STI Automobile: what changed
What changed
STI Automobile
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
filed annual accounts (NBB)
Net result for the year
€115,817
2024 · €113,482+€2,336
Equity
€746,543
2024 · €630,726+€115,817
Cash
€31,826
2024 · €7,683+€24,143
Balance sheet total
€1.7m
2024 · €1.5m+€242,530
Largest movements
Assets
- Receivables within one year +€202,902
up €202,902 (+802%), from €25,311 to €228,214
of which Trade receivables: +€201,422
- Cash +€24,143
up €24,143 (+314%), from €7,683 to €31,826
mainly Net result for the year (+€115,817) and Trade debts (+€85,461)
- Stocks and contracts +€20,204
up €20,204 (+1.4%), from €1.4m to €1.4m
Equity and liabilities
- Profit (loss) carried forward +€115,817
up €115,817 (+20.0%), from €580,262 to €696,079
- Trade debts +€85,461
up €85,461 (+62.9%), from €135,931 to €221,393
- Tax, wage and social debts +€36,099
up €36,099 (+19.9%), from €181,227 to €217,326
of which Taxes: +€18,786
Income statement
- Staff costs +€31,226
new in 2025: €31,226
- Gross operating margin +€28,664
up €28,664 (+16.5%), from €174,028 to €202,692
- Taxes -€11,078
down €11,078 (-25.8%), from €42,949 to €31,871
- Other operating charges +€2,332
up €2,332 (+39.9%), from €5,842 to €8,174
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€113,482
Gross operating margin
+€28,664
Staff costs
-€31,226
Depreciation
-€54
Other operating charges
-€2,332
Other operating items
-€3,143
Financial income
+€47
Financial charges
-€699
Taxes
+€11,078
Result 2025
€115,817
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€26,854
Investment
-€2,711
Financing
€0
Cash 2024
€7,683
From operations (derived)
+€26,854
Net result for the year
+€115,817
Depreciation
+€11,627
Stocks and contracts
-€20,204
Receivables within one year
-€202,902
Deferred charges and accrued income
-€4,197
Trade debts
+€85,461
Tax, wage and social debts
+€36,099
Other debts
+€5,593
Accrued charges and deferred income
-€440
Investment (derived)
-€2,711
Investment in fixed assets (net)
-€2,711
Cash 2025
€31,826
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,466,009 | €1,708,539 | +€242,530 | +16.5% |
| Fixed assets | 21/28 | €31,267 | €22,352 | -€8,916 | -28.5% |
| Tangible fixed assets | 22/27 | €31,244 | €22,329 | -€8,916 | -28.5% |
| Plant, machinery and equipment | 23 | €420 | €122 | -€298 | -70.9% |
| Furniture and vehicles | 24 | €30,292 | €22,206 | -€8,086 | -26.7% |
| Other tangible fixed assets | 26 | €532 | - | -€532 | |
| Financial fixed assets | 28 | €23 | €23 | = | 0.0% |
| Current assets | 29/58 | €1,434,742 | €1,686,187 | +€251,446 | +17.5% |
| Stocks and contracts in progress | 3 | €1,401,748 | €1,421,951 | +€20,204 | +1.4% |
| Stocks | 30/36 | €1,401,748 | €1,421,951 | +€20,204 | +1.4% |
| Amounts receivable within one year | 40/41 | €25,311 | €228,214 | +€202,902 | +802% |
| Trade receivables | 40 | €17,219 | €218,641 | +€201,422 | +1,170% |
| Other amounts receivable | 41 | €8,093 | €9,573 | +€1,480 | +18.3% |
| Cash at bank and in hand | 54/58 | €7,683 | €31,826 | +€24,143 | +314% |
| Deferred charges and accrued income | 490/1 | - | €4,197 | +€4,197 | |
| Total equity and liabilities | 10/49 | €1,466,009 | €1,708,539 | +€242,530 | +16.5% |
| Equity | 10/15 | €630,726 | €746,543 | +€115,817 | +18.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €31,865 | €31,865 | = | 0.0% |
| Tax-exempt reserves | 132 | €31,865 | €31,865 | = | 0.0% |
| Profit (loss) carried forward | 14 | €580,262 | €696,079 | +€115,817 | +20.0% |
| Amounts payable | 17/49 | €835,283 | €961,996 | +€126,713 | +15.2% |
| Amounts payable within one year | 42/48 | €834,793 | €961,946 | +€127,153 | +15.2% |
| Trade debts | 44 | €135,931 | €221,393 | +€85,461 | +62.9% |
| Suppliers | 440/4 | €135,931 | €221,393 | +€85,461 | +62.9% |
| Taxes, remuneration and social security | 45 | €181,227 | €217,326 | +€36,099 | +19.9% |
| Taxes | 450/3 | €180,702 | €199,488 | +€18,786 | +10.4% |
| Remuneration and social security | 454/9 | €525 | €17,838 | +€17,313 | +3,298% |
| Other amounts payable | 47/48 | €517,635 | €523,227 | +€5,593 | +1.1% |
| Accrued charges and deferred income | 492/3 | €490 | €50 | -€440 | -89.9% |
| Remuneration, social security and pensions | 62 | - | €31,226 | +€31,226 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,573 | €11,627 | +€54 | +0.5% |
| Other operating charges | 640/8 | €5,842 | €8,174 | +€2,332 | +39.9% |
| Non-recurring operating charges | 66A | - | €3,143 | +€3,143 | |
| Gross operating margin | 9900 | €174,028 | €202,692 | +€28,664 | +16.5% |
| Operating profit (loss) | 9901 | €156,613 | €148,523 | -€8,090 | -5.2% |
| Financial income | 75/76B | €20 | €67 | +€47 | +237% |
| Recurring financial income | 75 | €20 | €67 | +€47 | +237% |
| Financial charges | 65/66B | €202 | €901 | +€699 | +345% |
| Recurring financial charges | 65 | €202 | €901 | +€699 | +345% |
| Profit (loss) for the period before taxes | 9903 | €156,430 | €147,688 | -€8,742 | -5.6% |
| Income taxes | 67/77 | €42,949 | €31,871 | -€11,078 | -25.8% |
| Profit (loss) for the period | 9904 | €113,482 | €115,817 | +€2,336 | +2.1% |
| Profit (loss) for the period to be appropriated | 9905 | €113,482 | €115,817 | +€2,336 | +2.1% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.