Stevimmo: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Stevimmo
Largest movements
- Receivables within one year +€196,850
up €196,850 (+4.0%), from €5.0m to €5.2m
- Reserves +€185,931
up €185,931 (+10.5%), from €1.8m to €2.0m
of which Distributable reserves: +€185,931
- Financial income +€58,335
up €58,335 (+29.2%), from €199,742 to €258,077
- Gross operating margin +€20,007
up €20,007 (+55.5%), from €36,081 to €56,088
- Taxes +€16,002
up €16,002 (+30.5%), from €52,523 to €68,525
- Other operating charges +€2,860
up €2,860 (+9.5%), from €30,210 to €33,070
- Depreciation +€1,289
up €1,289 (+5.1%), from €25,340 to €26,629
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €7,935,878 | €8,095,709 | +€159,831 | +2.0% |
| Fixed assets | 21/28 | €908,859 | €910,668 | +€1,808 | +0.2% |
| Tangible fixed assets | 22/27 | €908,859 | €910,668 | +€1,808 | +0.2% |
| Land and buildings | 22 | €894,704 | €903,992 | +€9,288 | +1.0% |
| Plant, machinery and equipment | 23 | €14,155 | €6,675 | -€7,480 | -52.8% |
| Current assets | 29/58 | €7,027,019 | €7,185,042 | +€158,023 | +2.2% |
| Amounts receivable within one year | 40/41 | €4,962,735 | €5,159,585 | +€196,850 | +4.0% |
| Other amounts receivable | 41 | €4,962,735 | €5,159,585 | +€196,850 | +4.0% |
| Current investments | 50/53 | €1,380,408 | €1,384,088 | +€3,680 | +0.3% |
| Cash at bank and in hand | 54/58 | €683,456 | €640,213 | -€43,244 | -6.3% |
| Deferred charges and accrued income | 490/1 | €420 | €1,156 | +€736 | +175.3% |
| Total equity and liabilities | 10/49 | €7,935,878 | €8,095,709 | +€159,831 | +2.0% |
| Equity | 10/15 | €7,880,727 | €8,066,658 | +€185,931 | +2.4% |
| Contributions | 10/11 | €6,110,288 | €6,110,288 | = | 0.0% |
| Capital | 10 | €6,110,288 | €6,110,288 | = | 0.0% |
| Issued capital | 100 | €6,110,288 | €6,110,288 | = | 0.0% |
| Reserves | 13 | €1,770,439 | €1,956,370 | +€185,931 | +10.5% |
| Non-distributable reserves | 130/1 | €611,029 | €611,029 | = | 0.0% |
| Legal reserve | 130 | €611,029 | €611,029 | = | 0.0% |
| Distributable reserves | 133 | €1,159,410 | €1,345,341 | +€185,931 | +16.0% |
| Amounts payable | 17/49 | €55,151 | €29,051 | -€26,100 | -47.3% |
| Amounts payable within one year | 42/48 | €48,225 | €28,301 | -€19,924 | -41.3% |
| Trade debts | 44 | €16,037 | €6,813 | -€9,224 | -57.5% |
| Suppliers | 440/4 | €16,037 | €6,813 | -€9,224 | -57.5% |
| Taxes, remuneration and social security | 45 | €32,189 | €21,488 | -€10,700 | -33.2% |
| Taxes | 450/3 | €32,189 | €21,488 | -€10,700 | -33.2% |
| Accrued charges and deferred income | 492/3 | €6,926 | €750 | -€6,176 | -89.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €25,340 | €26,629 | +€1,289 | +5.1% |
| Other operating charges | 640/8 | €30,210 | €33,070 | +€2,860 | +9.5% |
| Gross operating margin | 9900 | €36,081 | €56,088 | +€20,007 | +55.5% |
| Operating profit (loss) | 9901 | -€19,470 | -€3,611 | +€15,858 | +81.5% |
| Financial income | 75/76B | €199,742 | €258,077 | +€58,335 | +29.2% |
| Recurring financial income | 75 | €199,742 | €258,077 | +€58,335 | +29.2% |
| Financial charges | 65/66B | €831 | €10 | -€821 | -98.7% |
| Recurring financial charges | 65 | €831 | €10 | -€821 | -98.7% |
| Profit (loss) for the period before taxes | 9903 | €179,442 | €254,456 | +€75,014 | +41.8% |
| Income taxes | 67/77 | €52,523 | €68,525 | +€16,002 | +30.5% |
| Profit (loss) for the period | 9904 | €126,919 | €185,931 | +€59,012 | +46.5% |
| Profit (loss) for the period to be appropriated | 9905 | €126,919 | €185,931 | +€59,012 | +46.5% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.