STAY BNB: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STAY BNB
Largest movements
- Cash -€8,519
down €8,519 (-46.9%), from €18,182 to €9,663
mainly Net result for the year (-€7,878) and Trade debts (-€2,064)
- Tangible fixed assets -€1,083
down €1,083 (-6.9%), from €15,790 to €14,707
- Receivables within one year -€522
down €522 (-54.2%), from €963 to €441
- Profit (loss) carried forward -€7,878
down €7,878 (-39.5%), from €19,921 to €12,044
- Trade debts -€2,064
down €2,064 (-81.3%), from €2,537 to €473
- Other debts -€407
down €407 (-14.6%), from €2,785 to €2,378
- Turnover -€29,398
down €29,398 (-25.5%), from €115,416 to €86,018
- Gross operating margin -€28,063
down €28,063, from €22,122 to -€5,941
- Purchases and services -€1,335
down €1,335 (-1.4%), from €93,294 to €91,959
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €35,243 | €24,895 | -€10,349 | -29.4% |
| Fixed assets | 21/28 | €15,790 | €14,707 | -€1,083 | -6.9% |
| Tangible fixed assets | 22/27 | €15,790 | €14,707 | -€1,083 | -6.9% |
| Other tangible fixed assets | 26 | €15,790 | €14,707 | -€1,083 | -6.9% |
| Current assets | 29/58 | €19,453 | €10,188 | -€9,266 | -47.6% |
| Amounts receivable within one year | 40/41 | €963 | €441 | -€522 | -54.2% |
| Other amounts receivable | 41 | €963 | €441 | -€522 | -54.2% |
| Cash at bank and in hand | 54/58 | €18,182 | €9,663 | -€8,519 | -46.9% |
| Deferred charges and accrued income | 490/1 | €308 | €83 | -€225 | -73.0% |
| Total equity and liabilities | 10/49 | €35,243 | €24,895 | -€10,349 | -29.4% |
| Equity | 10/15 | €29,921 | €22,044 | -€7,878 | -26.3% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €19,921 | €12,044 | -€7,878 | -39.5% |
| Amounts payable | 17/49 | €5,322 | €2,851 | -€2,471 | -46.4% |
| Amounts payable within one year | 42/48 | €5,322 | €2,851 | -€2,471 | -46.4% |
| Trade debts | 44 | €2,537 | €473 | -€2,064 | -81.3% |
| Suppliers | 440/4 | €2,537 | €473 | -€2,064 | -81.3% |
| Other amounts payable | 47/48 | €2,785 | €2,378 | -€407 | -14.6% |
| Turnover | 70 | €115,416 | €86,018 | -€29,398 | -25.5% |
| Goods, raw materials, services and sundry goods | 60/61 | €93,294 | €91,959 | -€1,335 | -1.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,816 | €1,733 | -€83 | -4.6% |
| Other operating charges | 640/8 | €205 | €20 | -€185 | -90.3% |
| Gross operating margin | 9900 | €22,122 | -€5,941 | -€28,063 | |
| Operating profit (loss) | 9901 | €20,101 | -€7,694 | -€27,795 | |
| Financial charges | 65/66B | €180 | €184 | +€4 | +2.2% |
| Recurring financial charges | 65 | €180 | €184 | +€4 | +2.2% |
| Profit (loss) for the period before taxes | 9903 | €19,921 | -€7,878 | -€27,799 | |
| Profit (loss) for the period | 9904 | €19,921 | -€7,878 | -€27,799 | |
| Profit (loss) for the period to be appropriated | 9905 | €19,921 | -€7,878 | -€27,799 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.