STAVIT MOR INTERIORS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STAVIT MOR INTERIORS
Largest movements
- Cash -€31,966
down €31,966 (-20.7%), from €154,504 to €122,538
mainly Contributions, distributions and other (-€58,000) and Deferred charges and accrued income (-€28,635)
- Deferred charges and accrued income +€28,635
up €28,635 (+1,095%), from €2,615 to €31,250
- Current investments -€12,130
down €12,130 (-12.1%), from €99,941 to €87,811
- Receivables within one year +€6,638
up €6,638 (+39.9%), from €16,651 to €23,289
of which Trade receivables: +€9,223
- Reserves -€9,551
down €9,551 (-3.8%), from €253,512 to €243,961
- Gross operating margin -€2,975
down €2,975 (-3.9%), from €75,876 to €72,902
- Depreciation -€1,083
down €1,083 (-61.3%), from €1,766 to €683
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €275,741 | €267,022 | -€8,719 | -3.2% |
| Fixed assets | 21/28 | €2,031 | €2,134 | +€104 | +5.1% |
| Tangible fixed assets | 22/27 | €1,886 | €1,989 | +€104 | +5.5% |
| Plant, machinery and equipment | 23 | - | €778 | +€778 | |
| Other tangible fixed assets | 26 | €1,886 | €1,212 | -€674 | -35.8% |
| Financial fixed assets | 28 | €145 | €145 | = | 0.0% |
| Current assets | 29/58 | €273,711 | €264,888 | -€8,823 | -3.2% |
| Amounts receivable within one year | 40/41 | €16,651 | €23,289 | +€6,638 | +39.9% |
| Trade receivables | 40 | €14,066 | €23,289 | +€9,223 | +65.6% |
| Other amounts receivable | 41 | €2,585 | - | -€2,585 | |
| Current investments | 50/53 | €99,941 | €87,811 | -€12,130 | -12.1% |
| Cash at bank and in hand | 54/58 | €154,504 | €122,538 | -€31,966 | -20.7% |
| Deferred charges and accrued income | 490/1 | €2,615 | €31,250 | +€28,635 | +1,095% |
| Total equity and liabilities | 10/49 | €275,741 | €267,022 | -€8,719 | -3.2% |
| Equity | 10/15 | €253,512 | €243,961 | -€9,551 | -3.8% |
| Reserves | 13 | €253,512 | €243,961 | -€9,551 | -3.8% |
| Distributable reserves | 133 | €253,512 | €243,961 | -€9,551 | -3.8% |
| Amounts payable | 17/49 | €22,229 | €23,062 | +€832 | +3.7% |
| Amounts payable within one year | 42/48 | €22,229 | €22,103 | -€126 | -0.6% |
| Trade debts | 44 | €2,602 | €1,406 | -€1,196 | -46.0% |
| Suppliers | 440/4 | €2,602 | €1,406 | -€1,196 | -46.0% |
| Taxes, remuneration and social security | 45 | €12,462 | €12,344 | -€118 | -1.0% |
| Taxes | 450/3 | €9,913 | €12,344 | +€2,431 | +24.5% |
| Remuneration and social security | 454/9 | €2,549 | - | -€2,549 | |
| Other amounts payable | 47/48 | €7,166 | €8,354 | +€1,188 | +16.6% |
| Accrued charges and deferred income | 492/3 | - | €959 | +€959 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,766 | €683 | -€1,083 | -61.3% |
| Other operating charges | 640/8 | €1,536 | €1,385 | -€151 | -9.8% |
| Gross operating margin | 9900 | €75,876 | €72,902 | -€2,975 | -3.9% |
| Operating profit (loss) | 9901 | €72,575 | €70,834 | -€1,741 | -2.4% |
| Financial income | 75/76B | €102 | - | -€102 | |
| Recurring financial income | 75 | €102 | - | -€102 | |
| Financial charges | 65/66B | €1,147 | €899 | -€248 | -21.6% |
| Recurring financial charges | 65 | €1,147 | €899 | -€248 | -21.6% |
| Profit (loss) for the period before taxes | 9903 | €71,530 | €69,935 | -€1,595 | -2.2% |
| Income taxes | 67/77 | €21,660 | €21,486 | -€174 | -0.8% |
| Profit (loss) for the period | 9904 | €49,870 | €48,449 | -€1,421 | -2.8% |
| Profit (loss) for the period to be appropriated | 9905 | €49,870 | €48,449 | -€1,421 | -2.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.