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SPIC & SPAN: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SPIC & SPAN

BE 0843.707.384
NACE 56.301, Cafés and bars
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€63,389
2024 · €74,251-€10,863
Equity
€624,800
2024 · €561,412+€63,389
Cash
€138,906
2024 · €148,442-€9,536
Balance sheet total
€909,704
2024 · €966,165-€56,462

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€117,650

    down €117,650 (-55.0%), from €213,794 to €96,144

    of which Furniture and vehicles: -€81,731

  • Receivables within one year +€79,579

    up €79,579 (+14.3%), from €557,687 to €637,266

    of which Trade receivables: +€63,435

Equity and liabilities
  • Reserves +€63,389

    up €63,389 (+11.7%), from €542,812 to €606,200

    of which Distributable reserves: +€65,249

  • Trade debts -€43,148

    down €43,148 (-22.9%), from €188,050 to €144,902

  • Debts after one year -€31,222

    down €31,222 (-86.7%), from €36,008 to €4,786

  • Tax, wage and social debts -€27,470

    down €27,470 (-26.2%), from €105,001 to €77,531

    of which Taxes: -€27,364

  • Current portion of long-term debt -€18,011

    down €18,011 (-23.8%), from €75,695 to €57,684

Income statement
  • Gross operating margin -€90,410

    down €90,410 (-14.6%), from €620,840 to €530,430

  • Staff costs -€61,047

    down €61,047 (-12.7%), from €482,069 to €421,022

  • Write-downs +€52,837

    up €52,837, from -€52,837 to €0

  • Other operating charges -€51,417

    down €51,417 (-91.4%), from €56,259 to €4,842

  • Depreciation -€16,170

    down €16,170 (-28.2%), from €57,359 to €41,189

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €74,251
Gross operating margin -€90,410
Staff costs +€61,047
Depreciation +€16,170
Write-downs -€52,837
Other operating charges +€51,417
Other operating items -€92
Financial income +€1,141
Financial charges +€2,230
Taxes +€471
Result 2025 €63,389

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€36,763
Investment +€76,461
Financing -€49,233
Cash 2024 €148,442
Net result for the year +€63,389
Depreciation +€41,189
Receivables within one year -€79,579
Deferred charges and accrued income +€8,855
Trade debts -€43,148
Tax, wage and social debts -€27,470
Investment in fixed assets (net) +€76,461
Debts after one year -€31,222
Current portion of long-term debt -€18,011
Cash 2025 €138,906
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €966,165 €909,704 -€56,462 -5.8%
Fixed assets 21/28 €213,794 €96,144 -€117,650 -55.0%
Tangible fixed assets 22/27 €213,794 €96,144 -€117,650 -55.0%
Plant, machinery and equipment 23 €84,721 €59,124 -€25,597 -30.2%
Furniture and vehicles 24 €100,975 €19,244 -€81,731 -80.9%
Other tangible fixed assets 26 €28,098 €17,776 -€10,322 -36.7%
Current assets 29/58 €752,371 €813,560 +€61,188 +8.1%
Stocks and contracts in progress 3 €36,983 €36,983 = 0.0%
Stocks 30/36 €36,983 €36,983 = 0.0%
Amounts receivable within one year 40/41 €557,687 €637,266 +€79,579 +14.3%
Trade receivables 40 €83,748 €147,183 +€63,435 +75.7%
Other amounts receivable 41 €473,939 €490,083 +€16,144 +3.4%
Cash at bank and in hand 54/58 €148,442 €138,906 -€9,536 -6.4%
Deferred charges and accrued income 490/1 €9,259 €405 -€8,855 -95.6%
Total equity and liabilities 10/49 €966,165 €909,704 -€56,462 -5.8%
Equity 10/15 €561,412 €624,800 +€63,389 +11.3%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €542,812 €606,200 +€63,389 +11.7%
Non-distributable reserves 130/1 €1,860 €0 -€1,860 -100.0%
Reserves not available under the articles 1311 €1,860 €0 -€1,860 -100.0%
Distributable reserves 133 €540,952 €606,200 +€65,249 +12.1%
Amounts payable 17/49 €404,753 €284,903 -€119,850 -29.6%
Amounts payable after more than one year 17 €36,008 €4,786 -€31,222 -86.7%
Financial debts 170/4 €36,008 €4,786 -€31,222 -86.7%
Amounts payable within one year 42/48 €368,746 €280,117 -€88,628 -24.0%
Current portion of amounts payable after more than one year 42 €75,695 €57,684 -€18,011 -23.8%
Trade debts 44 €188,050 €144,902 -€43,148 -22.9%
Suppliers 440/4 €188,050 €144,902 -€43,148 -22.9%
Taxes, remuneration and social security 45 €105,001 €77,531 -€27,470 -26.2%
Taxes 450/3 €53,381 €26,018 -€27,364 -51.3%
Remuneration and social security 454/9 €51,620 €51,514 -€106 -0.2%
Other amounts payable 47/48 €0 - =
Remuneration, social security and pensions 62 €482,069 €421,022 -€61,047 -12.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €57,359 €41,189 -€16,170 -28.2%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 -€52,837 €0 +€52,837
Other operating charges 640/8 €56,259 €4,842 -€51,417 -91.4%
Non-recurring operating charges 66A - €92 +€92
Gross operating margin 9900 €620,840 €530,430 -€90,410 -14.6%
Operating profit (loss) 9901 €77,989 €63,285 -€14,705 -18.9%
Financial income 75/76B €10,253 €11,394 +€1,141 +11.1%
Recurring financial income 75 €10,253 €11,394 +€1,141 +11.1%
Financial charges 65/66B €13,520 €11,290 -€2,230 -16.5%
Recurring financial charges 65 €13,520 €11,290 -€2,230 -16.5%
Profit (loss) for the period before taxes 9903 €74,723 €63,389 -€11,334 -15.2%
Income taxes 67/77 €471 €0 -€471 -100.0%
Profit (loss) for the period 9904 €74,251 €63,389 -€10,863 -14.6%
Profit (loss) for the period to be appropriated 9905 €74,251 €63,389 -€10,863 -14.6%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.