Steinbach Goldschmiede: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Steinbach Goldschmiede
Largest movements
- Receivables within one year +€56,389
up €56,389 (+843%), from €6,691 to €63,080
of which Other amounts receivable: +€58,255
- Stocks and contracts +€32,641
up €32,641 (+275%), from €11,880 to €44,521
- Cash -€14,281
down €14,281 (-14.1%), from €101,070 to €86,789
mainly Receivables within one year (-€56,389) and Stocks and contracts (-€32,641)
- Profit (loss) carried forward +€66,222
up €66,222 (+103%), from €64,193 to €130,415
- Tax, wage and social debts +€29,875
up €29,875 (+97.1%), from €30,754 to €60,629
- Trade debts -€29,128
down €29,128 (-32.1%), from €90,613 to €61,485
- Current portion of long-term debt +€20,880
new in 2025: €20,880
- Advances received -€12,786
no longer reported in 2025 (was €12,786)
- Gross operating margin +€19,668
up €19,668 (+22.5%), from €87,472 to €107,140
- Taxes +€10,498
up €10,498 (+69.0%), from €15,214 to €25,712
- Depreciation +€8,989
up €8,989 (+113%), from €7,924 to €16,913
- Financial income +€1,392
up €1,392 (+185%), from €753 to €2,145
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €209,353 | €283,410 | +€74,056 | +35.4% |
| Fixed assets | 21/28 | €89,712 | €89,019 | -€693 | -0.8% |
| Tangible fixed assets | 22/27 | €89,712 | €89,019 | -€693 | -0.8% |
| Plant, machinery and equipment | 23 | €11,655 | €8,909 | -€2,746 | -23.6% |
| Furniture and vehicles | 24 | €67,652 | €63,825 | -€3,827 | -5.7% |
| Other tangible fixed assets | 26 | €10,405 | €16,286 | +€5,881 | +56.5% |
| Current assets | 29/58 | €119,641 | €194,390 | +€74,749 | +62.5% |
| Stocks and contracts in progress | 3 | €11,880 | €44,521 | +€32,641 | +275% |
| Stocks | 30/36 | €11,880 | €44,521 | +€32,641 | +275% |
| Amounts receivable within one year | 40/41 | €6,691 | €63,080 | +€56,389 | +843% |
| Trade receivables | 40 | €1,866 | - | -€1,866 | |
| Other amounts receivable | 41 | €4,825 | €63,080 | +€58,255 | +1,207% |
| Cash at bank and in hand | 54/58 | €101,070 | €86,789 | -€14,281 | -14.1% |
| Total equity and liabilities | 10/49 | €209,353 | €283,410 | +€74,056 | +35.4% |
| Equity | 10/15 | €74,193 | €140,415 | +€66,222 | +89.3% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €64,193 | €130,415 | +€66,222 | +103% |
| Amounts payable | 17/49 | €135,161 | €142,994 | +€7,834 | +5.8% |
| Amounts payable within one year | 42/48 | €135,161 | €142,994 | +€7,834 | +5.8% |
| Current portion of amounts payable after more than one year | 42 | - | €20,880 | +€20,880 | |
| Trade debts | 44 | €90,613 | €61,485 | -€29,128 | -32.1% |
| Suppliers | 440/4 | €90,613 | €61,485 | -€29,128 | -32.1% |
| Advances received on contracts in progress | 46 | €12,786 | - | -€12,786 | |
| Taxes, remuneration and social security | 45 | €30,754 | €60,629 | +€29,875 | +97.1% |
| Taxes | 450/3 | €30,754 | €60,629 | +€29,875 | +97.1% |
| Other amounts payable | 47/48 | €1,007 | - | -€1,007 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,924 | €16,913 | +€8,989 | +113% |
| Other operating charges | 640/8 | €468 | €212 | -€255 | -54.6% |
| Gross operating margin | 9900 | €87,472 | €107,140 | +€19,668 | +22.5% |
| Operating profit (loss) | 9901 | €79,081 | €90,015 | +€10,934 | +13.8% |
| Financial income | 75/76B | €753 | €2,145 | +€1,392 | +185% |
| Recurring financial income | 75 | €753 | €2,145 | +€1,392 | +185% |
| Financial charges | 65/66B | €427 | €226 | -€201 | -47.2% |
| Recurring financial charges | 65 | €427 | €226 | -€201 | -47.2% |
| Profit (loss) for the period before taxes | 9903 | €79,406 | €91,934 | +€12,528 | +15.8% |
| Income taxes | 67/77 | €15,214 | €25,712 | +€10,498 | +69.0% |
| Profit (loss) for the period | 9904 | €64,193 | €66,222 | +€2,030 | +3.2% |
| Profit (loss) for the period to be appropriated | 9905 | €64,193 | €66,222 | +€2,030 | +3.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.