STEENBAKKERIJ: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STEENBAKKERIJ
Largest movements
- Cash -€78,324
down €78,324 (-58.7%), from €133,442 to €55,118
mainly Debts after one year (-€100,057) and Net result for the year (-€63,698)
- Tangible fixed assets -€42,744
down €42,744 (-1.4%), from €3.1m to €3.0m
of which Land and buildings: -€42,744
- Debts after one year -€100,057
down €100,057 (-2.9%), from €3.5m to €3.4m
- Profit (loss) carried forward -€63,698
down €63,698 (-5.2%), from -€1.2m to -€1.3m
- Other operating charges +€77,003
up €77,003 (+497%), from €15,478 to €92,481
- Financial charges -€35,001
down €35,001 (-99.7%), from €35,115 to €114
- Gross operating margin -€26,361
down €26,361 (-26.9%), from €97,940 to €71,578
- Financial income -€2,244
down €2,244 (-97.3%), from €2,306 to €63
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,299,427 | €3,158,788 | -€140,639 | -4.3% |
| Fixed assets | 21/28 | €3,079,322 | €3,036,578 | -€42,744 | -1.4% |
| Tangible fixed assets | 22/27 | €3,079,322 | €3,036,578 | -€42,744 | -1.4% |
| Land and buildings | 22 | €3,079,322 | €3,036,578 | -€42,744 | -1.4% |
| Plant, machinery and equipment | 23 | - | €0 | = | |
| Current assets | 29/58 | €220,105 | €122,210 | -€97,895 | -44.5% |
| Amounts receivable within one year | 40/41 | €86,468 | €66,885 | -€19,583 | -22.6% |
| Trade receivables | 40 | €25,764 | €27,216 | +€1,452 | +5.6% |
| Other amounts receivable | 41 | €60,704 | €39,669 | -€21,035 | -34.7% |
| Cash at bank and in hand | 54/58 | €133,442 | €55,118 | -€78,324 | -58.7% |
| Deferred charges and accrued income | 490/1 | €196 | €207 | +€12 | +6.0% |
| Total equity and liabilities | 10/49 | €3,299,427 | €3,158,788 | -€140,639 | -4.3% |
| Equity | 10/15 | -€196,871 | -€260,569 | -€63,698 | -32.4% |
| Contributions | 10/11 | €1,018,600 | €1,018,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€1,215,471 | -€1,279,169 | -€63,698 | -5.2% |
| Amounts payable | 17/49 | €3,496,298 | €3,419,357 | -€76,942 | -2.2% |
| Amounts payable after more than one year | 17 | €3,492,400 | €3,392,343 | -€100,057 | -2.9% |
| Financial debts | 170/4 | €3,492,400 | €3,392,343 | -€100,057 | -2.9% |
| Amounts payable within one year | 42/48 | €0 | €27,014 | +€27,014 | |
| Trade debts | 44 | €0 | €25,764 | +€25,764 | |
| Suppliers | 440/4 | €0 | €25,764 | +€25,764 | |
| Taxes, remuneration and social security | 45 | - | €1,250 | +€1,250 | |
| Taxes | 450/3 | - | €1,250 | +€1,250 | |
| Accrued charges and deferred income | 492/3 | €3,898 | - | -€3,898 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €42,744 | €42,744 | = | 0.0% |
| Other operating charges | 640/8 | €15,478 | €92,481 | +€77,003 | +497% |
| Gross operating margin | 9900 | €97,940 | €71,578 | -€26,361 | -26.9% |
| Operating profit (loss) | 9901 | €39,718 | -€63,646 | -€103,364 | |
| Financial income | 75/76B | €2,306 | €63 | -€2,244 | -97.3% |
| Recurring financial income | 75 | €2,306 | €63 | -€2,244 | -97.3% |
| Financial charges | 65/66B | €35,115 | €114 | -€35,001 | -99.7% |
| Recurring financial charges | 65 | €35,115 | €114 | -€35,001 | -99.7% |
| Profit (loss) for the period before taxes | 9903 | €6,909 | -€63,698 | -€70,607 | |
| Profit (loss) for the period | 9904 | €6,909 | -€63,698 | -€70,607 | |
| Profit (loss) for the period to be appropriated | 9905 | €6,909 | -€63,698 | -€70,607 |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 21 October 2026 via checked.be.