Standard Habitat: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Standard Habitat
Largest movements
- Cash -€2,732
down €2,732 (-99.7%), from €2,740 to €8
mainly Net result for the year (-€66,130) and Trade debts (-€5,704)
- Receivables within one year +€539
up €539 (+110%), from €490 to €1,030
of which Trade receivables: +€281
- Deferred charges and accrued income +€251
new in 2025: €251
- Other debts +€69,893
up €69,893 (+713%), from €9,797 to €79,690
- Profit (loss) carried forward -€66,130
down €66,130 (-296%), from -€22,315 to -€88,444
- Trade debts -€5,704
down €5,704 (-53.1%), from €10,748 to €5,043
- Gross operating margin -€60,914
down €60,914 (-436%), from -€13,968 to -€74,881
- Financial income +€8,937
up €8,937 (+89,372,400%), from €0 to €8,937
- Financial charges -€8,281
down €8,281 (-99.2%), from €8,347 to €66
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,230 | €1,289 | -€1,941 | -60.1% |
| Current assets | 29/58 | €3,230 | €1,289 | -€1,941 | -60.1% |
| Amounts receivable within one year | 40/41 | €490 | €1,030 | +€539 | +110% |
| Trade receivables | 40 | - | €281 | +€281 | |
| Other amounts receivable | 41 | €490 | €749 | +€258 | +52.7% |
| Cash at bank and in hand | 54/58 | €2,740 | €8 | -€2,732 | -99.7% |
| Deferred charges and accrued income | 490/1 | - | €251 | +€251 | |
| Total equity and liabilities | 10/49 | €3,230 | €1,289 | -€1,941 | -60.1% |
| Equity | 10/15 | -€17,315 | -€83,444 | -€66,130 | -382% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€22,315 | -€88,444 | -€66,130 | -296% |
| Amounts payable | 17/49 | €20,545 | €84,734 | +€64,189 | +312% |
| Amounts payable within one year | 42/48 | €20,545 | €84,734 | +€64,189 | +312% |
| Trade debts | 44 | €10,748 | €5,043 | -€5,704 | -53.1% |
| Suppliers | 440/4 | €10,748 | €5,043 | -€5,704 | -53.1% |
| Other amounts payable | 47/48 | €9,797 | €79,690 | +€69,893 | +713% |
| Other operating charges | 640/8 | - | €120 | +€120 | |
| Gross operating margin | 9900 | -€13,968 | -€74,881 | -€60,914 | -436% |
| Operating profit (loss) | 9901 | -€13,968 | -€75,001 | -€61,034 | -437% |
| Financial income | 75/76B | €0 | €8,937 | +€8,937 | +89,372,400% |
| Recurring financial income | 75 | €0 | €8,937 | +€8,937 | +89,372,400% |
| Financial charges | 65/66B | €8,347 | €66 | -€8,281 | -99.2% |
| Recurring financial charges | 65 | €8,347 | €66 | -€8,281 | -99.2% |
| Profit (loss) for the period before taxes | 9903 | -€22,315 | -€66,130 | -€43,815 | -196% |
| Profit (loss) for the period | 9904 | -€22,315 | -€66,130 | -€43,815 | -196% |
| Profit (loss) for the period to be appropriated | 9905 | -€22,315 | -€66,130 | -€43,815 | -196% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.