STEVE JURDAN SERVICES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STEVE JURDAN SERVICES
Largest movements
- Receivables within one year -€20,612
down €20,612 (-8.5%), from €243,321 to €222,710
of which Other amounts receivable: -€23,484
- Tangible fixed assets -€5,623
down €5,623 (-43.8%), from €12,834 to €7,211
of which Furniture and vehicles: -€3,796
- Reserves -€15,000
down €15,000 (-9.1%), from €165,688 to €150,688
of which Distributable reserves: -€15,000
- Tax, wage and social debts -€6,655
down €6,655 (-28.3%), from €23,504 to €16,849
- Financial charges +€33,848
up €33,848 (+76.6%), from €44,182 to €78,030
- Taxes -€10,120
down €10,120 (-78.4%), from €12,904 to €2,783
- Gross operating margin -€3,524
down €3,524 (-4.2%), from €84,058 to €80,534
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €259,720 | €234,471 | -€25,249 | -9.7% |
| Fixed assets | 21/28 | €12,869 | €7,246 | -€5,623 | -43.7% |
| Tangible fixed assets | 22/27 | €12,834 | €7,211 | -€5,623 | -43.8% |
| Furniture and vehicles | 24 | €4,615 | €819 | -€3,796 | -82.3% |
| Leasing and similar rights | 25 | €8,219 | €6,393 | -€1,826 | -22.2% |
| Financial fixed assets | 28 | €35 | €35 | = | 0.0% |
| Current assets | 29/58 | €246,851 | €227,225 | -€19,626 | -8.0% |
| Amounts receivable within one year | 40/41 | €243,321 | €222,710 | -€20,612 | -8.5% |
| Trade receivables | 40 | €11,976 | €14,849 | +€2,873 | +24.0% |
| Other amounts receivable | 41 | €231,345 | €207,861 | -€23,484 | -10.2% |
| Cash at bank and in hand | 54/58 | €523 | €2,329 | +€1,806 | +345% |
| Deferred charges and accrued income | 490/1 | €3,007 | €2,186 | -€820 | -27.3% |
| Total equity and liabilities | 10/49 | €259,720 | €234,471 | -€25,249 | -9.7% |
| Equity | 10/15 | €189,960 | €175,824 | -€14,136 | -7.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €165,688 | €150,688 | -€15,000 | -9.1% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €163,828 | €148,828 | -€15,000 | -9.2% |
| Profit (loss) carried forward | 14 | €5,672 | €6,536 | +€864 | +15.2% |
| Amounts payable | 17/49 | €69,760 | €58,647 | -€11,113 | -15.9% |
| Amounts payable after more than one year | 17 | €2,291 | - | -€2,291 | |
| Financial debts | 170/4 | €2,291 | - | -€2,291 | |
| Amounts payable within one year | 42/48 | €67,381 | €58,647 | -€8,734 | -13.0% |
| Current portion of amounts payable after more than one year | 42 | €12,702 | €12,291 | -€411 | -3.2% |
| Financial debts | 43 | €20,339 | €20,522 | +€183 | +0.9% |
| Credit institutions | 430/8 | €20,339 | €20,522 | +€183 | +0.9% |
| Trade debts | 44 | €10,836 | €8,986 | -€1,850 | -17.1% |
| Suppliers | 440/4 | €10,836 | €8,986 | -€1,850 | -17.1% |
| Taxes, remuneration and social security | 45 | €23,504 | €16,849 | -€6,655 | -28.3% |
| Taxes | 450/3 | €23,504 | €16,849 | -€6,655 | -28.3% |
| Accrued charges and deferred income | 492/3 | €89 | - | -€89 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,530 | €5,623 | +€93 | +1.7% |
| Other operating charges | 640/8 | €561 | €529 | -€32 | -5.8% |
| Gross operating margin | 9900 | €84,058 | €80,534 | -€3,524 | -4.2% |
| Operating profit (loss) | 9901 | €77,966 | €74,382 | -€3,584 | -4.6% |
| Financial income | 75/76B | €6,908 | €7,295 | +€387 | +5.6% |
| Recurring financial income | 75 | €6,908 | €7,295 | +€387 | +5.6% |
| Financial charges | 65/66B | €44,182 | €78,030 | +€33,848 | +76.6% |
| Recurring financial charges | 65 | €44,182 | €78,030 | +€33,848 | +76.6% |
| Profit (loss) for the period before taxes | 9903 | €40,692 | €3,647 | -€37,045 | -91.0% |
| Income taxes | 67/77 | €12,904 | €2,783 | -€10,120 | -78.4% |
| Profit (loss) for the period | 9904 | €27,788 | €864 | -€26,925 | -96.9% |
| Profit (loss) for the period to be appropriated | 9905 | €27,788 | €864 | -€26,925 | -96.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.