SPYDER: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SPYDER
Largest movements
- Receivables within one year -€1,250
down €1,250 (-8.5%), from €14,676 to €13,426
- Profit (loss) carried forward -€1,238
down €1,238 (-54.3%), from €2,282 to €1,044
- Gross operating margin +€152
up €152 (+11.3%), from -€1,343 to -€1,191
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €14,682 | €13,444 | -€1,238 | -8.4% |
| Current assets | 29/58 | €14,682 | €13,444 | -€1,238 | -8.4% |
| Amounts receivable within one year | 40/41 | €14,676 | €13,426 | -€1,250 | -8.5% |
| Other amounts receivable | 41 | €14,676 | €13,426 | -€1,250 | -8.5% |
| Cash at bank and in hand | 54/58 | €6 | €18 | +€12 | +200.0% |
| Total equity and liabilities | 10/49 | €14,682 | €13,444 | -€1,238 | -8.4% |
| Equity | 10/15 | €14,682 | €13,444 | -€1,238 | -8.4% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Profit (loss) carried forward | 14 | €2,282 | €1,044 | -€1,238 | -54.3% |
| Gross operating margin | 9900 | -€1,343 | -€1,191 | +€152 | +11.3% |
| Operating profit (loss) | 9901 | -€1,343 | -€1,191 | +€152 | +11.3% |
| Financial charges | 65/66B | €46 | €47 | +€1 | +2.2% |
| Recurring financial charges | 65 | €46 | €47 | +€1 | +2.2% |
| Profit (loss) for the period before taxes | 9903 | -€1,389 | -€1,238 | +€151 | +10.9% |
| Profit (loss) for the period | 9904 | -€1,389 | -€1,238 | +€151 | +10.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,389 | -€1,238 | +€151 | +10.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.