SOFIRI: what changed
What changed
SOFIRI
NACE 66.220, Insurance agents and brokers
filed annual accounts (NBB)
Net result for the year
€96,171
2024 · €106,619-€10,448
Equity
€330,881
2024 · €328,013+€2,868
Cash
€369,242
2024 · €191,935+€177,306
Balance sheet total
€557,641
2024 · €464,714+€92,928
Largest movements
Assets
- Cash +€177,306
up €177,306 (+92.4%), from €191,935 to €369,242
mainly Current investments (+€150,000) and Net result for the year (+€96,171)
- Current investments -€150,000
no longer reported in 2025 (was €150,000)
- Receivables within one year +€81,587
up €81,587 (+491%), from €16,630 to €98,217
- Tangible fixed assets -€13,556
down €13,556 (-14.3%), from €94,746 to €81,189
of which Furniture and vehicles: -€11,616
Equity and liabilities
- Other debts +€92,115
up €92,115 (+170%), from €54,153 to €146,268
Income statement
- Depreciation +€6,123
up €6,123 (+61.6%), from €9,934 to €16,056
- Gross operating margin -€2,297
down €2,297 (-1.5%), from €154,164 to €151,867
- Financial income -€2,240
down €2,240 (-60.0%), from €3,735 to €1,495
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€106,619
Gross operating margin
-€2,297
Depreciation
-€6,123
Other operating charges
+€1,477
Financial income
-€2,240
Financial charges
+€57
Taxes
-€1,321
Result 2025
€96,171
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€122,747
Investment
+€150,000
Financing
-€95,441
Cash 2024
€191,935
From operations (derived)
+€122,747
Net result for the year
+€96,171
Depreciation
+€16,056
Receivables within one year
-€81,587
Smaller working-capital items
-€8
Other debts
+€92,115
Investment (derived)
+€150,000
Current investments
+€150,000
Financing
-€95,441
Debts after one year
-€2,162
Current portion of long-term debt
+€24
Contributions, distributions and other
-€93,303
Cash 2025
€369,242
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €464,714 | €557,641 | +€92,928 | +20.0% |
| Fixed assets | 21/28 | €104,746 | €88,689 | -€16,056 | -15.3% |
| Intangible fixed assets | 21 | €10,000 | €7,500 | -€2,500 | -25.0% |
| Tangible fixed assets | 22/27 | €94,746 | €81,189 | -€13,556 | -14.3% |
| Land and buildings | 22 | €47,558 | €46,730 | -€828 | -1.7% |
| Plant, machinery and equipment | 23 | €2,986 | €1,873 | -€1,113 | -37.3% |
| Furniture and vehicles | 24 | €44,202 | €32,586 | -€11,616 | -26.3% |
| Current assets | 29/58 | €359,968 | €468,952 | +€108,984 | +30.3% |
| Amounts receivable within one year | 40/41 | €16,630 | €98,217 | +€81,587 | +491% |
| Trade receivables | 40 | €16,630 | €98,217 | +€81,587 | +491% |
| Current investments | 50/53 | €150,000 | - | -€150,000 | |
| Cash at bank and in hand | 54/58 | €191,935 | €369,242 | +€177,306 | +92.4% |
| Deferred charges and accrued income | 490/1 | €1,402 | €1,493 | +€91 | +6.5% |
| Total equity and liabilities | 10/49 | €464,714 | €557,641 | +€92,928 | +20.0% |
| Equity | 10/15 | €328,013 | €330,881 | +€2,868 | +0.9% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €321,813 | €324,681 | +€2,868 | +0.9% |
| Distributable reserves | 133 | €321,813 | €324,681 | +€2,868 | +0.9% |
| Provisions and deferred taxes | 16 | €14,423 | €14,423 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €14,423 | €14,423 | = | 0.0% |
| Pensions and similar obligations | 160 | €14,423 | €14,423 | = | 0.0% |
| Amounts payable | 17/49 | €122,278 | €212,338 | +€90,060 | +73.7% |
| Amounts payable after more than one year | 17 | €39,863 | €37,701 | -€2,162 | -5.4% |
| Financial debts | 170/4 | €39,863 | €37,701 | -€2,162 | -5.4% |
| Amounts payable within one year | 42/48 | €82,415 | €174,636 | +€92,222 | +112% |
| Current portion of amounts payable after more than one year | 42 | €2,333 | €2,357 | +€24 | +1.0% |
| Trade debts | 44 | €500 | €713 | +€213 | +42.5% |
| Suppliers | 440/4 | €500 | €713 | +€213 | +42.5% |
| Taxes, remuneration and social security | 45 | €25,429 | €25,299 | -€129 | -0.5% |
| Taxes | 450/3 | €25,429 | €25,299 | -€129 | -0.5% |
| Other amounts payable | 47/48 | €54,153 | €146,268 | +€92,115 | +170% |
| Non-recurring operating income | 76A | €16,069 | - | -€16,069 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,934 | €16,056 | +€6,123 | +61.6% |
| Other operating charges | 640/8 | €2,484 | €1,006 | -€1,477 | -59.5% |
| Gross operating margin | 9900 | €154,164 | €151,867 | -€2,297 | -1.5% |
| Operating profit (loss) | 9901 | €141,747 | €134,804 | -€6,943 | -4.9% |
| Financial income | 75/76B | €3,735 | €1,495 | -€2,240 | -60.0% |
| Recurring financial income | 75 | €3,735 | €1,495 | -€2,240 | -60.0% |
| Financial charges | 65/66B | €612 | €555 | -€57 | -9.2% |
| Recurring financial charges | 65 | €612 | €555 | -€57 | -9.2% |
| Profit (loss) for the period before taxes | 9903 | €144,871 | €135,744 | -€9,127 | -6.3% |
| Income taxes | 67/77 | €38,252 | €39,573 | +€1,321 | +3.5% |
| Profit (loss) for the period | 9904 | €106,619 | €96,171 | -€10,448 | -9.8% |
| Profit (loss) for the period to be appropriated | 9905 | €106,619 | €96,171 | -€10,448 | -9.8% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 7 November 2026 via checked.be.