SNV-CONSULTING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SNV-CONSULTING
Largest movements
- Cash +€57,500
up €57,500 (+986%), from €5,829 to €63,330
mainly Net result for the year (+€39,854) and Receivables within one year (+€15,030)
- Receivables within one year -€15,030
down €15,030 (-50.8%), from €29,601 to €14,571
of which Trade receivables: -€13,019
- Receivables after one year -€3,000
down €3,000 (-7.0%), from €42,889 to €39,889
- Tangible fixed assets -€2,206
down €2,206 (-16.8%), from €13,103 to €10,898
of which Other tangible fixed assets: -€1,733
- Deferred charges and accrued income +€2,058
up €2,058 (+269%), from €766 to €2,823
- Profit (loss) carried forward +€19,021
up €19,021, from -€16,493 to €2,528
- Reserves +€12,800
up €12,800 (+15.9%), from €80,560 to €93,360
- Other debts +€8,033
new in 2025: €8,033
- Short-term financial debts -€4,310
no longer reported in 2025 (was €4,310)
- Tax, wage and social debts +€2,695
up €2,695 (+17.4%), from €15,521 to €18,215
of which Taxes: +€2,671
- Other operating charges -€56,971
down €56,971 (-93.9%), from €60,687 to €3,716
- Taxes +€16,484
up €16,484 (+5,758%), from €286 to €16,771
- Gross operating margin +€10,629
up €10,629 (+18.4%), from €57,819 to €68,448
- Financial charges -€7,729
down €7,729 (-68.6%), from €11,268 to €3,539
- Depreciation +€1,333
up €1,333 (+40.2%), from €3,315 to €4,648
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €92,864 | €132,186 | +€39,322 | +42.3% |
| Fixed assets | 21/28 | €13,778 | €11,573 | -€2,206 | -16.0% |
| Tangible fixed assets | 22/27 | €13,103 | €10,898 | -€2,206 | -16.8% |
| Plant, machinery and equipment | 23 | - | €700 | +€700 | |
| Furniture and vehicles | 24 | €11,371 | €10,198 | -€1,173 | -10.3% |
| Other tangible fixed assets | 26 | €1,733 | - | -€1,733 | |
| Financial fixed assets | 28 | €675 | €675 | = | 0.0% |
| Current assets | 29/58 | €79,085 | €120,613 | +€41,528 | +52.5% |
| Amounts receivable after more than one year | 29 | €42,889 | €39,889 | -€3,000 | -7.0% |
| Other amounts receivable | 291 | €42,889 | €39,889 | -€3,000 | -7.0% |
| Amounts receivable within one year | 40/41 | €29,601 | €14,571 | -€15,030 | -50.8% |
| Trade receivables | 40 | €24,340 | €11,321 | -€13,019 | -53.5% |
| Other amounts receivable | 41 | €5,261 | €3,250 | -€2,011 | -38.2% |
| Cash at bank and in hand | 54/58 | €5,829 | €63,330 | +€57,500 | +986% |
| Deferred charges and accrued income | 490/1 | €766 | €2,823 | +€2,058 | +269% |
| Total equity and liabilities | 10/49 | €92,864 | €132,186 | +€39,322 | +42.3% |
| Equity | 10/15 | €70,267 | €102,088 | +€31,821 | +45.3% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Contributions outside capital | 11 | €6,200 | €6,200 | = | 0.0% |
| Share premium | 1100/10 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €80,560 | €93,360 | +€12,800 | +15.9% |
| Distributable reserves | 133 | €80,560 | €93,360 | +€12,800 | +15.9% |
| Profit (loss) carried forward | 14 | -€16,493 | €2,528 | +€19,021 | |
| Amounts payable | 17/49 | €22,596 | €30,098 | +€7,501 | +33.2% |
| Amounts payable within one year | 42/48 | €22,596 | €30,098 | +€7,501 | +33.2% |
| Financial debts | 43 | €4,310 | - | -€4,310 | |
| Credit institutions | 430/8 | €4,310 | - | -€4,310 | |
| Trade debts | 44 | €2,766 | €3,849 | +€1,084 | +39.2% |
| Suppliers | 440/4 | €2,766 | €3,849 | +€1,084 | +39.2% |
| Taxes, remuneration and social security | 45 | €15,521 | €18,215 | +€2,695 | +17.4% |
| Taxes | 450/3 | €11,091 | €13,762 | +€2,671 | +24.1% |
| Remuneration and social security | 454/9 | €4,430 | €4,453 | +€24 | +0.5% |
| Other amounts payable | 47/48 | - | €8,033 | +€8,033 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,315 | €4,648 | +€1,333 | +40.2% |
| Other operating charges | 640/8 | €60,687 | €3,716 | -€56,971 | -93.9% |
| Gross operating margin | 9900 | €57,819 | €68,448 | +€10,629 | +18.4% |
| Operating profit (loss) | 9901 | -€6,183 | €60,085 | +€66,267 | |
| Financial income | 75/76B | €175 | €79 | -€95 | -54.6% |
| Recurring financial income | 75 | €175 | €79 | -€95 | -54.6% |
| Financial charges | 65/66B | €11,268 | €3,539 | -€7,729 | -68.6% |
| Recurring financial charges | 65 | €11,268 | €3,539 | -€7,729 | -68.6% |
| Profit (loss) for the period before taxes | 9903 | -€17,276 | €56,625 | +€73,901 | |
| Income taxes | 67/77 | €286 | €16,771 | +€16,484 | +5,758% |
| Profit (loss) for the period | 9904 | -€17,562 | €39,854 | +€57,417 | |
| Profit (loss) for the period to be appropriated | 9905 | -€17,562 | €39,854 | +€57,417 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.