SteWi Holding: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SteWi Holding
Largest movements
- Current investments -€650,000
down €650,000 (-100%), from €650,000 to €0
- Cash +€410,520
up €410,520 (+285%), from €144,182 to €554,702
mainly Current investments (+€650,000) and Short-term financial debts (+€14,016)
No liability line moved by more than 1% of the balance sheet total.
- Financial income -€519,934
down €519,934 (-97.9%), from €531,309 to €11,375
- Financial charges -€2,427
down €2,427 (-18.4%), from €13,202 to €10,775
- Gross operating margin +€1,263
up €1,263 (+34.3%), from -€3,681 to -€2,418
- Other operating charges +€47
up €47 (+4.3%), from €1,094 to €1,140
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €30,909,739 | €30,672,442 | -€237,296 | -0.8% |
| Fixed assets | 21/28 | €30,114,328 | €30,114,328 | = | 0.0% |
| Financial fixed assets | 28 | €30,114,328 | €30,114,328 | = | 0.0% |
| Current assets | 29/58 | €795,411 | €558,114 | -€237,296 | -29.8% |
| Amounts receivable within one year | 40/41 | €1,229 | €3,413 | +€2,184 | +178% |
| Other amounts receivable | 41 | €1,229 | €3,413 | +€2,184 | +178% |
| Current investments | 50/53 | €650,000 | €0 | -€650,000 | -100% |
| Cash at bank and in hand | 54/58 | €144,182 | €554,702 | +€410,520 | +285% |
| Total equity and liabilities | 10/49 | €30,909,739 | €30,672,442 | -€237,296 | -0.8% |
| Equity | 10/15 | €23,444,484 | €23,441,525 | -€2,959 | 0.0% |
| Contributions | 10/11 | €22,664,000 | €22,664,000 | = | 0.0% |
| Reserves | 13 | €780,484 | €777,525 | -€2,959 | -0.4% |
| Distributable reserves | 133 | €780,484 | €777,525 | -€2,959 | -0.4% |
| Amounts payable | 17/49 | €7,465,255 | €7,230,917 | -€234,338 | -3.1% |
| Amounts payable after more than one year | 17 | €7,192,144 | €6,940,833 | -€251,310 | -3.5% |
| Financial debts | 170/4 | €7,192,144 | €6,940,833 | -€251,310 | -3.5% |
| Amounts payable within one year | 42/48 | €272,117 | €289,088 | +€16,970 | +6.2% |
| Current portion of amounts payable after more than one year | 42 | €269,209 | €272,131 | +€2,922 | +1.1% |
| Financial debts | 43 | - | €14,016 | +€14,016 | |
| Credit institutions | 430/8 | - | €14,016 | +€14,016 | |
| Trade debts | 44 | €2,909 | €2,941 | +€33 | +1.1% |
| Suppliers | 440/4 | €2,909 | €2,941 | +€33 | +1.1% |
| Accrued charges and deferred income | 492/3 | €994 | €996 | +€2 | +0.2% |
| Other operating charges | 640/8 | €1,094 | €1,140 | +€47 | +4.3% |
| Gross operating margin | 9900 | -€3,681 | -€2,418 | +€1,263 | +34.3% |
| Operating profit (loss) | 9901 | -€4,774 | -€3,559 | +€1,216 | +25.5% |
| Financial income | 75/76B | €531,309 | €11,375 | -€519,934 | -97.9% |
| Recurring financial income | 75 | €531,309 | €11,375 | -€519,934 | -97.9% |
| Financial charges | 65/66B | €13,202 | €10,775 | -€2,427 | -18.4% |
| Recurring financial charges | 65 | €13,202 | €10,775 | -€2,427 | -18.4% |
| Profit (loss) for the period before taxes | 9903 | €513,333 | -€2,959 | -€516,292 | |
| Profit (loss) for the period | 9904 | €513,333 | -€2,959 | -€516,292 | |
| Profit (loss) for the period to be appropriated | 9905 | €513,333 | -€2,959 | -€516,292 |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.