Steve Schilderwerken: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Steve Schilderwerken
Largest movements
- Deferred charges and accrued income +€13,475
up €13,475, from €0 to €13,475
- Cash -€8,536
down €8,536 (-50.8%), from €16,813 to €8,277
mainly Deferred charges and accrued income (-€13,475) and Tax, wage and social debts (-€6,549)
- Receivables within one year -€2,009
down €2,009 (-3.4%), from €58,619 to €56,610
of which Other amounts receivable: -€2,009
- Financial fixed assets -€1,875
down €1,875 (-100%), from €1,875 to €0
- Tangible fixed assets -€994
down €994 (-40.0%), from €2,488 to €1,494
of which Plant, machinery and equipment: -€545
- Trade debts +€11,725
up €11,725 (+106%), from €11,054 to €22,779
- Tax, wage and social debts -€6,549
down €6,549 (-80.9%), from €8,100 to €1,551
- Profit (loss) carried forward -€3,097
down €3,097 (-24.0%), from €12,930 to €9,834
- Accrued charges and deferred income -€2,018
down €2,018 (-56.4%), from €3,579 to €1,561
- Gross operating margin -€25,104
down €25,104 (-88.4%), from €28,408 to €3,304
- Taxes -€6,642
down €6,642 (-85.2%), from €7,792 to €1,150
- Financial charges -€3,630
down €3,630 (-65.6%), from €5,537 to €1,907
- Other operating charges +€335
up €335 (+16.6%), from €2,015 to €2,350
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €79,795 | €79,856 | +€61 | +0.1% |
| Fixed assets | 21/28 | €4,363 | €1,494 | -€2,869 | -65.8% |
| Tangible fixed assets | 22/27 | €2,488 | €1,494 | -€994 | -40.0% |
| Plant, machinery and equipment | 23 | €1,590 | €1,045 | -€545 | -34.3% |
| Furniture and vehicles | 24 | €898 | €449 | -€449 | -50.0% |
| Financial fixed assets | 28 | €1,875 | €0 | -€1,875 | -100% |
| Current assets | 29/58 | €75,432 | €78,362 | +€2,930 | +3.9% |
| Amounts receivable within one year | 40/41 | €58,619 | €56,610 | -€2,009 | -3.4% |
| Trade receivables | 40 | €2,100 | €2,100 | = | 0.0% |
| Other amounts receivable | 41 | €56,519 | €54,510 | -€2,009 | -3.6% |
| Cash at bank and in hand | 54/58 | €16,813 | €8,277 | -€8,536 | -50.8% |
| Deferred charges and accrued income | 490/1 | €0 | €13,475 | +€13,475 | |
| Total equity and liabilities | 10/49 | €79,795 | €79,856 | +€61 | +0.1% |
| Equity | 10/15 | €55,562 | €52,465 | -€3,097 | -5.6% |
| Contributions | 10/11 | €0 | - | = | |
| Reserves | 13 | €42,631 | €42,631 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €40,771 | €40,771 | = | 0.0% |
| Profit (loss) carried forward | 14 | €12,930 | €9,834 | -€3,097 | -24.0% |
| Amounts payable | 17/49 | €24,233 | €27,391 | +€3,158 | +13.0% |
| Amounts payable within one year | 42/48 | €20,654 | €25,830 | +€5,176 | +25.1% |
| Trade debts | 44 | €11,054 | €22,779 | +€11,725 | +106% |
| Suppliers | 440/4 | €11,054 | €22,779 | +€11,725 | +106% |
| Advances received on contracts in progress | 46 | €0 | - | = | |
| Taxes, remuneration and social security | 45 | €8,100 | €1,551 | -€6,549 | -80.9% |
| Taxes | 450/3 | €8,100 | €1,551 | -€6,549 | -80.9% |
| Other amounts payable | 47/48 | €1,500 | €1,500 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €3,579 | €1,561 | -€2,018 | -56.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €994 | €994 | = | 0.0% |
| Other operating charges | 640/8 | €2,015 | €2,350 | +€335 | +16.6% |
| Gross operating margin | 9900 | €28,408 | €3,304 | -€25,104 | -88.4% |
| Operating profit (loss) | 9901 | €25,399 | -€40 | -€25,439 | |
| Financial income | 75/76B | €1 | €0 | -€1 | -100% |
| Recurring financial income | 75 | €1 | €0 | -€1 | -100% |
| Financial charges | 65/66B | €5,537 | €1,907 | -€3,630 | -65.6% |
| Recurring financial charges | 65 | €5,537 | €1,907 | -€3,630 | -65.6% |
| Profit (loss) for the period before taxes | 9903 | €19,863 | -€1,947 | -€21,810 | |
| Income taxes | 67/77 | €7,792 | €1,150 | -€6,642 | -85.2% |
| Profit (loss) for the period | 9904 | €12,071 | -€3,097 | -€15,168 | |
| Profit (loss) for the period to be appropriated | 9905 | €12,071 | -€3,097 | -€15,168 |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.