Springvis Invest: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Springvis Invest
Largest movements
- Stocks and contracts -€873,133
down €873,133 (-15.0%), from €5.8m to €5.0m
- Receivables within one year +€200,000
up €200,000, from €0 to €200,000
- Deferred charges and accrued income -€195,000
down €195,000 (-39.4%), from €495,000 to €300,000
- Cash -€90,450
down €90,450 (-95.3%), from €94,869 to €4,419
mainly Debts after one year (-€1.3m) and Receivables within one year (-€200,000)
- Debts after one year -€1.3m
down €1.3m (-26.1%), from €5.0m to €3.7m
- Accrued charges and deferred income +€345,607
up €345,607 (+24.0%), from €1.4m to €1.8m
- Financial charges +€41,745
up €41,745 (+34.7%), from €120,230 to €161,976
- Gross operating margin +€39,881
up €39,881 (+29.5%), from €135,263 to €175,144
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €6,873,930 | €5,915,347 | -€958,583 | -13.9% |
| Fixed assets | 21/28 | €455,442 | €455,442 | = | 0.0% |
| Financial fixed assets | 28 | €455,442 | €455,442 | = | 0.0% |
| Current assets | 29/58 | €6,418,488 | €5,459,906 | -€958,583 | -14.9% |
| Stocks and contracts in progress | 3 | €5,828,619 | €4,955,486 | -€873,133 | -15.0% |
| Stocks | 30/36 | €5,828,619 | €4,955,486 | -€873,133 | -15.0% |
| Amounts receivable within one year | 40/41 | €0 | €200,000 | +€200,000 | |
| Trade receivables | 40 | €0 | €200,000 | +€200,000 | |
| Cash at bank and in hand | 54/58 | €94,869 | €4,419 | -€90,450 | -95.3% |
| Deferred charges and accrued income | 490/1 | €495,000 | €300,000 | -€195,000 | -39.4% |
| Total equity and liabilities | 10/49 | €6,873,930 | €5,915,347 | -€958,583 | -13.9% |
| Equity | 10/15 | €373,957 | €382,544 | +€8,587 | +2.3% |
| Contributions | 10/11 | €350,000 | €350,000 | = | 0.0% |
| Reserves | 13 | €23,957 | €32,544 | +€8,587 | +35.8% |
| Distributable reserves | 133 | €23,957 | €32,544 | +€8,587 | +35.8% |
| Amounts payable | 17/49 | €6,499,973 | €5,532,803 | -€967,170 | -14.9% |
| Amounts payable after more than one year | 17 | €5,047,992 | €3,731,689 | -€1.3m | -26.1% |
| Financial debts | 170/4 | €5,047,992 | €3,731,689 | -€1.3m | -26.1% |
| Amounts payable within one year | 42/48 | €12,207 | €15,733 | +€3,526 | +28.9% |
| Financial debts | 43 | - | €4,641 | +€4,641 | |
| Credit institutions | 430/8 | - | €4,641 | +€4,641 | |
| Trade debts | 44 | €2,836 | €3,966 | +€1,130 | +39.8% |
| Suppliers | 440/4 | €2,836 | €3,966 | +€1,130 | +39.8% |
| Taxes, remuneration and social security | 45 | €5,189 | €3,126 | -€2,063 | -39.8% |
| Taxes | 450/3 | €5,189 | €3,126 | -€2,063 | -39.8% |
| Other amounts payable | 47/48 | €4,182 | €4,000 | -€182 | -4.4% |
| Accrued charges and deferred income | 492/3 | €1,439,774 | €1,785,381 | +€345,607 | +24.0% |
| Other operating charges | 640/8 | €1,193 | €1,455 | +€262 | +22.0% |
| Gross operating margin | 9900 | €135,263 | €175,144 | +€39,881 | +29.5% |
| Operating profit (loss) | 9901 | €134,070 | €173,689 | +€39,619 | +29.6% |
| Financial charges | 65/66B | €120,230 | €161,976 | +€41,745 | +34.7% |
| Recurring financial charges | 65 | €120,230 | €161,976 | +€41,745 | +34.7% |
| Profit (loss) for the period before taxes | 9903 | €13,840 | €11,713 | -€2,127 | -15.4% |
| Income taxes | 67/77 | €4,721 | €3,126 | -€1,595 | -33.8% |
| Profit (loss) for the period | 9904 | €9,119 | €8,587 | -€532 | -5.8% |
| Profit (loss) for the period to be appropriated | 9905 | €9,119 | €8,587 | -€532 | -5.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.