SPEEDY: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SPEEDY
Largest movements
- Cash +€4,929
up €4,929 (+828.5%), from €595 to €5,524
mainly Net result for the year (+€6,644) and Tax, wage and social debts (+€5,419)
- Tangible fixed assets -€2,369
down €2,369 (-7.9%), from €30,002 to €27,634
- Tax, wage and social debts +€5,419
up €5,419 (+225.2%), from €2,406 to €7,825
- Profit (loss) carried forward -€3,356
down €3,356 (-52.2%), from €6,423 to €3,067
- Trade debts +€519
up €519 (+77.3%), from €672 to €1,191
- Gross operating margin +€277
up €277 (+2.2%), from €12,739 to €13,016
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €32,561 | €35,143 | +€2,582 | +7.9% |
| Fixed assets | 21/28 | €30,002 | €27,634 | -€2,369 | -7.9% |
| Tangible fixed assets | 22/27 | €30,002 | €27,634 | -€2,369 | -7.9% |
| Land and buildings | 22 | €30,002 | €27,634 | -€2,369 | -7.9% |
| Current assets | 29/58 | €2,558 | €7,509 | +€4,951 | +193.5% |
| Cash at bank and in hand | 54/58 | €595 | €5,524 | +€4,929 | +828.5% |
| Deferred charges and accrued income | 490/1 | €1,963 | €1,985 | +€22 | +1.1% |
| Total equity and liabilities | 10/49 | €32,561 | €35,143 | +€2,582 | +7.9% |
| Equity | 10/15 | €26,883 | €23,527 | -€3,356 | -12.5% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €6,423 | €3,067 | -€3,356 | -52.2% |
| Amounts payable | 17/49 | €5,677 | €11,615 | +€5,938 | +104.6% |
| Amounts payable within one year | 42/48 | €5,677 | €11,615 | +€5,938 | +104.6% |
| Trade debts | 44 | €672 | €1,191 | +€519 | +77.3% |
| Suppliers | 440/4 | €672 | €1,191 | +€519 | +77.3% |
| Taxes, remuneration and social security | 45 | €2,406 | €7,825 | +€5,419 | +225.2% |
| Taxes | 450/3 | €2,406 | €7,825 | +€5,419 | +225.2% |
| Other amounts payable | 47/48 | €2,599 | €2,599 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,369 | €2,369 | = | 0.0% |
| Other operating charges | 640/8 | €1,452 | €1,494 | +€42 | +2.9% |
| Gross operating margin | 9900 | €12,739 | €13,016 | +€277 | +2.2% |
| Operating profit (loss) | 9901 | €8,918 | €9,153 | +€235 | +2.6% |
| Financial income | 75/76B | €1 | - | -€1 | |
| Recurring financial income | 75 | €1 | - | -€1 | |
| Financial charges | 65/66B | €90 | €90 | = | 0.0% |
| Recurring financial charges | 65 | €90 | €90 | = | 0.0% |
| Profit (loss) for the period before taxes | 9903 | €8,829 | €9,063 | +€234 | +2.6% |
| Income taxes | 67/77 | €2,406 | €2,419 | +€13 | +0.5% |
| Profit (loss) for the period | 9904 | €6,423 | €6,644 | +€221 | +3.4% |
| Profit (loss) for the period to be appropriated | 9905 | €6,423 | €6,644 | +€221 | +3.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.