STIP Consulting: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STIP Consulting
Largest movements
- Receivables within one year +€33,187
up €33,187 (+89.9%), from €36,933 to €70,119
of which Other amounts receivable: +€30,615
- Cash +€28,018
up €28,018 (+40.2%), from €69,660 to €97,677
mainly Net result for the year (+€73,437) and Trade debts (+€1,615)
- Deferred charges and accrued income +€3,734
new in 2025: €3,734
- Tangible fixed assets +€2,349
up €2,349 (+40.6%), from €5,788 to €8,137
of which Furniture and vehicles: +€1,635
- Reserves +€73,437
up €73,437 (+104%), from €70,759 to €144,196
- Tax, wage and social debts -€7,765
down €7,765 (-21.4%), from €36,349 to €28,584
- Gross operating margin +€1,650
up €1,650 (+1.8%), from €94,237 to €95,887
- Taxes +€1,575
up €1,575 (+8.4%), from €18,664 to €20,238
- Financial income +€1,462
new in 2025: €1,462
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €112,381 | €179,668 | +€67,287 | +59.9% |
| Fixed assets | 21/28 | €5,788 | €8,137 | +€2,349 | +40.6% |
| Tangible fixed assets | 22/27 | €5,788 | €8,137 | +€2,349 | +40.6% |
| Plant, machinery and equipment | 23 | €3,698 | €4,412 | +€714 | +19.3% |
| Furniture and vehicles | 24 | €2,090 | €3,725 | +€1,635 | +78.2% |
| Current assets | 29/58 | €106,593 | €171,531 | +€64,939 | +60.9% |
| Amounts receivable within one year | 40/41 | €36,933 | €70,119 | +€33,187 | +89.9% |
| Trade receivables | 40 | €36,708 | €39,280 | +€2,571 | +7.0% |
| Other amounts receivable | 41 | €225 | €30,840 | +€30,615 | +13,637% |
| Cash at bank and in hand | 54/58 | €69,660 | €97,677 | +€28,018 | +40.2% |
| Deferred charges and accrued income | 490/1 | - | €3,734 | +€3,734 | |
| Total equity and liabilities | 10/49 | €112,381 | €179,668 | +€67,287 | +59.9% |
| Equity | 10/15 | €75,759 | €149,196 | +€73,437 | +96.9% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €70,759 | €144,196 | +€73,437 | +104% |
| Distributable reserves | 133 | €70,759 | €144,196 | +€73,437 | +104% |
| Profit (loss) carried forward | 14 | €0 | - | = | |
| Amounts payable | 17/49 | €36,621 | €30,472 | -€6,150 | -16.8% |
| Amounts payable within one year | 42/48 | €36,621 | €30,472 | -€6,150 | -16.8% |
| Trade debts | 44 | €273 | €1,888 | +€1,615 | +593% |
| Suppliers | 440/4 | €273 | €1,888 | +€1,615 | +593% |
| Taxes, remuneration and social security | 45 | €36,349 | €28,584 | -€7,765 | -21.4% |
| Taxes | 450/3 | €36,349 | €28,584 | -€7,765 | -21.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,021 | €1,421 | +€400 | +39.1% |
| Other operating charges | 640/8 | €1,083 | €692 | -€391 | -36.1% |
| Gross operating margin | 9900 | €94,237 | €95,887 | +€1,650 | +1.8% |
| Operating profit (loss) | 9901 | €92,132 | €93,774 | +€1,642 | +1.8% |
| Financial income | 75/76B | - | €1,462 | +€1,462 | |
| Recurring financial income | 75 | - | €1,462 | +€1,462 | |
| Financial charges | 65/66B | €1,559 | €1,561 | +€2 | +0.1% |
| Recurring financial charges | 65 | €1,559 | €1,561 | +€2 | +0.1% |
| Profit (loss) for the period before taxes | 9903 | €90,573 | €93,675 | +€3,102 | +3.4% |
| Income taxes | 67/77 | €18,664 | €20,238 | +€1,575 | +8.4% |
| Profit (loss) for the period | 9904 | €71,910 | €73,437 | +€1,527 | +2.1% |
| Profit (loss) for the period to be appropriated | 9905 | €71,910 | €73,437 | +€1,527 | +2.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.