St. Consulting: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
St. Consulting
Largest movements
- Cash +€11,625
up €11,625 (+17.3%), from €67,178 to €78,802
mainly Net result for the year (+€31,182) and Depreciation (+€207)
- Receivables within one year +€9,676
up €9,676 (+83.3%), from €11,612 to €21,287
of which Trade receivables: +€8,187
- Tangible fixed assets +€2,793
new in 2025: €2,793
- Reserves +€31,182
up €31,182 (+46.5%), from €67,096 to €98,278
- Other debts -€4,985
no longer reported in 2025 (was €4,985)
- Tax, wage and social debts -€1,212
down €1,212 (-25.2%), from €4,812 to €3,600
- Gross operating margin +€11,698
up €11,698 (+37.6%), from €31,122 to €42,820
- Taxes +€2,386
up €2,386 (+37.4%), from €6,388 to €8,775
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €80,034 | €104,787 | +€24,753 | +30.9% |
| Fixed assets | 21/28 | - | €2,793 | +€2,793 | |
| Tangible fixed assets | 22/27 | - | €2,793 | +€2,793 | |
| Plant, machinery and equipment | 23 | - | €2,793 | +€2,793 | |
| Current assets | 29/58 | €80,034 | €101,994 | +€21,960 | +27.4% |
| Amounts receivable within one year | 40/41 | €11,612 | €21,287 | +€9,676 | +83.3% |
| Trade receivables | 40 | €8,000 | €16,187 | +€8,187 | +102% |
| Other amounts receivable | 41 | €3,612 | €5,101 | +€1,489 | +41.2% |
| Cash at bank and in hand | 54/58 | €67,178 | €78,802 | +€11,625 | +17.3% |
| Deferred charges and accrued income | 490/1 | €1,244 | €1,904 | +€660 | +53.0% |
| Total equity and liabilities | 10/49 | €80,034 | €104,787 | +€24,753 | +30.9% |
| Equity | 10/15 | €69,096 | €100,278 | +€31,182 | +45.1% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Reserves | 13 | €67,096 | €98,278 | +€31,182 | +46.5% |
| Distributable reserves | 133 | €67,096 | €98,278 | +€31,182 | +46.5% |
| Amounts payable | 17/49 | €10,938 | €4,508 | -€6,429 | -58.8% |
| Amounts payable within one year | 42/48 | €10,938 | €4,508 | -€6,429 | -58.8% |
| Trade debts | 44 | €1,140 | €908 | -€232 | -20.3% |
| Suppliers | 440/4 | €1,140 | €908 | -€232 | -20.3% |
| Taxes, remuneration and social security | 45 | €4,812 | €3,600 | -€1,212 | -25.2% |
| Taxes | 450/3 | €4,812 | €3,600 | -€1,212 | -25.2% |
| Other amounts payable | 47/48 | €4,985 | - | -€4,985 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €207 | +€207 | |
| Other operating charges | 640/8 | €118 | €174 | +€56 | +47.5% |
| Gross operating margin | 9900 | €31,122 | €42,820 | +€11,698 | +37.6% |
| Operating profit (loss) | 9901 | €31,004 | €42,439 | +€11,435 | +36.9% |
| Financial income | 75/76B | - | €60 | +€60 | |
| Recurring financial income | 75 | - | €60 | +€60 | |
| Financial charges | 65/66B | €2,523 | €2,543 | +€20 | +0.8% |
| Recurring financial charges | 65 | €2,523 | €2,543 | +€20 | +0.8% |
| Profit (loss) for the period before taxes | 9903 | €28,481 | €39,956 | +€11,475 | +40.3% |
| Income taxes | 67/77 | €6,388 | €8,775 | +€2,386 | +37.4% |
| Profit (loss) for the period | 9904 | €22,093 | €31,182 | +€9,088 | +41.1% |
| Profit (loss) for the period to be appropriated | 9905 | €22,093 | €31,182 | +€9,088 | +41.1% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.