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SQIMO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SQIMO

BE 0846.615.505
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€13,837
2024 · -€15,884+€2,048
Equity
€343,548
2024 · €357,385-€13,837
Cash
€18,428
2024 · €49,729-€31,301
Balance sheet total
€923,219
2024 · €971,175-€47,956

Largest movements

2024 to 2025
Assets
  • Cash -€31,301

    down €31,301 (-62.9%), from €49,729 to €18,428

    mainly Debts after one year (-€70,392) and Net result for the year (-€13,837)

  • Tangible fixed assets -€16,913

    down €16,913 (-4.0%), from €421,445 to €404,532

    of which Land and buildings: -€16,573

Equity and liabilities
  • Debts after one year -€70,392

    down €70,392 (-13.5%), from €521,467 to €451,075

    of which Financial debts: -€70,392

  • Other debts +€36,158

    up €36,158 (+172.7%), from €20,934 to €57,092

  • Profit (loss) carried forward -€13,837

    down €13,837 (-346.8%), from -€3,990 to -€17,827

Income statement
  • Financial charges -€1,249

    down €1,249 (-6.4%), from €19,361 to €18,112

  • Financial income +€862

    new in 2025: €862

  • Other operating charges +€711

    up €711 (+20.8%), from €3,423 to €4,134

  • Gross operating margin +€650

    up €650 (+2.7%), from €23,811 to €24,461

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€15,884
Gross operating margin +€650
Depreciation -€2
Other operating charges -€711
Financial income +€862
Financial charges +€1,249
Result 2025 -€13,837

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€36,099
Investment €0
Financing -€67,401
Cash 2024 €49,729
Net result for the year -€13,837
Depreciation +€16,913
Receivables within one year -€258
Trade debts -€2,854
Tax, wage and social debts -€23
Other debts +€36,158
Debts after one year -€70,392
Current portion of long-term debt +€2,991
Cash 2025 €18,428
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €971,175 €923,219 -€47,956 -4.9%
Fixed assets 21/28 €421,445 €404,532 -€16,913 -4.0%
Tangible fixed assets 22/27 €421,445 €404,532 -€16,913 -4.0%
Land and buildings 22 €420,665 €404,092 -€16,573 -3.9%
Plant, machinery and equipment 23 €0 - =
Furniture and vehicles 24 €780 €440 -€340 -43.6%
Current assets 29/58 €549,729 €518,687 -€31,043 -5.6%
Amounts receivable within one year 40/41 €0 €258 +€258
Other amounts receivable 41 €0 €258 +€258
Current investments 50/53 €500,000 €500,000 = 0.0%
Cash at bank and in hand 54/58 €49,729 €18,428 -€31,301 -62.9%
Total equity and liabilities 10/49 €971,175 €923,219 -€47,956 -4.9%
Equity 10/15 €357,385 €343,548 -€13,837 -3.9%
Contributions 10/11 €357,054 €357,054 = 0.0%
Reserves 13 €4,320 €4,320 = 0.0%
Distributable reserves 133 €4,320 €4,320 = 0.0%
Profit (loss) carried forward 14 -€3,990 -€17,827 -€13,837 -346.8%
Amounts payable 17/49 €613,790 €579,671 -€34,119 -5.6%
Amounts payable after more than one year 17 €521,467 €451,075 -€70,392 -13.5%
Financial debts 170/4 €321,467 €251,075 -€70,392 -21.9%
Other amounts payable 178/9 €200,000 €200,000 = 0.0%
Amounts payable within one year 42/48 €91,398 €127,671 +€36,272 +39.7%
Current portion of amounts payable after more than one year 42 €67,401 €70,392 +€2,991 +4.4%
Trade debts 44 €2,955 €101 -€2,854 -96.6%
Suppliers 440/4 €2,955 €101 -€2,854 -96.6%
Taxes, remuneration and social security 45 €109 €86 -€23 -21.0%
Taxes 450/3 €109 €86 -€23 -21.0%
Other amounts payable 47/48 €20,934 €57,092 +€36,158 +172.7%
Accrued charges and deferred income 492/3 €925 €925 = 0.0%
Goods, raw materials, services and sundry goods 60/61 €0 - =
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €16,911 €16,913 +€2 0.0%
Other operating charges 640/8 €3,423 €4,134 +€711 +20.8%
Gross operating margin 9900 €23,811 €24,461 +€650 +2.7%
Operating profit (loss) 9901 €3,476 €3,414 -€63 -1.8%
Financial income 75/76B - €862 +€862
Recurring financial income 75 - €862 +€862
Financial charges 65/66B €19,361 €18,112 -€1,249 -6.4%
Recurring financial charges 65 €19,361 €18,112 -€1,249 -6.4%
Profit (loss) for the period before taxes 9903 -€15,884 -€13,837 +€2,048 +12.9%
Profit (loss) for the period 9904 -€15,884 -€13,837 +€2,048 +12.9%
Profit (loss) for the period to be appropriated 9905 -€15,884 -€13,837 +€2,048 +12.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.