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StackGuardian: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

StackGuardian

BE 0795.097.221
NACE 62.100, Computer programming
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€1.4m
2024 · -€945,052-€493,959
Equity
€2.8m
2024 · €1.3m+€1.5m
Cash
€222,476
2024 · €165,418+€57,058
Balance sheet total
€3.8m
2024 · €2.5m+€1.3m

Largest movements

2024 to 2025
Assets
  • Current investments +€1.3m

    up €1.3m (+108.7%), from €1.2m to €2.5m

  • Receivables within one year -€520,995

    down €520,995 (-84.4%), from €617,275 to €96,280

    of which Trade receivables: -€538,359

  • Intangible fixed assets +€370,847

    up €370,847 (+73.3%), from €505,819 to €876,666

  • Cash +€57,058

    up €57,058 (+34.5%), from €165,418 to €222,476

    mainly Contributions, distributions and other (+€2.9m) and Receivables within one year (+€520,995)

  • Deferred charges and accrued income +€50,718

    up €50,718 (+267.4%), from €18,968 to €69,686

Equity and liabilities
  • Contributions +€3.0m

    up €3.0m (+98.3%), from €3.1m to €6.1m

  • Profit (loss) carried forward -€1.5m

    down €1.5m (-85.5%), from -€1.7m to -€3.2m

  • Accrued charges and deferred income -€182,392

    down €182,392 (-40.7%), from €448,662 to €266,271

  • Debts after one year -€131,294

    down €131,294 (-22.2%), from €592,187 to €460,892

  • Current portion of long-term debt +€73,481

    up €73,481 (+127.1%), from €57,813 to €131,294

Income statement
  • Gross operating margin -€338,315

    down €338,315 (-46.1%), from -€733,190 to -€1.1m

  • Depreciation +€150,907

    up €150,907 (+80.1%), from €188,302 to €339,210

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€945,052
Gross operating margin -€338,315
Depreciation -€150,907
Other operating charges +€267
Financial income +€3,133
Financial charges -€5,802
Taxes -€2,335
Result 2025 -€1.4m

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€800,962
Investment -€2.0m
Financing +€2.9m
Cash 2024 €165,418
Net result for the year -€1.4m
Depreciation +€339,210
Receivables within one year +€520,995
Deferred charges and accrued income -€50,718
Trade debts +€63,890
Tax, wage and social debts -€53,449
Other debts +€512
Accrued charges and deferred income -€182,392
Investment in fixed assets (net) -€730,801
Current investments -€1.3m
Debts after one year -€131,294
Current portion of long-term debt +€73,481
Short-term financial debts +€5,160
Contributions, distributions and other +€2.9m
Cash 2025 €222,476
Every line side by side 42 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2,516,581 €3,799,486 +€1.3m +51.0%
Fixed assets 21/28 €514,920 €906,510 +€391,591 +76.0%
Intangible fixed assets 21 €505,819 €876,666 +€370,847 +73.3%
Tangible fixed assets 22/27 €5,408 €26,152 +€20,744 +383.6%
Furniture and vehicles 24 €5,408 €26,152 +€20,744 +383.6%
Financial fixed assets 28 €3,692 €3,692 = 0.0%
Current assets 29/58 €2,001,661 €2,892,976 +€891,315 +44.5%
Amounts receivable within one year 40/41 €617,275 €96,280 -€520,995 -84.4%
Trade receivables 40 €615,652 €77,293 -€538,359 -87.4%
Other amounts receivable 41 €1,623 €18,987 +€17,364 +1069.9%
Current investments 50/53 €1,200,000 €2,504,533 +€1.3m +108.7%
Cash at bank and in hand 54/58 €165,418 €222,476 +€57,058 +34.5%
Deferred charges and accrued income 490/1 €18,968 €69,686 +€50,718 +267.4%
Total equity and liabilities 10/49 €2,516,581 €3,799,486 +€1.3m +51.0%
Equity 10/15 €1,303,903 €2,810,900 +€1.5m +115.6%
Contributions 10/11 €3,051,000 €6,050,990 +€3.0m +98.3%
Profit (loss) carried forward 14 -€1,747,097 -€3,240,089 -€1.5m -85.5%
Amounts payable 17/49 €1,212,677 €988,586 -€224,092 -18.5%
Amounts payable after more than one year 17 €592,187 €460,892 -€131,294 -22.2%
Financial debts 170/4 €592,187 €460,892 -€131,294 -22.2%
Amounts payable within one year 42/48 €171,828 €261,423 +€89,594 +52.1%
Current portion of amounts payable after more than one year 42 €57,813 €131,294 +€73,481 +127.1%
Financial debts 43 €10,260 €15,420 +€5,160 +50.3%
Credit institutions 430/8 €10,260 €15,420 +€5,160 +50.3%
Trade debts 44 €50,306 €114,196 +€63,890 +127.0%
Suppliers 440/4 €50,306 €114,196 +€63,890 +127.0%
Taxes, remuneration and social security 45 €53,449 €0 -€53,449 -100.0%
Taxes 450/3 €53,449 €0 -€53,449 -100.0%
Other amounts payable 47/48 - €512 +€512
Accrued charges and deferred income 492/3 €448,662 €266,271 -€182,392 -40.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €188,302 €339,210 +€150,907 +80.1%
Other operating charges 640/8 €417 €150 -€267 -64.1%
Gross operating margin 9900 -€733,190 -€1,071,505 -€338,315 -46.1%
Operating profit (loss) 9901 -€921,910 -€1,410,865 -€488,955 -53.0%
Financial income 75/76B €5,548 €8,681 +€3,133 +56.5%
Recurring financial income 75 €5,548 €8,681 +€3,133 +56.5%
Financial charges 65/66B €28,690 €34,492 +€5,802 +20.2%
Recurring financial charges 65 €28,690 €34,492 +€5,802 +20.2%
Profit (loss) for the period before taxes 9903 -€945,052 -€1,436,675 -€491,623 -52.0%
Income taxes 67/77 - €2,335 +€2,335
Profit (loss) for the period 9904 -€945,052 -€1,439,011 -€493,959 -52.3%
Profit (loss) for the period to be appropriated 9905 -€945,052 -€1,439,011 -€493,959 -52.3%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.