Stamami: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Stamami
Largest movements
- Receivables within one year -€26,175
down €26,175 (-40.5%), from €64,575 to €38,400
of which Trade receivables: -€33,475
- Cash -€6,246
down €6,246 (-36.9%), from €16,908 to €10,662
mainly Trade debts (-€24,851) and Contributions, distributions and other (-€20,000)
- Stocks and contracts +€3,070
up €3,070 (+48.0%), from €6,401 to €9,471
- Tangible fixed assets +€1,247
new in 2025: €1,247
- Trade debts -€24,851
down €24,851 (-85.0%), from €29,236 to €4,385
- Advances received -€5,366
no longer reported in 2025 (was €5,366)
- Gross operating margin -€7,962
down €7,962 (-4.5%), from €175,391 to €167,429
- Staff costs -€7,652
down €7,652 (-5.4%), from €140,917 to €133,266
- Taxes +€2,000
up €2,000 (+31.9%), from €6,263 to €8,263
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €98,020 | €70,247 | -€27,774 | -28.3% |
| Fixed assets | 21/28 | €8,672 | €9,982 | +€1,310 | +15.1% |
| Tangible fixed assets | 22/27 | - | €1,247 | +€1,247 | |
| Plant, machinery and equipment | 23 | - | €1,247 | +€1,247 | |
| Financial fixed assets | 28 | €8,672 | €8,735 | +€63 | +0.7% |
| Current assets | 29/58 | €89,348 | €60,264 | -€29,084 | -32.6% |
| Stocks and contracts in progress | 3 | €6,401 | €9,471 | +€3,070 | +48.0% |
| Stocks | 30/36 | €6,401 | €9,471 | +€3,070 | +48.0% |
| Amounts receivable within one year | 40/41 | €64,575 | €38,400 | -€26,175 | -40.5% |
| Trade receivables | 40 | €33,475 | - | -€33,475 | |
| Other amounts receivable | 41 | €31,100 | €38,400 | +€7,300 | +23.5% |
| Cash at bank and in hand | 54/58 | €16,908 | €10,662 | -€6,246 | -36.9% |
| Deferred charges and accrued income | 490/1 | €1,464 | €1,732 | +€268 | +18.3% |
| Total equity and liabilities | 10/49 | €98,020 | €70,247 | -€27,774 | -28.3% |
| Equity | 10/15 | €6,585 | €7,378 | +€793 | +12.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€13,875 | -€13,082 | +€793 | +5.7% |
| Amounts payable | 17/49 | €91,435 | €62,868 | -€28,567 | -31.2% |
| Amounts payable within one year | 42/48 | €91,435 | €62,176 | -€29,260 | -32.0% |
| Trade debts | 44 | €29,236 | €4,385 | -€24,851 | -85.0% |
| Suppliers | 440/4 | €29,236 | €4,385 | -€24,851 | -85.0% |
| Advances received on contracts in progress | 46 | €5,366 | - | -€5,366 | |
| Taxes, remuneration and social security | 45 | €25,509 | €25,999 | +€490 | +1.9% |
| Taxes | 450/3 | €12,355 | €10,965 | -€1,390 | -11.3% |
| Remuneration and social security | 454/9 | €13,154 | €15,034 | +€1,880 | +14.3% |
| Other amounts payable | 47/48 | €31,324 | €31,792 | +€468 | +1.5% |
| Accrued charges and deferred income | 492/3 | - | €693 | +€693 | |
| Remuneration, social security and pensions | 62 | €140,917 | €133,266 | -€7,652 | -5.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €215 | +€215 | |
| Other operating charges | 640/8 | €1,241 | €501 | -€741 | -59.7% |
| Gross operating margin | 9900 | €175,391 | €167,429 | -€7,962 | -4.5% |
| Operating profit (loss) | 9901 | €33,233 | €33,448 | +€215 | +0.6% |
| Financial income | 75/76B | €80 | €94 | +€14 | +17.6% |
| Recurring financial income | 75 | €80 | €94 | +€14 | +17.6% |
| Financial charges | 65/66B | €4,384 | €4,485 | +€102 | +2.3% |
| Recurring financial charges | 65 | €4,384 | €4,485 | +€102 | +2.3% |
| Profit (loss) for the period before taxes | 9903 | €28,929 | €29,056 | +€127 | +0.4% |
| Income taxes | 67/77 | €6,263 | €8,263 | +€2,000 | +31.9% |
| Profit (loss) for the period | 9904 | €22,666 | €20,793 | -€1,873 | -8.3% |
| Profit (loss) for the period to be appropriated | 9905 | €22,666 | €20,793 | -€1,873 | -8.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.