STERK HOME: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STERK HOME
Largest movements
- Stocks and contracts +€39,124
up €39,124 (+14,005%), from €279 to €39,404
- Cash +€23,675
up €23,675 (+164%), from €14,440 to €38,115
mainly Trade debts (+€45,740) and Receivables within one year (+€13,820)
- Receivables within one year -€13,820
down €13,820 (-32.3%), from €42,826 to €29,007
of which Trade receivables: -€12,138
- Tangible fixed assets +€2,740
new in 2025: €2,740
- Trade debts +€45,740
up €45,740 (+286%), from €15,975 to €61,715
- Advances received -€13,033
no longer reported in 2025 (was €13,033)
- Tax, wage and social debts +€12,839
up €12,839 (+373%), from €3,444 to €16,283
of which Remuneration and social security: +€15,000
- Profit (loss) carried forward +€3,940
up €3,940 (+32.5%), from €12,115 to €16,055
- Other debts +€2,000
up €2,000 (+16.7%), from €11,975 to €13,975
- Gross operating margin -€9,637
down €9,637 (-60.7%), from €15,885 to €6,248
- Taxes -€2,161
down €2,161 (-62.7%), from €3,444 to €1,283
- Other operating charges +€364
up €364 (+232%), from €157 to €521
- Financial charges +€261
new in 2025: €261
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €58,541 | €110,028 | +€51,487 | +87.9% |
| Formation expenses | 20 | €996 | €763 | -€233 | -23.4% |
| Fixed assets | 21/28 | - | €2,740 | +€2,740 | |
| Tangible fixed assets | 22/27 | - | €2,740 | +€2,740 | |
| Furniture and vehicles | 24 | - | €2,740 | +€2,740 | |
| Current assets | 29/58 | €57,545 | €106,525 | +€48,980 | +85.1% |
| Stocks and contracts in progress | 3 | €279 | €39,404 | +€39,124 | +14,005% |
| Stocks | 30/36 | €279 | €39,404 | +€39,124 | +14,005% |
| Amounts receivable within one year | 40/41 | €42,826 | €29,007 | -€13,820 | -32.3% |
| Trade receivables | 40 | €40,049 | €27,911 | -€12,138 | -30.3% |
| Other amounts receivable | 41 | €2,777 | €1,096 | -€1,682 | -60.6% |
| Cash at bank and in hand | 54/58 | €14,440 | €38,115 | +€23,675 | +164% |
| Total equity and liabilities | 10/49 | €58,541 | €110,028 | +€51,487 | +87.9% |
| Equity | 10/15 | €14,115 | €18,055 | +€3,940 | +27.9% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Capital | 10 | €2,000 | €2,000 | = | 0.0% |
| Issued capital | 100 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €12,115 | €16,055 | +€3,940 | +32.5% |
| Amounts payable | 17/49 | €44,427 | €91,973 | +€47,546 | +107% |
| Amounts payable within one year | 42/48 | €44,427 | €91,973 | +€47,546 | +107% |
| Trade debts | 44 | €15,975 | €61,715 | +€45,740 | +286% |
| Suppliers | 440/4 | €15,975 | €61,715 | +€45,740 | +286% |
| Advances received on contracts in progress | 46 | €13,033 | - | -€13,033 | |
| Taxes, remuneration and social security | 45 | €3,444 | €16,283 | +€12,839 | +373% |
| Taxes | 450/3 | €3,444 | €1,283 | -€2,161 | -62.7% |
| Remuneration and social security | 454/9 | - | €15,000 | +€15,000 | |
| Other amounts payable | 47/48 | €11,975 | €13,975 | +€2,000 | +16.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €169 | €243 | +€74 | +43.5% |
| Other operating charges | 640/8 | €157 | €521 | +€364 | +232% |
| Gross operating margin | 9900 | €15,885 | €6,248 | -€9,637 | -60.7% |
| Operating profit (loss) | 9901 | €15,559 | €5,485 | -€10,074 | -64.7% |
| Financial charges | 65/66B | - | €261 | +€261 | |
| Recurring financial charges | 65 | - | €261 | +€261 | |
| Profit (loss) for the period before taxes | 9903 | €15,559 | €5,224 | -€10,335 | -66.4% |
| Income taxes | 67/77 | €3,444 | €1,283 | -€2,161 | -62.7% |
| Profit (loss) for the period | 9904 | €12,115 | €3,940 | -€8,174 | -67.5% |
| Profit (loss) for the period to be appropriated | 9905 | €12,115 | €3,940 | -€8,174 | -67.5% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.