SPEEDY TRANSPORTS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SPEEDY TRANSPORTS
Largest movements
- Receivables within one year -€8,399
down €8,399 (-32.7%), from €25,650 to €17,251
of which Trade receivables: -€14,643
- Cash -€1,736
down €1,736 (-63.0%), from €2,753 to €1,017
mainly Trade debts (-€19,841) and Net result for the year (-€17,140)
- Trade debts -€19,841
down €19,841 (-51.3%), from €38,648 to €18,807
- Short-term financial debts +€19,832
new in 2025: €19,832
- Tax, wage and social debts +€19,038
up €19,038 (+115%), from €16,586 to €35,624
of which Remuneration and social security: +€11,595
- Profit (loss) carried forward -€17,140
down €17,140 (-23.6%), from -€72,566 to -€89,706
- Other debts -€12,024
down €12,024 (-30.3%), from €39,661 to €27,638
- Staff costs +€9,073
up €9,073 (+20.2%), from €44,830 to €53,903
- Gross operating margin -€1,524
down €1,524 (-3.7%), from €41,260 to €39,736
- Financial charges -€1,142
down €1,142 (-50.3%), from €2,272 to €1,130
- Other operating charges +€1,108
up €1,108 (+151%), from €735 to €1,843
- Financial income -€744
down €744 (-99.9%), from €745 to €1
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €28,766 | €18,631 | -€10,135 | -35.2% |
| Fixed assets | 21/28 | €363 | €363 | = | 0.0% |
| Financial fixed assets | 28 | €363 | €363 | = | 0.0% |
| Current assets | 29/58 | €28,403 | €18,268 | -€10,135 | -35.7% |
| Amounts receivable within one year | 40/41 | €25,650 | €17,251 | -€8,399 | -32.7% |
| Trade receivables | 40 | €16,066 | €1,423 | -€14,643 | -91.1% |
| Other amounts receivable | 41 | €9,584 | €15,828 | +€6,244 | +65.1% |
| Cash at bank and in hand | 54/58 | €2,753 | €1,017 | -€1,736 | -63.0% |
| Total equity and liabilities | 10/49 | €28,766 | €18,631 | -€10,135 | -35.2% |
| Equity | 10/15 | -€66,129 | -€83,269 | -€17,140 | -25.9% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €237 | €237 | = | 0.0% |
| Non-distributable reserves | 130/1 | €237 | €237 | = | 0.0% |
| Reserves not available under the articles | 1311 | €237 | €237 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€72,566 | -€89,706 | -€17,140 | -23.6% |
| Amounts payable | 17/49 | €94,896 | €101,900 | +€7,005 | +7.4% |
| Amounts payable within one year | 42/48 | €94,896 | €101,900 | +€7,005 | +7.4% |
| Financial debts | 43 | - | €19,832 | +€19,832 | |
| Credit institutions | 430/8 | - | €19,832 | +€19,832 | |
| Trade debts | 44 | €38,648 | €18,807 | -€19,841 | -51.3% |
| Suppliers | 440/4 | €38,648 | €18,807 | -€19,841 | -51.3% |
| Taxes, remuneration and social security | 45 | €16,586 | €35,624 | +€19,038 | +115% |
| Taxes | 450/3 | €10,382 | €17,824 | +€7,443 | +71.7% |
| Remuneration and social security | 454/9 | €6,204 | €17,800 | +€11,595 | +187% |
| Other amounts payable | 47/48 | €39,661 | €27,638 | -€12,024 | -30.3% |
| Remuneration, social security and pensions | 62 | €44,830 | €53,903 | +€9,073 | +20.2% |
| Other operating charges | 640/8 | €735 | €1,843 | +€1,108 | +151% |
| Gross operating margin | 9900 | €41,260 | €39,736 | -€1,524 | -3.7% |
| Operating profit (loss) | 9901 | -€4,305 | -€16,011 | -€11,705 | -272% |
| Financial income | 75/76B | €745 | €1 | -€744 | -99.9% |
| Recurring financial income | 75 | €745 | €1 | -€744 | -99.9% |
| Financial charges | 65/66B | €2,272 | €1,130 | -€1,142 | -50.3% |
| Recurring financial charges | 65 | €2,272 | €1,130 | -€1,142 | -50.3% |
| Profit (loss) for the period before taxes | 9903 | -€5,832 | -€17,139 | -€11,307 | -194% |
| Income taxes | 67/77 | €0 | €0 | +€0 | +420% |
| Profit (loss) for the period | 9904 | -€5,832 | -€17,140 | -€11,307 | -194% |
| Profit (loss) for the period to be appropriated | 9905 | -€5,832 | -€17,140 | -€11,307 | -194% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.