STERCKX: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
STERCKX
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€36,122
2024 · -€2,336+€38,459
Equity
€2.4m
2024 · €2.3m+€36,122
Cash
€951,940
2024 · €1.0m-€66,744
Balance sheet total
€16.3m
2024 · €17.0m-€728,178
Largest movements
Assets
- Receivables within one year -€724,374
down €724,374 (-7.0%), from €10.3m to €9.6m
of which Other amounts receivable: -€446,522
- Deferred charges and accrued income +€256,372
up €256,372 (+1213.6%), from €21,126 to €277,497
- Stocks and contracts -€232,516
down €232,516 (-4.6%), from €5.0m to €4.8m
Equity and liabilities
- Short-term financial debts -€1.7m
down €1.7m (-21.0%), from €7.9m to €6.2m
- Trade debts +€923,432
up €923,432 (+15.8%), from €5.8m to €6.8m
Income statement
- Goods and materials -€7.0m
down €7.0m (-18.0%), from €39.1m to €32.1m
of which Change in stocks: decrease (increase): -€3.6m
- Turnover -€6.6m
down €6.6m (-15.9%), from €41.6m to €35.0m
- Other operating income -€678,072
down €678,072 (-20.4%), from €3.3m to €2.6m
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€2,336
Turnover
-€6.6m
Other operating income
-€678,072
Goods and materials
+€7.0m
Services and other goods
+€186,008
Staff costs
-€83,488
Depreciation
-€4,125
Write-downs
+€29,870
Other operating charges
+€46,733
Other operating items
-€88,395
Financial income
-€23,267
Financial charges
+€261,099
Taxes
-€22,347
Result 2025
€36,122
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€1.8m
Investment
-€169,654
Financing
-€1.7m
Cash 2024
€1.0m
From operations (derived)
+€1.8m
Net result for the year
+€36,122
Depreciation
+€130,571
Stocks and contracts
+€232,516
Receivables within one year
+€724,374
Deferred charges and accrued income
-€256,372
Trade debts
+€923,432
Tax, wage and social debts
+€110,284
Advances received
-€153,556
Other debts
-€56,501
Accrued charges and deferred income
+€116,491
Investment (derived)
-€169,654
Investment in fixed assets (net)
-€169,654
Financing
-€1.7m
Debts after one year
-€49,451
Current portion of long-term debt
+€921
Short-term financial debts
-€1.7m
Cash 2025
€951,940
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €16,991,452 | €16,263,274 | -€728,178 | -4.3% |
| Fixed assets | 21/28 | €599,736 | €638,819 | +€39,084 | +6.5% |
| Intangible fixed assets | 21 | €11,033 | €8,033 | -€3,000 | -27.2% |
| Tangible fixed assets | 22/27 | €585,247 | €627,331 | +€42,084 | +7.2% |
| Plant, machinery and equipment | 23 | €96,683 | €171,026 | +€74,344 | +76.9% |
| Furniture and vehicles | 24 | €98,595 | €41,706 | -€56,889 | -57.7% |
| Other tangible fixed assets | 26 | €389,970 | €414,599 | +€24,629 | +6.3% |
| Financial fixed assets | 28 | €3,455 | €3,455 | = | 0.0% |
| Other financial fixed assets | 284/8 | €3,455 | €3,455 | = | 0.0% |
| Amounts receivable and cash guarantees | 285/8 | €3,455 | €3,455 | = | 0.0% |
| Current assets | 29/58 | €16,391,717 | €15,624,455 | -€767,262 | -4.7% |
| Stocks and contracts in progress | 3 | €5,030,010 | €4,797,493 | -€232,516 | -4.6% |
| Stocks | 30/36 | €5,030,010 | €4,797,493 | -€232,516 | -4.6% |
| Goods purchased for resale | 34 | €5,030,010 | €4,797,493 | -€232,516 | -4.6% |
| Amounts receivable within one year | 40/41 | €10,321,897 | €9,597,524 | -€724,374 | -7.0% |
| Trade receivables | 40 | €3,461,638 | €3,183,786 | -€277,852 | -8.0% |
| Other amounts receivable | 41 | €6,860,259 | €6,413,738 | -€446,522 | -6.5% |
| Cash at bank and in hand | 54/58 | €1,018,684 | €951,940 | -€66,744 | -6.6% |
| Deferred charges and accrued income | 490/1 | €21,126 | €277,497 | +€256,372 | +1213.6% |
| Total equity and liabilities | 10/49 | €16,991,452 | €16,263,274 | -€728,178 | -4.3% |
| Equity | 10/15 | €2,320,040 | €2,356,163 | +€36,122 | +1.6% |
| Contributions | 10/11 | €1,000,000 | €1,000,000 | = | 0.0% |
| Capital | 10 | €1,000,000 | €1,000,000 | = | 0.0% |
