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STENIC IMMO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

STENIC IMMO

BE 0452.124.621
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€3,617
2024 · €3,441-€7,058
Equity
€154,948
2024 · €158,565-€3,617
Cash
€919
2024 · -+€919
Balance sheet total
€281,284
2024 · €295,433-€14,150

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€15,145

    down €15,145 (-5.4%), from €281,929 to €266,783

    of which Land and buildings: -€12,224

Equity and liabilities
  • Debts after one year -€24,593

    down €24,593 (-22.0%), from €111,929 to €87,335

    of which Financial debts: -€13,743

  • Other debts +€20,000

    new in 2025: €20,000

  • Trade debts -€3,986

    down €3,986 (-88.0%), from €4,529 to €542

  • Profit (loss) carried forward -€3,617

    down €3,617 (-4.2%), from €87,065 to €83,448

Income statement
  • Gross operating margin -€11,671

    down €11,671 (-26.6%), from €43,802 to €32,131

  • Taxes -€8,064

    down €8,064, from €5,297 to -€2,767

  • Other operating charges +€1,929

    up €1,929 (+30.8%), from €6,270 to €8,200

  • Depreciation +€801

    up €801 (+3.1%), from €25,596 to €26,397

  • Financial charges +€720

    up €720 (+22.5%), from €3,198 to €3,918

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €3,441
Gross operating margin -€11,671
Depreciation -€801
Other operating charges -€1,929
Financial charges -€720
Taxes +€8,064
Result 2025 -€3,617

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€39,446
Investment -€11,252
Financing -€27,275
Cash 2024 €0
Net result for the year -€3,617
Depreciation +€26,397
Receivables within one year -€166
Deferred charges and accrued income +€89
Trade debts -€3,986
Tax, wage and social debts +€728
Other debts +€20,000
Investment in fixed assets (net) -€11,252
Debts after one year -€24,593
Current portion of long-term debt +€238
Short-term financial debts -€2,920
Cash 2025 €919
Every line side by side 46 lines
Line Code 2024 2025 Change %
Total assets 20/58 €295,433 €281,284 -€14,150 -4.8%
Formation expenses 20 €13,416 €13,416 = 0.0%
Fixed assets 21/28 €281,929 €266,783 -€15,145 -5.4%
Tangible fixed assets 22/27 €281,929 €266,783 -€15,145 -5.4%
Land and buildings 22 €150,547 €138,323 -€12,224 -8.1%
Plant, machinery and equipment 23 €113,426 €109,980 -€3,446 -3.0%
Furniture and vehicles 24 €2,214 €2,739 +€525 +23.7%
Other tangible fixed assets 26 €15,741 €15,741 = 0.0%
Current assets 29/58 €89 €1,085 +€996 +1116.6%
Amounts receivable within one year 40/41 - €166 +€166
Trade receivables 40 - €123 +€123
Other amounts receivable 41 - €43 +€43
Cash at bank and in hand 54/58 - €919 +€919
Deferred charges and accrued income 490/1 €89 - -€89
Total equity and liabilities 10/49 €295,433 €281,284 -€14,150 -4.8%
Equity 10/15 €158,565 €154,948 -€3,617 -2.3%
Contributions 10/11 €65,000 €65,000 = 0.0%
Capital 10 €65,000 €65,000 = 0.0%
Issued capital 100 €65,000 €65,000 = 0.0%
Reserves 13 €6,500 €6,500 = 0.0%
Non-distributable reserves 130/1 €6,500 €6,500 = 0.0%
Legal reserve 130 €6,500 €6,500 = 0.0%
Profit (loss) carried forward 14 €87,065 €83,448 -€3,617 -4.2%
Amounts payable 17/49 €136,869 €126,336 -€10,533 -7.7%
Amounts payable after more than one year 17 €111,929 €87,335 -€24,593 -22.0%
Financial debts 170/4 €18,377 €4,634 -€13,743 -74.8%
Other amounts payable 178/9 €93,551 €82,701 -€10,850 -11.6%
Amounts payable within one year 42/48 €24,940 €39,001 +€14,060 +56.4%
Current portion of amounts payable after more than one year 42 €13,505 €13,743 +€238 +1.8%
Financial debts 43 €2,920 - -€2,920
Credit institutions 430/8 €2,920 - -€2,920
Trade debts 44 €4,529 €542 -€3,986 -88.0%
Suppliers 440/4 €4,529 €542 -€3,986 -88.0%
Taxes, remuneration and social security 45 €3,987 €4,716 +€728 +18.3%
Taxes 450/3 €3,987 €4,716 +€728 +18.3%
Other amounts payable 47/48 - €20,000 +€20,000
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €25,596 €26,397 +€801 +3.1%
Other operating charges 640/8 €6,270 €8,200 +€1,929 +30.8%
Gross operating margin 9900 €43,802 €32,131 -€11,671 -26.6%
Operating profit (loss) 9901 €11,936 -€2,466 -€14,402
Financial charges 65/66B €3,198 €3,918 +€720 +22.5%
Recurring financial charges 65 €3,198 €3,918 +€720 +22.5%
Profit (loss) for the period before taxes 9903 €8,738 -€6,384 -€15,122
Income taxes 67/77 €5,297 -€2,767 -€8,064
Profit (loss) for the period 9904 €3,441 -€3,617 -€7,058
Profit (loss) for the period to be appropriated 9905 €3,441 -€3,617 -€7,058

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.