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SP Heating: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SP Heating

BE 0736.910.285
NACE 43.222, Installation of electric heating, air conditioning, cooling and ventilation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€12,892
2024 · €606+€12,286
Equity
€142,050
2024 · €129,158+€12,892
Cash
€107,226
2024 · €114,253-€7,026
Balance sheet total
€151,667
2024 · €160,507-€8,840

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€7,855

    down €7,855 (-25.9%), from €30,374 to €22,518

    of which Trade receivables: -€14,899

  • Cash -€7,026

    down €7,026 (-6.1%), from €114,253 to €107,226

    mainly Trade debts (-€14,260) and Investment in fixed assets (net) (-€9,199)

  • Tangible fixed assets +€5,193

    new in 2025: €5,193

  • Stocks and contracts -€2,374

    down €2,374 (-20.7%), from €11,452 to €9,077

  • Financial fixed assets +€2,100

    new in 2025: €2,100

Equity and liabilities
  • Trade debts -€14,260

    down €14,260 (-73.0%), from €19,524 to €5,264

  • Reserves +€12,892

    up €12,892 (+10.5%), from €123,158 to €136,050

  • Tax, wage and social debts -€9,079

    no longer reported in 2025 (was €9,079)

Income statement
  • Gross operating margin +€17,741

    up €17,741 (+228.6%), from €7,760 to €25,500

  • Taxes +€4,408

    up €4,408 (+668.4%), from €659 to €5,068

  • Depreciation +€1,800

    up €1,800 (+1688.1%), from €107 to €1,906

  • Other operating charges +€1,079

    up €1,079 (+190.9%), from €565 to €1,645

  • Staff costs -€934

    no longer reported in 2025 (was €934)

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €606
Gross operating margin +€17,741
Staff costs +€934
Depreciation -€1,800
Other operating charges -€1,079
Financial income +€308
Financial charges +€590
Taxes -€4,408
Result 2025 €12,892

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€2,173
Investment -€9,199
Financing €0
Cash 2024 €114,253
Net result for the year +€12,892
Depreciation +€1,906
Stocks and contracts +€2,374
Receivables within one year +€7,855
Deferred charges and accrued income -€1,123
Trade debts -€14,260
Tax, wage and social debts -€9,079
Other debts +€1,424
Accrued charges and deferred income +€184
Investment in fixed assets (net) -€9,199
Cash 2025 €107,226
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €160,507 €151,667 -€8,840 -5.5%
Fixed assets 21/28 - €7,293 +€7,293
Tangible fixed assets 22/27 - €5,193 +€5,193
Furniture and vehicles 24 - €5,193 +€5,193
Financial fixed assets 28 - €2,100 +€2,100
Current assets 29/58 €160,507 €144,374 -€16,133 -10.1%
Stocks and contracts in progress 3 €11,452 €9,077 -€2,374 -20.7%
Stocks 30/36 €11,452 €9,077 -€2,374 -20.7%
Amounts receivable within one year 40/41 €30,374 €22,518 -€7,855 -25.9%
Trade receivables 40 €18,242 €3,343 -€14,899 -81.7%
Other amounts receivable 41 €12,131 €19,175 +€7,044 +58.1%
Cash at bank and in hand 54/58 €114,253 €107,226 -€7,026 -6.1%
Deferred charges and accrued income 490/1 €4,429 €5,552 +€1,123 +25.3%
Total equity and liabilities 10/49 €160,507 €151,667 -€8,840 -5.5%
Equity 10/15 €129,158 €142,050 +€12,892 +10.0%
Contributions 10/11 €6,000 €6,000 = 0.0%
Reserves 13 €123,158 €136,050 +€12,892 +10.5%
Distributable reserves 133 €123,158 €136,050 +€12,892 +10.5%
Amounts payable 17/49 €31,349 €9,617 -€21,731 -69.3%
Amounts payable within one year 42/48 €31,349 €9,433 -€21,915 -69.9%
Trade debts 44 €19,524 €5,264 -€14,260 -73.0%
Suppliers 440/4 €19,524 €5,264 -€14,260 -73.0%
Taxes, remuneration and social security 45 €9,079 - -€9,079
Taxes 450/3 €9,079 - -€9,079
Other amounts payable 47/48 €2,745 €4,169 +€1,424 +51.9%
Accrued charges and deferred income 492/3 - €184 +€184
Remuneration, social security and pensions 62 €934 - -€934
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €107 €1,906 +€1,800 +1688.1%
Other operating charges 640/8 €565 €1,645 +€1,079 +190.9%
Gross operating margin 9900 €7,760 €25,500 +€17,741 +228.6%
Operating profit (loss) 9901 €6,154 €21,950 +€15,795 +256.7%
Financial income 75/76B €607 €915 +€308 +50.8%
Recurring financial income 75 €607 €915 +€308 +50.8%
Financial charges 65/66B €5,495 €4,905 -€590 -10.7%
Recurring financial charges 65 €5,495 €4,905 -€590 -10.7%
Profit (loss) for the period before taxes 9903 €1,266 €17,959 +€16,694 +1319.1%
Income taxes 67/77 €659 €5,068 +€4,408 +668.4%
Profit (loss) for the period 9904 €606 €12,892 +€12,286 +2027.2%
Profit (loss) for the period to be appropriated 9905 €606 €12,892 +€12,286 +2027.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.