STB Bouw Concept: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STB Bouw Concept
Largest movements
- Cash +€2,375
up €2,375 (+5.8%), from €41,207 to €43,582
mainly Net result for the year (+€3,245) and Trade debts (+€497)
- Receivables within one year +€1,888
up €1,888 (+30.4%), from €6,214 to €8,102
- Profit (loss) carried forward +€3,245
up €3,245 (+10.6%), from -€30,497 to -€27,253
- Gross operating margin +€30,415
up €30,415, from -€26,057 to €4,358
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €62,415 | €66,283 | +€3,868 | +6.2% |
| Fixed assets | 21/28 | €14,874 | €14,599 | -€275 | -1.8% |
| Financial fixed assets | 28 | €14,874 | €14,599 | -€275 | -1.8% |
| Current assets | 29/58 | €47,541 | €51,684 | +€4,143 | +8.7% |
| Amounts receivable within one year | 40/41 | €6,214 | €8,102 | +€1,888 | +30.4% |
| Other amounts receivable | 41 | €6,214 | €8,102 | +€1,888 | +30.4% |
| Cash at bank and in hand | 54/58 | €41,207 | €43,582 | +€2,375 | +5.8% |
| Deferred charges and accrued income | 490/1 | €120 | €0 | -€120 | -100% |
| Total equity and liabilities | 10/49 | €62,415 | €66,283 | +€3,868 | +6.2% |
| Equity | 10/15 | €44,503 | €47,747 | +€3,245 | +7.3% |
| Contributions | 10/11 | €75,000 | €75,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€30,497 | -€27,253 | +€3,245 | +10.6% |
| Amounts payable | 17/49 | €17,912 | €18,536 | +€624 | +3.5% |
| Amounts payable after more than one year | 17 | €0 | - | = | |
| Financial debts | 170/4 | €0 | - | = | |
| Amounts payable within one year | 42/48 | €17,912 | €18,536 | +€624 | +3.5% |
| Trade debts | 44 | €16,692 | €17,189 | +€497 | +3.0% |
| Suppliers | 440/4 | €16,692 | €17,189 | +€497 | +3.0% |
| Other amounts payable | 47/48 | €1,220 | €1,347 | +€127 | +10.4% |
| Non-recurring operating income | 76A | €0 | €6,500 | +€6,500 | |
| Other operating charges | 640/8 | €556 | €774 | +€218 | +39.3% |
| Gross operating margin | 9900 | -€26,057 | €4,358 | +€30,415 | |
| Operating profit (loss) | 9901 | -€26,613 | €3,584 | +€30,197 | |
| Financial charges | 65/66B | €331 | €340 | +€9 | +2.7% |
| Recurring financial charges | 65 | €331 | €340 | +€9 | +2.7% |
| Profit (loss) for the period before taxes | 9903 | -€26,944 | €3,245 | +€30,188 | |
| Profit (loss) for the period | 9904 | -€26,944 | €3,245 | +€30,188 | |
| Profit (loss) for the period to be appropriated | 9905 | -€26,944 | €3,245 | +€30,188 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.