STEINKAMP: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STEINKAMP
Largest movements
- Tangible fixed assets -€120,047
down €120,047 (-23.0%), from €522,401 to €402,354
of which Land and buildings: -€117,757
- Receivables within one year -€34,192
down €34,192 (-36.8%), from €92,995 to €58,803
of which Other amounts receivable: -€24,192
- Reserves -€109,978
down €109,978 (-42.6%), from €258,060 to €148,082
- Tax, wage and social debts -€20,273
down €20,273 (-99.7%), from €20,328 to €55
- Debts after one year -€12,393
down €12,393 (-10.5%), from €118,223 to €105,830
- Trade debts -€11,465
down €11,465 (-43.6%), from €26,276 to €14,810
- Other operating charges +€98,749
up €98,749 (+2215.1%), from €4,458 to €103,206
- Gross operating margin -€17,635
down €17,635 (-59.3%), from €29,745 to €12,111
- Financial charges -€5,214
down €5,214 (-35.5%), from €14,689 to €9,475
- Financial income -€2,063
down €2,063 (-85.5%), from €2,414 to €351
- Taxes -€739
down €739 (-100.0%), from €739 to €0
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €829,902 | €668,997 | -€160,905 | -19.4% |
| Fixed assets | 21/28 | €522,401 | €402,354 | -€120,047 | -23.0% |
| Tangible fixed assets | 22/27 | €522,401 | €402,354 | -€120,047 | -23.0% |
| Land and buildings | 22 | €513,932 | €396,175 | -€117,757 | -22.9% |
| Plant, machinery and equipment | 23 | €3,619 | €2,419 | -€1,200 | -33.2% |
| Furniture and vehicles | 24 | €4,850 | €3,759 | -€1,090 | -22.5% |
| Current assets | 29/58 | €307,501 | €266,643 | -€40,858 | -13.3% |
| Stocks and contracts in progress | 3 | €200,000 | €200,000 | = | 0.0% |
| Stocks | 30/36 | €200,000 | €200,000 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €92,995 | €58,803 | -€34,192 | -36.8% |
| Trade receivables | 40 | €60,000 | €50,000 | -€10,000 | -16.7% |
| Other amounts receivable | 41 | €32,995 | €8,803 | -€24,192 | -73.3% |
| Cash at bank and in hand | 54/58 | €5,901 | €5,533 | -€368 | -6.2% |
| Deferred charges and accrued income | 490/1 | €8,604 | €2,306 | -€6,299 | -73.2% |
| Total equity and liabilities | 10/49 | €829,902 | €668,997 | -€160,905 | -19.4% |
| Equity | 10/15 | €481,586 | €371,608 | -€109,978 | -22.8% |
| Contributions | 10/11 | €24,789 | €24,789 | = | 0.0% |
| Revaluation surpluses | 12 | €198,737 | €198,737 | = | 0.0% |
| Reserves | 13 | €258,060 | €148,082 | -€109,978 | -42.6% |
| Distributable reserves | 133 | €258,060 | €148,082 | -€109,978 | -42.6% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €348,316 | €297,389 | -€50,928 | -14.6% |
| Amounts payable after more than one year | 17 | €118,223 | €105,830 | -€12,393 | -10.5% |
| Financial debts | 170/4 | €118,223 | €105,830 | -€12,393 | -10.5% |
| Amounts payable within one year | 42/48 | €230,093 | €191,559 | -€38,534 | -16.7% |
| Current portion of amounts payable after more than one year | 42 | €19,433 | €12,393 | -€7,040 | -36.2% |
| Financial debts | 43 | €160,000 | €160,000 | = | 0.0% |
| Credit institutions | 430/8 | €160,000 | €160,000 | = | 0.0% |
| Trade debts | 44 | €26,276 | €14,810 | -€11,465 | -43.6% |
| Suppliers | 440/4 | €26,276 | €14,810 | -€11,465 | -43.6% |
| Taxes, remuneration and social security | 45 | €20,328 | €55 | -€20,273 | -99.7% |
| Taxes | 450/3 | €20,328 | €55 | -€20,273 | -99.7% |
| Other amounts payable | 47/48 | €4,057 | €4,301 | +€244 | +6.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,199 | €9,759 | -€440 | -4.3% |
| Other operating charges | 640/8 | €4,458 | €103,206 | +€98,749 | +2215.1% |
| Gross operating margin | 9900 | €29,745 | €12,111 | -€17,635 | -59.3% |
| Operating profit (loss) | 9901 | €15,088 | -€100,855 | -€115,943 | |
| Financial income | 75/76B | €2,414 | €351 | -€2,063 | -85.5% |
| Recurring financial income | 75 | €2,414 | €351 | -€2,063 | -85.5% |
| Financial charges | 65/66B | €14,689 | €9,475 | -€5,214 | -35.5% |
| Recurring financial charges | 65 | €14,689 | €9,475 | -€5,214 | -35.5% |
| Profit (loss) for the period before taxes | 9903 | €2,814 | -€109,978 | -€112,792 | |
| Income taxes | 67/77 | €739 | €0 | -€739 | -100.0% |
| Profit (loss) for the period | 9904 | €2,075 | -€109,978 | -€112,053 | |
| Profit (loss) for the period to be appropriated | 9905 | €2,075 | -€109,978 | -€112,053 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.