | €13,250 | €28,162 | +€14,912 | +112.5% |
| Taxes, remuneration and social security | 45 | €34,710 | €13,171 | -€21,538 | -62.1% |
| Taxes | 450/3 | €34,710 | €13,171 | -€21,538 | -62.1% |
| Other amounts payable | 47/48 | €905 | €1,020 | +€115 | +12.7% |
| Non-recurring operating income | 76A | €3,756 | - | -€3,756 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €243 | +€243 | |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | €26,306 | €21,512 | -€4,794 | -18.2% |
| Operating profit (loss) | 9901 | €25,919 | €20,869 | -€5,050 | -19.5% |
| Financial income | 75/76B | - | €1 | +€1 | |
| Recurring financial income | 75 | - | €1 | +€1 | |
| Financial charges | 65/66B | €150 | €192 | +€43 | +28.4% |
| Recurring financial charges | 65 | €150 | €192 | +€43 | +28.4% |
| Profit (loss) for the period before taxes | 9903 | €25,769 | €20,678 | -€5,092 | -19.8% |
| Income taxes | 67/77 | €10,404 | €8,576 | -€1,828 | -17.6% |
| Profit (loss) for the period | 9904 | €15,365 | €12,102 | -€3,263 | -21.2% |
| Profit (loss) for the period to be appropriated | 9905 | €15,365 | €12,102 | -€3,263 | -21.2% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.