Stima Belgium: what changed
What changed
Stima Belgium
NACE 96.102, Launderettes and laundries for private customers
filed annual accounts (NBB)
Net result for the year
€4,269
2024 · -€36,833+€41,102
Equity
€701,910
2024 · €825,509-€123,599
Cash
€38,337
2024 · €114,800-€76,464
Balance sheet total
€853,442
2024 · €1.0m-€155,153
Largest movements
Assets
- Cash -€76,464
down €76,464 (-66.6%), from €114,800 to €38,337
mainly Contributions, distributions and other (-€127,868) and Trade debts (-€29,069)
- Receivables within one year -€72,755
down €72,755 (-19.9%), from €364,897 to €292,142
of which Other amounts receivable: -€118,798
- Tangible fixed assets -€13,107
down €13,107 (-9.4%), from €139,157 to €126,050
of which Furniture and vehicles: -€9,226
Equity and liabilities
- Reserves -€127,868
down €127,868 (-19.7%), from €647,820 to €519,953
of which Distributable reserves: -€127,868
- Trade debts -€29,069
down €29,069 (-19.7%), from €147,238 to €118,169
Income statement
- Gross operating margin +€33,939
up €33,939, from -€6,085 to €27,854
- Write-downs -€6,200
down €6,200 (-97.1%), from €6,384 to €184
- Financial income -€4,612
down €4,612 (-33.1%), from €13,935 to €9,324
- Staff costs -€3,636
down €3,636 (-69.5%), from €5,234 to €1,599
- Other operating charges -€2,623
down €2,623 (-44.0%), from €5,966 to €3,343
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€36,833
Gross operating margin
+€33,939
Staff costs
+€3,636
Depreciation
+€1,339
Write-downs
+€6,200
Other operating charges
+€2,623
Financial income
-€4,612
Financial charges
+€552
Taxes
-€2,574
Result 2025
€4,269
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€69,446
Investment
-€15,285
Financing
-€130,625
Cash 2024
€114,800
From operations (derived)
+€69,446
Net result for the year
+€4,269
Depreciation
+€24,375
Stocks and contracts
+€665
Receivables within one year
+€72,755
Deferred charges and accrued income
-€3,820
Trade debts
-€29,069
Tax, wage and social debts
+€477
Accrued charges and deferred income
-€205
Investment (derived)
-€15,285
Investment in fixed assets (net)
-€10,676
Current investments
-€4,609
Financing
-€130,625
Current portion of long-term debt
-€2,757
Contributions, distributions and other
-€127,868
Cash 2025
€38,337
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,008,595 | €853,442 | -€155,153 | -15.4% |
| Fixed assets | 21/28 | €143,532 | €129,833 | -€13,699 | -9.5% |
| Intangible fixed assets | 21 | €2,387 | €1,794 | -€593 | -24.8% |
| Tangible fixed assets | 22/27 | €139,157 | €126,050 | -€13,107 | -9.4% |
| Land and buildings | 22 | €90,667 | €86,400 | -€4,267 | -4.7% |
| Plant, machinery and equipment | 23 | €34,686 | €35,071 | +€386 | +1.1% |
| Furniture and vehicles | 24 | €13,805 | €4,579 | -€9,226 | -66.8% |
| Financial fixed assets | 28 | €1,989 | €1,989 | = | 0.0% |
| Current assets | 29/58 | €865,063 | €723,609 | -€141,454 | -16.4% |
| Stocks and contracts in progress | 3 | €50,986 | €50,322 | -€665 | -1.3% |
| Stocks | 30/36 | €50,986 | €50,322 | -€665 | -1.3% |
| Amounts receivable within one year | 40/41 | €364,897 | €292,142 | -€72,755 | -19.9% |
| Trade receivables | 40 | €213,459 | €259,502 | +€46,043 | +21.6% |
| Other amounts receivable | 41 | €151,438 | €32,640 | -€118,798 | -78.4% |
| Current investments | 50/53 | €329,223 | €333,832 | +€4,609 | +1.4% |
| Cash at bank and in hand | 54/58 | €114,800 | €38,337 | -€76,464 | -66.6% |
| Deferred charges and accrued income | 490/1 | €5,156 | €8,977 | +€3,820 | +74.1% |
| Total equity and liabilities | 10/49 | €1,008,595 | €853,442 | -€155,153 | -15.4% |
| Equity | 10/15 | €825,509 | €701,910 | -€123,599 | -15.0% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €647,820 | €519,953 | -€127,868 | -19.7% |
| Tax-exempt reserves | 132 | €8,000 | €8,000 | = | 0.0% |
| Distributable reserves | 133 | €639,820 | €511,953 | -€127,868 | -20.0% |
| Profit (loss) carried forward | 14 | €159,097 | €163,366 | +€4,269 | +2.7% |
| Amounts payable | 17/49 | €183,086 | €151,532 | -€31,554 | -17.2% |
| Amounts payable within one year | 42/48 | €182,881 | €151,532 | -€31,349 | -17.1% |
| Current portion of amounts payable after more than one year | 42 | €2,757 | - | -€2,757 | |
| Trade debts | 44 | €147,238 | €118,169 | -€29,069 | -19.7% |
| Suppliers | 440/4 | €147,238 | €118,169 | -€29,069 | -19.7% |
| Taxes, remuneration and social security | 45 | €32,886 | €33,363 | +€477 | +1.4% |
| Taxes | 450/3 | €32,886 | €32,912 | +€25 | +0.1% |
| Remuneration and social security | 454/9 | - | €451 | +€451 | |
| Accrued charges and deferred income | 492/3 | €205 | - | -€205 | |
| Remuneration, social security and pensions | 62 | €5,234 | €1,599 | -€3,636 | -69.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €25,714 | €24,375 | -€1,339 | -5.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €6,384 | €184 | -€6,200 | -97.1% |
| Other operating charges | 640/8 | €5,966 | €3,343 | -€2,623 | -44.0% |
| Gross operating margin | 9900 | -€6,085 | €27,854 | +€33,939 | |
| Operating profit (loss) | 9901 | -€49,383 | -€1,647 | +€47,736 | +96.7% |
| Financial income | 75/76B | €13,935 | €9,324 | -€4,612 | -33.1% |
| Recurring financial income | 75 | €13,935 | €9,324 | -€4,612 | -33.1% |
| Financial charges | 65/66B | €1,110 | €558 | -€552 | -49.7% |
| Recurring financial charges | 65 | €1,110 | €558 | -€552 | -49.7% |
| Profit (loss) for the period before taxes | 9903 | -€36,558 | €7,119 | +€43,676 | |
| Income taxes | 67/77 | €276 | €2,850 | +€2,574 | +934% |
| Profit (loss) for the period | 9904 | -€36,833 | €4,269 | +€41,102 | |
| Profit (loss) for the period to be appropriated | 9905 | -€36,833 | €4,269 | +€41,102 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.