Stev-Services: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Stev-Services
Largest movements
- Tangible fixed assets +€672,648
up €672,648 (+4811.3%), from €13,981 to €686,629
of which Land and buildings: +€674,980
- Receivables within one year -€72,674
down €72,674 (-91.4%), from €79,493 to €6,819
of which Trade receivables: -€76,820
- Debts after one year +€582,914
new in 2025: €582,914
- Other debts +€50,707
up €50,707 (+108.7%), from €46,638 to €97,345
- Profit (loss) carried forward -€33,164
down €33,164, from €7,997 to -€25,166
- Tax, wage and social debts -€12,807
down €12,807 (-88.6%), from €14,459 to €1,651
of which Remuneration and social security: -€8,365
- Trade debts +€7,799
up €7,799 (+32.4%), from €24,077 to €31,876
- Gross operating margin -€27,173
down €27,173 (-59.8%), from €45,463 to €18,290
- Depreciation +€11,196
up €11,196 (+219.0%), from €5,112 to €16,308
- Financial charges +€9,550
up €9,550 (+458.2%), from €2,084 to €11,635
- Staff costs -€2,974
down €2,974 (-14.3%), from €20,846 to €17,872
- Other operating charges +€2,000
up €2,000 (+84.3%), from €2,373 to €4,373
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €117,590 | €711,688 | +€594,099 | +505.2% |
| Fixed assets | 21/28 | €20,611 | €693,259 | +€672,648 | +3263.5% |
| Tangible fixed assets | 22/27 | €13,981 | €686,629 | +€672,648 | +4811.3% |
| Land and buildings | 22 | - | €674,980 | +€674,980 | |
| Plant, machinery and equipment | 23 | €548 | €1,583 | +€1,034 | +188.6% |
| Furniture and vehicles | 24 | €5,577 | €3,576 | -€2,001 | -35.9% |
| Other tangible fixed assets | 26 | €7,855 | €6,489 | -€1,366 | -17.4% |
| Financial fixed assets | 28 | €6,630 | €6,630 | = | 0.0% |
| Current assets | 29/58 | €96,979 | €18,429 | -€78,550 | -81.0% |
| Stocks and contracts in progress | 3 | €8,825 | €5,385 | -€3,440 | -39.0% |
| Stocks | 30/36 | €8,825 | €5,385 | -€3,440 | -39.0% |
| Amounts receivable within one year | 40/41 | €79,493 | €6,819 | -€72,674 | -91.4% |
| Trade receivables | 40 | €79,196 | €2,377 | -€76,820 | -97.0% |
| Other amounts receivable | 41 | €297 | €4,443 | +€4,145 | +1394.8% |
| Cash at bank and in hand | 54/58 | €3,357 | €3,311 | -€46 | -1.4% |
| Deferred charges and accrued income | 490/1 | €5,304 | €2,914 | -€2,390 | -45.1% |
| Total equity and liabilities | 10/49 | €117,590 | €711,688 | +€594,099 | +505.2% |
| Equity | 10/15 | €31,065 | -€2,098 | -€33,164 | |
| Contributions | 10/11 | €23,000 | €23,000 | = | 0.0% |
| Reserves | 13 | €68 | €68 | = | 0.0% |
| Non-distributable reserves | 130/1 | €68 | €68 | = | 0.0% |
| Reserves not available under the articles | 1311 | €68 | €68 | = | 0.0% |
| Profit (loss) carried forward | 14 | €7,997 | -€25,166 | -€33,164 | |
| Amounts payable | 17/49 | €86,524 | €713,786 | +€627,262 | +725.0% |
| Amounts payable after more than one year | 17 | - | €582,914 | +€582,914 | |
| Financial debts | 170/4 | - | €582,914 | +€582,914 | |
| Amounts payable within one year | 42/48 | €86,524 | €130,872 | +€44,348 | +51.3% |
| Trade debts | 44 | €24,077 | €31,876 | +€7,799 | +32.4% |
| Suppliers | 440/4 | €24,077 | €31,876 | +€7,799 | +32.4% |
| Advances received on contracts in progress | 46 | €1,350 | - | -€1,350 | |
| Taxes, remuneration and social security | 45 | €14,459 | €1,651 | -€12,807 | -88.6% |
| Taxes | 450/3 | €4,713 | €270 | -€4,442 | -94.3% |
| Remuneration and social security | 454/9 | €9,746 | €1,381 | -€8,365 | -85.8% |
| Other amounts payable | 47/48 | €46,638 | €97,345 | +€50,707 | +108.7% |
| Remuneration, social security and pensions | 62 | €20,846 | €17,872 | -€2,974 | -14.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,112 | €16,308 | +€11,196 | +219.0% |
| Other operating charges | 640/8 | €2,373 | €4,373 | +€2,000 | +84.3% |
| Non-recurring operating charges | 66A | - | €1,125 | +€1,125 | |
| Gross operating margin | 9900 | €45,463 | €18,290 | -€27,173 | -59.8% |
| Operating profit (loss) | 9901 | €17,132 | -€21,388 | -€38,520 | |
| Financial income | 75/76B | €22 | €35 | +€12 | +56.7% |
| Recurring financial income | 75 | €22 | €35 | +€12 | +56.7% |
| Financial charges | 65/66B | €2,084 | €11,635 | +€9,550 | +458.2% |
| Recurring financial charges | 65 | €2,084 | €11,635 | +€9,550 | +458.2% |
| Profit (loss) for the period before taxes | 9903 | €15,070 | -€32,988 | -€48,058 | |
| Income taxes | 67/77 | €95 | €176 | +€81 | +85.2% |
| Profit (loss) for the period | 9904 | €14,975 | -€33,164 | -€48,139 | |
| Profit (loss) for the period to be appropriated | 9905 | €14,975 | -€33,164 | -€48,139 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.