ST/Architectuur: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ST/Architectuur
Largest movements
- Cash +€13,395
up €13,395 (+403%), from €3,323 to €16,718
mainly Net result for the year (+€13,922) and Tax, wage and social debts (+€3,440)
- Receivables within one year -€3,106
down €3,106 (-29.6%), from €10,491 to €7,386
of which Trade receivables: -€3,342
- Tangible fixed assets +€1,107
new in 2025: €1,107
- Deferred charges and accrued income +€510
up €510 (+105%), from €485 to €995
- Reserves +€13,922
up €13,922 (+7,473%), from €186 to €14,108
- Trade debts -€4,912
down €4,912 (-74.2%), from €6,616 to €1,704
- Tax, wage and social debts +€3,440
up €3,440 (+172%), from €2,005 to €5,446
of which Remuneration and social security: +€1,750
- Accrued charges and deferred income -€490
down €490 (-71.2%), from €687 to €198
- Gross operating margin +€18,228
up €18,228 (+2,447%), from €745 to €18,973
- Taxes +€4,102
up €4,102 (+6,566%), from €62 to €4,164
- Financial charges +€398
up €398 (+11,801%), from €3 to €401
- Depreciation +€199
new in 2025: €199
- Other operating charges -€198
down €198 (-40.1%), from €493 to €295
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €14,299 | €26,206 | +€11,907 | +83.3% |
| Fixed assets | 21/28 | - | €1,107 | +€1,107 | |
| Tangible fixed assets | 22/27 | - | €1,107 | +€1,107 | |
| Furniture and vehicles | 24 | - | €1,107 | +€1,107 | |
| Current assets | 29/58 | €14,299 | €25,099 | +€10,800 | +75.5% |
| Amounts receivable within one year | 40/41 | €10,491 | €7,386 | -€3,106 | -29.6% |
| Trade receivables | 40 | €10,491 | €7,150 | -€3,342 | -31.9% |
| Other amounts receivable | 41 | - | €236 | +€236 | |
| Cash at bank and in hand | 54/58 | €3,323 | €16,718 | +€13,395 | +403% |
| Deferred charges and accrued income | 490/1 | €485 | €995 | +€510 | +105% |
| Total equity and liabilities | 10/49 | €14,299 | €26,206 | +€11,907 | +83.3% |
| Equity | 10/15 | €3,186 | €17,108 | +€13,922 | +437% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €186 | €14,108 | +€13,922 | +7,473% |
| Distributable reserves | 133 | €186 | €14,108 | +€13,922 | +7,473% |
| Amounts payable | 17/49 | €11,113 | €9,098 | -€2,014 | -18.1% |
| Amounts payable within one year | 42/48 | €10,425 | €8,900 | -€1,525 | -14.6% |
| Trade debts | 44 | €6,616 | €1,704 | -€4,912 | -74.2% |
| Suppliers | 440/4 | €6,616 | €1,704 | -€4,912 | -74.2% |
| Taxes, remuneration and social security | 45 | €2,005 | €5,446 | +€3,440 | +172% |
| Taxes | 450/3 | €2,005 | €3,696 | +€1,690 | +84.3% |
| Remuneration and social security | 454/9 | - | €1,750 | +€1,750 | |
| Other amounts payable | 47/48 | €1,804 | €1,751 | -€54 | -3.0% |
| Accrued charges and deferred income | 492/3 | €687 | €198 | -€490 | -71.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €199 | +€199 | |
| Other operating charges | 640/8 | €493 | €295 | -€198 | -40.1% |
| Gross operating margin | 9900 | €745 | €18,973 | +€18,228 | +2,447% |
| Operating profit (loss) | 9901 | €252 | €18,479 | +€18,227 | +7,229% |
| Financial income | 75/76B | - | €8 | +€8 | |
| Recurring financial income | 75 | - | €8 | +€8 | |
| Financial charges | 65/66B | €3 | €401 | +€398 | +11,801% |
| Recurring financial charges | 65 | €3 | €401 | +€398 | +11,801% |
| Profit (loss) for the period before taxes | 9903 | €249 | €18,086 | +€17,837 | +7,170% |
| Income taxes | 67/77 | €62 | €4,164 | +€4,102 | +6,566% |
| Profit (loss) for the period | 9904 | €186 | €13,922 | +€13,735 | +7,373% |
| Profit (loss) for the period to be appropriated | 9905 | €186 | €13,922 | +€13,735 | +7,373% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.