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STEPCO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

STEPCO

BE 0793.335.185
NACE 68.110, Buying and selling of own real estate
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€75,788
2024 · €204,492-€128,704
Equity
€281,280
2024 · €205,492+€75,788
Cash
€1,377
2024 · €224,395-€223,018
Balance sheet total
€338,652
2024 · €293,529+€45,124

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€274,469

    new in 2025: €274,469

  • Cash -€223,018

    down €223,018 (-99.4%), from €224,395 to €1,377

    mainly Stocks and contracts (-€274,469) and Tax, wage and social debts (-€38,014)

  • Tangible fixed assets -€3,589

    down €3,589 (-48.4%), from €7,409 to €3,820

Equity and liabilities
  • Profit (loss) carried forward +€75,788

    up €75,788 (+37.1%), from €204,492 to €280,280

  • Tax, wage and social debts -€38,014

    down €38,014 (-50.4%), from €75,437 to €37,423

    of which Taxes: -€40,130

  • Other debts +€9,122

    up €9,122 (+84.8%), from €10,758 to €19,880

Income statement
  • Gross operating margin -€176,863

    down €176,863 (-59.9%), from €295,306 to €118,442

  • Taxes -€40,371

    down €40,371 (-65.6%), from €61,500 to €21,129

  • Staff costs -€8,191

    down €8,191 (-33.4%), from €24,505 to €16,315

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €204,492
Gross operating margin -€176,863
Staff costs +€8,191
Depreciation -€231
Other operating charges -€573
Other operating items +€532
Financial income -€183
Financial charges +€53
Taxes +€40,371
Result 2025 €75,788

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€223,018
Investment €0
Financing €0
Cash 2024 €224,395
Net result for the year +€75,788
Depreciation +€3,589
Stocks and contracts -€274,469
Receivables within one year +€2,759
Deferred charges and accrued income -€20
Trade debts -€1,772
Tax, wage and social debts -€38,014
Other debts +€9,122
Cash 2025 €1,377
Every line side by side 38 lines
Line Code 2024 2025 Change %
Total assets 20/58 €293,529 €338,652 +€45,124 +15.4%
Fixed assets 21/28 €7,493 €3,904 -€3,589 -47.9%
Tangible fixed assets 22/27 €7,409 €3,820 -€3,589 -48.4%
Furniture and vehicles 24 €7,409 €3,820 -€3,589 -48.4%
Financial fixed assets 28 €84 €84 = 0.0%
Current assets 29/58 €286,036 €334,748 +€48,713 +17.0%
Stocks and contracts in progress 3 - €274,469 +€274,469
Stocks 30/36 - €274,469 +€274,469
Amounts receivable within one year 40/41 €61,641 €58,882 -€2,759 -4.5%
Trade receivables 40 €61,641 €58,882 -€2,759 -4.5%
Cash at bank and in hand 54/58 €224,395 €1,377 -€223,018 -99.4%
Deferred charges and accrued income 490/1 - €20 +€20
Total equity and liabilities 10/49 €293,529 €338,652 +€45,124 +15.4%
Equity 10/15 €205,492 €281,280 +€75,788 +36.9%
Contributions 10/11 €1,000 €1,000 = 0.0%
Profit (loss) carried forward 14 €204,492 €280,280 +€75,788 +37.1%
Amounts payable 17/49 €88,037 €57,373 -€30,664 -34.8%
Amounts payable within one year 42/48 €88,037 €57,373 -€30,664 -34.8%
Trade debts 44 €1,842 €70 -€1,772 -96.2%
Suppliers 440/4 €1,842 €70 -€1,772 -96.2%
Taxes, remuneration and social security 45 €75,437 €37,423 -€38,014 -50.4%
Taxes 450/3 €71,374 €31,245 -€40,130 -56.2%
Remuneration and social security 454/9 €4,062 €6,178 +€2,116 +52.1%
Other amounts payable 47/48 €10,758 €19,880 +€9,122 +84.8%
Remuneration, social security and pensions 62 €24,505 €16,315 -€8,191 -33.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €3,358 €3,589 +€231 +6.9%
Other operating charges 640/8 €398 €970 +€573 +144.1%
Non-recurring operating charges 66A €744 €212 -€532 -71.5%
Gross operating margin 9900 €295,306 €118,442 -€176,863 -59.9%
Operating profit (loss) 9901 €266,301 €97,356 -€168,945 -63.4%
Financial income 75/76B €183 - -€183
Recurring financial income 75 €183 - -€183
Financial charges 65/66B €492 €439 -€53 -10.8%
Recurring financial charges 65 €492 €439 -€53 -10.8%
Profit (loss) for the period before taxes 9903 €265,992 €96,917 -€169,075 -63.6%
Income taxes 67/77 €61,500 €21,129 -€40,371 -65.6%
Profit (loss) for the period 9904 €204,492 €75,788 -€128,704 -62.9%
Profit (loss) for the period to be appropriated 9905 €204,492 €75,788 -€128,704 -62.9%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.