STAP architectuur: what changed
STAP architectuur
Largest movements
- Cash +€14,205
up €14,205 (+41.6%), from €34,108 to €48,313
mainly Net result for the year (+€17,106) and Depreciation (+€15,418)
- Tangible fixed assets -€11,267
down €11,267 (-17.5%), from €64,323 to €53,056
of which Furniture and vehicles: -€11,726
- Deferred charges and accrued income +€1,530
up €1,530 (+78.6%), from €1,947 to €3,477
- Reserves +€17,106
up €17,106 (+45.2%), from €37,814 to €54,920
- Debts after one year -€9,517
down €9,517 (-24.2%), from €39,363 to €29,846
- Tax, wage and social debts -€3,299
down €3,299 (-22.3%), from €14,815 to €11,516
- Trade debts +€1,617
up €1,617 (+469%), from €344 to €1,961
- Other debts -€1,586
down €1,586 (-22.5%), from €7,052 to €5,466
- Depreciation +€10,765
up €10,765 (+231%), from €4,653 to €15,418
- Taxes -€7,324
down €7,324 (-50.5%), from €14,515 to €7,191
- Gross operating margin -€4,359
down €4,359 (-9.4%), from €46,249 to €41,890
- Financial charges +€1,359
up €1,359 (+333%), from €409 to €1,768
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €111,059 | €115,725 | +€4,665 | +4.2% |
| Fixed assets | 21/28 | €64,323 | €53,056 | -€11,267 | -17.5% |
| Tangible fixed assets | 22/27 | €64,323 | €53,056 | -€11,267 | -17.5% |
| Plant, machinery and equipment | 23 | €4,669 | €3,006 | -€1,662 | -35.6% |
| Furniture and vehicles | 24 | €54,565 | €42,838 | -€11,726 | -21.5% |
| Other tangible fixed assets | 26 | €5,090 | €7,211 | +€2,121 | +41.7% |
| Current assets | 29/58 | €46,736 | €62,669 | +€15,933 | +34.1% |
| Amounts receivable within one year | 40/41 | €10,682 | €10,879 | +€198 | +1.9% |
| Trade receivables | 40 | €8,757 | €10,879 | +€2,122 | +24.2% |
| Other amounts receivable | 41 | €1,924 | €0 | -€1,924 | -100% |
| Cash at bank and in hand | 54/58 | €34,108 | €48,313 | +€14,205 | +41.6% |
| Deferred charges and accrued income | 490/1 | €1,947 | €3,477 | +€1,530 | +78.6% |
| Total equity and liabilities | 10/49 | €111,059 | €115,725 | +€4,665 | +4.2% |
| Equity | 10/15 | €40,314 | €57,420 | +€17,106 | +42.4% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Reserves | 13 | €37,814 | €54,920 | +€17,106 | +45.2% |
| Distributable reserves | 133 | €37,814 | €54,920 | +€17,106 | +45.2% |
| Amounts payable | 17/49 | €70,745 | €58,305 | -€12,440 | -17.6% |
| Amounts payable after more than one year | 17 | €39,363 | €29,846 | -€9,517 | -24.2% |
| Financial debts | 170/4 | €39,363 | €29,846 | -€9,517 | -24.2% |
| Amounts payable within one year | 42/48 | €31,383 | €28,459 | -€2,924 | -9.3% |
| Current portion of amounts payable after more than one year | 42 | €9,172 | €9,517 | +€344 | +3.8% |
| Trade debts | 44 | €344 | €1,961 | +€1,617 | +469% |
| Suppliers | 440/4 | €344 | €1,961 | +€1,617 | +469% |
| Taxes, remuneration and social security | 45 | €14,815 | €11,516 | -€3,299 | -22.3% |
| Taxes | 450/3 | €14,815 | €11,516 | -€3,299 | -22.3% |
| Other amounts payable | 47/48 | €7,052 | €5,466 | -€1,586 | -22.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,653 | €15,418 | +€10,765 | +231% |
| Other operating charges | 640/8 | €881 | €610 | -€272 | -30.9% |
| Gross operating margin | 9900 | €46,249 | €41,890 | -€4,359 | -9.4% |
| Operating profit (loss) | 9901 | €40,715 | €25,863 | -€14,852 | -36.5% |
| Financial income | 75/76B | €3 | €202 | +€199 | +6,621% |
| Recurring financial income | 75 | €3 | €202 | +€199 | +6,621% |
| Financial charges | 65/66B | €409 | €1,768 | +€1,359 | +333% |
| Recurring financial charges | 65 | €409 | €1,768 | +€1,359 | +333% |
| Profit (loss) for the period before taxes | 9903 | €40,309 | €24,296 | -€16,013 | -39.7% |
| Income taxes | 67/77 | €14,515 | €7,191 | -€7,324 | -50.5% |
| Profit (loss) for the period | 9904 | €25,795 | €17,106 | -€8,689 | -33.7% |
| Profit (loss) for the period to be appropriated | 9905 | €25,795 | €17,106 | -€8,689 | -33.7% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.