STEINBACH & CO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STEINBACH & CO
Largest movements
- Current investments +€14,020
up €14,020 (+19.6%), from €71,377 to €85,397
- Intangible fixed assets -€10,000
down €10,000 (-50.0%), from €20,000 to €10,000
- Receivables within one year -€7,739
down €7,739 (-43.0%), from €17,987 to €10,248
of which Trade receivables: -€3,932
- Tangible fixed assets +€4,742
up €4,742 (+233%), from €2,034 to €6,776
of which Furniture and vehicles: +€5,031
- Other debts -€5,796
down €5,796 (-20.7%), from €28,034 to €22,238
- Profit (loss) carried forward +€4,853
up €4,853 (+81.3%), from €5,967 to €10,819
- Tax, wage and social debts -€3,730
down €3,730 (-67.5%), from €5,527 to €1,797
of which Remuneration and social security: -€3,785
- Accrued charges and deferred income +€3,204
up €3,204 (+134%), from €2,389 to €5,593
- Trade debts +€1,926
up €1,926 (+81.4%), from €2,366 to €4,292
- Depreciation -€6,670
down €6,670 (-37.4%), from €17,837 to €11,166
- Taxes +€1,225
up €1,225 (+187%), from €656 to €1,880
- Gross operating margin +€828
up €828 (+4.4%), from €18,793 to €19,621
- Financial charges -€433
down €433 (-17.5%), from €2,476 to €2,043
- Financial income +€413
up €413 (+46.9%), from €880 to €1,293
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €118,659 | €119,116 | +€457 | +0.4% |
| Fixed assets | 21/28 | €22,034 | €16,776 | -€5,258 | -23.9% |
| Intangible fixed assets | 21 | €20,000 | €10,000 | -€10,000 | -50.0% |
| Tangible fixed assets | 22/27 | €2,034 | €6,776 | +€4,742 | +233% |
| Furniture and vehicles | 24 | €0 | €5,031 | +€5,031 | |
| Other tangible fixed assets | 26 | €2,034 | €1,745 | -€289 | -14.2% |
| Current assets | 29/58 | €96,626 | €102,340 | +€5,715 | +5.9% |
| Amounts receivable within one year | 40/41 | €17,987 | €10,248 | -€7,739 | -43.0% |
| Trade receivables | 40 | €10,473 | €6,541 | -€3,932 | -37.5% |
| Other amounts receivable | 41 | €7,514 | €3,707 | -€3,807 | -50.7% |
| Current investments | 50/53 | €71,377 | €85,397 | +€14,020 | +19.6% |
| Cash at bank and in hand | 54/58 | €6,705 | €5,998 | -€707 | -10.5% |
| Deferred charges and accrued income | 490/1 | €556 | €696 | +€140 | +25.2% |
| Total equity and liabilities | 10/49 | €118,659 | €119,116 | +€457 | +0.4% |
| Equity | 10/15 | €80,344 | €85,196 | +€4,853 | +6.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €55,777 | €55,777 | = | 0.0% |
| Distributable reserves | 133 | €55,777 | €55,777 | = | 0.0% |
| Profit (loss) carried forward | 14 | €5,967 | €10,819 | +€4,853 | +81.3% |
| Amounts payable | 17/49 | €38,316 | €33,920 | -€4,396 | -11.5% |
| Amounts payable within one year | 42/48 | €35,926 | €28,327 | -€7,599 | -21.2% |
| Trade debts | 44 | €2,366 | €4,292 | +€1,926 | +81.4% |
| Suppliers | 440/4 | €2,366 | €4,292 | +€1,926 | +81.4% |
| Taxes, remuneration and social security | 45 | €5,527 | €1,797 | -€3,730 | -67.5% |
| Taxes | 450/3 | €1,742 | €1,797 | +€55 | +3.1% |
| Remuneration and social security | 454/9 | €3,785 | - | -€3,785 | |
| Other amounts payable | 47/48 | €28,034 | €22,238 | -€5,796 | -20.7% |
| Accrued charges and deferred income | 492/3 | €2,389 | €5,593 | +€3,204 | +134% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,837 | €11,166 | -€6,670 | -37.4% |
| Other operating charges | 640/8 | €942 | €971 | +€30 | +3.2% |
| Gross operating margin | 9900 | €18,793 | €19,621 | +€828 | +4.4% |
| Operating profit (loss) | 9901 | €15 | €7,483 | +€7,468 | +51,188% |
| Financial income | 75/76B | €880 | €1,293 | +€413 | +46.9% |
| Recurring financial income | 75 | €880 | €1,293 | +€413 | +46.9% |
| Financial charges | 65/66B | €2,476 | €2,043 | -€433 | -17.5% |
| Recurring financial charges | 65 | €2,476 | €2,043 | -€433 | -17.5% |
| Profit (loss) for the period before taxes | 9903 | -€1,581 | €6,733 | +€8,314 | |
| Income taxes | 67/77 | €656 | €1,880 | +€1,225 | +187% |
| Profit (loss) for the period | 9904 | -€2,237 | €4,853 | +€7,089 | |
| Profit (loss) for the period to be appropriated | 9905 | -€2,237 | €4,853 | +€7,089 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.