STIC CONSULT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STIC CONSULT
Largest movements
- Cash -€42,880
down €42,880 (-54.1%), from €79,312 to €36,432
mainly Contributions, distributions and other (-€52,015) and Other debts (-€18,843)
- Receivables within one year +€13,691
up €13,691 (+113%), from €12,143 to €25,834
of which Trade receivables: +€12,870
- Tangible fixed assets -€5,996
down €5,996 (-60.0%), from €9,998 to €4,002
of which Furniture and vehicles: -€5,492
- Deferred charges and accrued income +€4,911
up €4,911 (+186%), from €2,639 to €7,549
- Other debts -€18,843
down €18,843 (-33.0%), from €57,172 to €38,329
- Tax, wage and social debts -€11,310
down €11,310 (-55.6%), from €20,333 to €9,023
- Reserves -€6,914
down €6,914 (-88.7%), from €7,794 to €880
- Trade debts +€5,686
up €5,686 (+2,337%), from €243 to €5,929
- Accrued charges and deferred income +€1,107
new in 2025: €1,107
- Other operating charges -€8,396
down €8,396 (-92.6%), from €9,064 to €668
- Write-downs +€8,357
up €8,357, from -€8,357 to €0
- Gross operating margin +€4,279
up €4,279 (+6.9%), from €61,688 to €65,966
- Taxes +€782
up €782 (+7.2%), from €10,897 to €11,679
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €104,092 | €73,818 | -€30,274 | -29.1% |
| Fixed assets | 21/28 | €9,998 | €4,002 | -€5,996 | -60.0% |
| Tangible fixed assets | 22/27 | €9,998 | €4,002 | -€5,996 | -60.0% |
| Plant, machinery and equipment | 23 | €676 | €172 | -€503 | -74.5% |
| Furniture and vehicles | 24 | €9,322 | €3,830 | -€5,492 | -58.9% |
| Current assets | 29/58 | €94,094 | €69,815 | -€24,279 | -25.8% |
| Amounts receivable within one year | 40/41 | €12,143 | €25,834 | +€13,691 | +113% |
| Trade receivables | 40 | €11,040 | €23,910 | +€12,870 | +117% |
| Other amounts receivable | 41 | €1,103 | €1,924 | +€821 | +74.4% |
| Cash at bank and in hand | 54/58 | €79,312 | €36,432 | -€42,880 | -54.1% |
| Deferred charges and accrued income | 490/1 | €2,639 | €7,549 | +€4,911 | +186% |
| Total equity and liabilities | 10/49 | €104,092 | €73,818 | -€30,274 | -29.1% |
| Equity | 10/15 | €26,344 | €19,430 | -€6,914 | -26.2% |
| Contributions | 10/11 | €18,550 | €18,550 | = | 0.0% |
| Reserves | 13 | €7,794 | €880 | -€6,914 | -88.7% |
| Distributable reserves | 133 | €7,794 | €880 | -€6,914 | -88.7% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €77,748 | €54,388 | -€23,360 | -30.0% |
| Amounts payable within one year | 42/48 | €77,748 | €53,281 | -€24,467 | -31.5% |
| Current portion of amounts payable after more than one year | 42 | €0 | - | = | |
| Trade debts | 44 | €243 | €5,929 | +€5,686 | +2,337% |
| Suppliers | 440/4 | €243 | €5,929 | +€5,686 | +2,337% |
| Taxes, remuneration and social security | 45 | €20,333 | €9,023 | -€11,310 | -55.6% |
| Taxes | 450/3 | €20,333 | €9,023 | -€11,310 | -55.6% |
| Other amounts payable | 47/48 | €57,172 | €38,329 | -€18,843 | -33.0% |
| Accrued charges and deferred income | 492/3 | - | €1,107 | +€1,107 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,911 | €6,896 | -€15 | -0.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | -€8,357 | €0 | +€8,357 | |
| Other operating charges | 640/8 | €9,064 | €668 | -€8,396 | -92.6% |
| Gross operating margin | 9900 | €61,688 | €65,966 | +€4,279 | +6.9% |
| Operating profit (loss) | 9901 | €54,070 | €58,403 | +€4,333 | +8.0% |
| Financial income | 75/76B | €0 | €0 | -€0 | -100% |
| Recurring financial income | 75 | €0 | €0 | -€0 | -100% |
| Financial charges | 65/66B | €1,462 | €1,623 | +€162 | +11.1% |
| Recurring financial charges | 65 | €1,462 | €1,623 | +€162 | +11.1% |
| Profit (loss) for the period before taxes | 9903 | €52,608 | €56,779 | +€4,171 | +7.9% |
| Income taxes | 67/77 | €10,897 | €11,679 | +€782 | +7.2% |
| Profit (loss) for the period | 9904 | €41,711 | €45,100 | +€3,389 | +8.1% |
| Profit (loss) for the period to be appropriated | 9905 | €41,711 | €45,100 | +€3,389 | +8.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.