| Issued capital | 100 | €1,000,000 | €1,000,000 | = | 0.0% |
| Reserves | 13 | €670,893 | €670,893 | = | 0.0% |
| Non-distributable reserves | 130/1 | €100,000 | €100,000 | = | 0.0% |
| Legal reserve | 130 | €100,000 | €100,000 | = | 0.0% |
| Distributable reserves | 133 | €570,893 | €570,893 | = | 0.0% |
| Profit (loss) carried forward | 14 | €649,147 | €685,269 | +€36,122 | +5.6% |
| Amounts payable | 17/49 | €14,671,412 | €13,907,111 | -€764,301 | -5.2% |
| Amounts payable after more than one year | 17 | €96,500 | €47,049 | -€49,451 | -51.2% |
| Financial debts | 170/4 | €96,500 | €47,049 | -€49,451 | -51.2% |
| Credit institutions | 173 | €96,500 | €47,049 | -€49,451 | -51.2% |
| Amounts payable within one year | 42/48 | €14,454,342 | €13,623,002 | -€831,340 | -5.8% |
| Current portion of amounts payable after more than one year | 42 | €48,530 | €49,451 | +€921 | +1.9% |
| Financial debts | 43 | €7,880,546 | €6,224,625 | -€1.7m | -21.0% |
| Credit institutions | 430/8 | €7,880,546 | €6,224,625 | -€1.7m | -21.0% |
| Trade debts | 44 | €5,840,952 | €6,764,384 | +€923,432 | +15.8% |
| Suppliers | 440/4 | €5,840,952 | €6,764,384 | +€923,432 | +15.8% |
| Advances received on contracts in progress | 46 | €314,928 | €161,372 | -€153,556 | -48.8% |
| Taxes, remuneration and social security | 45 | €312,886 | €423,170 | +€110,284 | +35.2% |
| Taxes | 450/3 | €55,223 | €95,667 | +€40,444 | +73.2% |
| Remuneration and social security | 454/9 | €257,663 | €327,503 | +€69,840 | +27.1% |
| Other amounts payable | 47/48 | €56,501 | - | -€56,501 | |
| Accrued charges and deferred income | 492/3 | €120,570 | €237,061 | +€116,491 | +96.6% |
| Operating income | 70/76A | €45,011,031 | €37,641,900 | -€7.4m | -16.4% |
| Turnover | 70 | €41,594,382 | €34,984,838 | -€6.6m | -15.9% |
| Other operating income | 74 | €3,318,462 | €2,640,390 | -€678,072 | -20.4% |
| Non-recurring operating income | 76A | €98,187 | €16,672 | -€81,514 | -83.0% |
| Operating charges | 60/66A | €44,306,572 | €37,114,467 | -€7.2m | -16.2% |
| Goods for resale, raw materials and consumables | 60 | €39,121,213 | €32,097,227 | -€7.0m | -18.0% |
| Purchases | 600/8 | €35,323,021 | €31,885,259 | -€3.4m | -9.7% |
| Change in stocks: decrease (increase) | 609 | €3,798,191 | €211,967 | -€3.6m | -94.4% |
| Services and other goods | 61 | €3,003,960 | €2,817,951 | -€186,008 | -6.2% |
| Remuneration, social security and pensions | 62 | €1,927,901 | €2,011,388 | +€83,488 | +4.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €126,446 | €130,571 | +€4,125 | +3.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €49,789 | €19,919 | -€29,870 | -60.0% |
| Other operating charges | 640/8 | €77,264 | €30,530 | -€46,733 | -60.5% |
| Non-recurring operating charges | 66A | - | €6,880 | +€6,880 | |
| Operating profit (loss) | 9901 | €704,459 | €527,433 | -€177,026 | -25.1% |
| Financial income | 75/76B | €45,136 | €21,869 | -€23,267 | -51.5% |
| Recurring financial income | 75 | €45,136 | €21,869 | -€23,267 | -51.5% |
| Income from current assets | 751 | €368 | €3,721 | +€3,353 | +912.2% |
| Other financial income | 752/9 | €44,769 | €18,148 | -€26,620 | -59.5% |
| Financial charges | 65/66B | €729,314 | €468,216 | -€261,099 | -35.8% |
| Recurring financial charges | 65 | €729,314 | €468,216 | -€261,099 | -35.8% |
| Debt charges | 650 | €682,660 | €419,493 | -€263,167 | -38.6% |
| Other financial charges | 652/9 | €46,654 | €48,723 | +€2,068 | +4.4% |
| Profit (loss) for the period before taxes | 9903 | €20,281 | €81,087 | +€60,806 | +299.8% |
| Income taxes | 67/77 | €22,617 | €44,964 | +€22,347 | +98.8% |
| Taxes | 670/3 | €22,617 | €44,964 | +€22,347 | +98.8% |
| Profit (loss) for the period | 9904 | -€2,336 | €36,122 | +€38,459 | |
| Profit (loss) for the period to be appropriated | 9905 | -€2,336 | €36,122 | +€38,459 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.