STEPHEX BUILDINGS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STEPHEX BUILDINGS
Largest movements
- Receivables within one year -€19,641
down €19,641 (-100.0%), from €19,641 to €0
- Profit (loss) carried forward -€21,510
down €21,510 (-107.3%), from -€20,037 to -€41,547
- Trade debts +€2,734
up €2,734 (+92.9%), from €2,943 to €5,677
- Other debts -€889
down €889 (-5.4%), from €16,354 to €15,465
- Gross operating margin -€57,013
down €57,013, from €40,141 to -€16,871
- Financial charges -€30,054
down €30,054 (-95.1%), from €31,595 to €1,541
- Other operating charges +€1,500
up €1,500 (+89.9%), from €1,668 to €3,169
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €19,664 | €0 | -€19,664 | -100.0% |
| Current assets | 29/58 | €19,664 | €0 | -€19,664 | -100.0% |
| Stocks and contracts in progress | 3 | €0 | - | = | |
| Stocks | 30/36 | €0 | - | = | |
| Amounts receivable within one year | 40/41 | €19,641 | €0 | -€19,641 | -100.0% |
| Other amounts receivable | 41 | €19,641 | €0 | -€19,641 | -100.0% |
| Deferred charges and accrued income | 490/1 | €24 | €0 | -€24 | -100.0% |
| Total equity and liabilities | 10/49 | €19,664 | €0 | -€19,664 | -100.0% |
| Equity | 10/15 | €368 | -€21,142 | -€21,510 | |
| Contributions | 10/11 | €18,550 | €18,550 | = | 0.0% |
| Reserves | 13 | €1,855 | €1,855 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,855 | €0 | -€1,855 | -100.0% |
| Reserves not available under the articles | 1311 | €1,855 | €0 | -€1,855 | -100.0% |
| Distributable reserves | 133 | - | €1,855 | +€1,855 | |
| Profit (loss) carried forward | 14 | -€20,037 | -€41,547 | -€21,510 | -107.3% |
| Amounts payable | 17/49 | €19,297 | €21,142 | +€1,845 | +9.6% |
| Amounts payable after more than one year | 17 | €0 | - | = | |
| Financial debts | 170/4 | €0 | - | = | |
| Amounts payable within one year | 42/48 | €19,297 | €21,142 | +€1,845 | +9.6% |
| Financial debts | 43 | €0 | - | = | |
| Credit institutions | 430/8 | €0 | - | = | |
| Trade debts | 44 | €2,943 | €5,677 | +€2,734 | +92.9% |
| Suppliers | 440/4 | €2,943 | €5,677 | +€2,734 | +92.9% |
| Taxes, remuneration and social security | 45 | €0 | - | = | |
| Taxes | 450/3 | €0 | - | = | |
| Other amounts payable | 47/48 | €16,354 | €15,465 | -€889 | -5.4% |
| Other operating charges | 640/8 | €1,668 | €3,169 | +€1,500 | +89.9% |
| Gross operating margin | 9900 | €40,141 | -€16,871 | -€57,013 | |
| Operating profit (loss) | 9901 | €38,473 | -€20,040 | -€58,513 | |
| Financial income | 75/76B | €0 | €72 | +€72 | |
| Recurring financial income | 75 | €0 | €72 | +€72 | |
| Financial charges | 65/66B | €31,595 | €1,541 | -€30,054 | -95.1% |
| Recurring financial charges | 65 | €31,595 | €1,541 | -€30,054 | -95.1% |
| Profit (loss) for the period before taxes | 9903 | €6,878 | -€21,510 | -€28,387 | |
| Profit (loss) for the period | 9904 | €6,878 | -€21,510 | -€28,387 | |
| Profit (loss) for the period to be appropriated | 9905 | €6,878 | -€21,510 | -€28,387 |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.