SNS GROUP: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SNS GROUP
Largest movements
- Receivables within one year +€9,991
up €9,991 (+739.0%), from €1,352 to €11,343
of which Trade receivables: +€8,424
- Cash +€2,265
up €2,265 (+13.9%), from €16,305 to €18,571
mainly Net result for the year (+€10,936) and Tax, wage and social debts (+€2,829)
- Tangible fixed assets +€2,068
up €2,068 (+259.5%), from €797 to €2,864
of which Furniture and vehicles: +€1,035
- Profit (loss) carried forward +€10,936
up €10,936 (+82.6%), from €13,239 to €24,175
- Tax, wage and social debts +€2,829
up €2,829 (+80.0%), from €3,535 to €6,364
of which Remuneration and social security: +€3,450
- Accrued charges and deferred income +€400
new in 2025: €400
- Gross operating margin -€3,215
down €3,215 (-18.3%), from €17,567 to €14,353
- Taxes -€1,328
down €1,328 (-37.6%), from €3,535 to €2,207
- Depreciation +€496
up €496 (+166.3%), from €298 to €794
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €18,613 | €32,939 | +€14,326 | +77.0% |
| Fixed assets | 21/28 | €797 | €2,864 | +€2,068 | +259.5% |
| Tangible fixed assets | 22/27 | €797 | €2,864 | +€2,068 | +259.5% |
| Plant, machinery and equipment | 23 | €797 | €1,829 | +€1,032 | +129.5% |
| Furniture and vehicles | 24 | - | €1,035 | +€1,035 | |
| Current assets | 29/58 | €17,816 | €30,074 | +€12,258 | +68.8% |
| Amounts receivable within one year | 40/41 | €1,352 | €11,343 | +€9,991 | +739.0% |
| Trade receivables | 40 | - | €8,424 | +€8,424 | |
| Other amounts receivable | 41 | €1,352 | €2,919 | +€1,567 | +115.9% |
| Cash at bank and in hand | 54/58 | €16,305 | €18,571 | +€2,265 | +13.9% |
| Deferred charges and accrued income | 490/1 | €159 | €161 | +€2 | +1.3% |
| Total equity and liabilities | 10/49 | €18,613 | €32,939 | +€14,326 | +77.0% |
| Equity | 10/15 | €14,739 | €25,675 | +€10,936 | +74.2% |
| Contributions | 10/11 | €1,500 | €1,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €13,239 | €24,175 | +€10,936 | +82.6% |
| Amounts payable | 17/49 | €3,873 | €7,263 | +€3,390 | +87.5% |
| Amounts payable within one year | 42/48 | €3,873 | €6,863 | +€2,990 | +77.2% |
| Trade debts | 44 | €339 | €500 | +€161 | +47.5% |
| Suppliers | 440/4 | €339 | €500 | +€161 | +47.5% |
| Taxes, remuneration and social security | 45 | €3,535 | €6,364 | +€2,829 | +80.0% |
| Taxes | 450/3 | €3,535 | €2,914 | -€621 | -17.6% |
| Remuneration and social security | 454/9 | - | €3,450 | +€3,450 | |
| Accrued charges and deferred income | 492/3 | - | €400 | +€400 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €298 | €794 | +€496 | +166.3% |
| Other operating charges | 640/8 | €432 | €311 | -€121 | -27.9% |
| Gross operating margin | 9900 | €17,567 | €14,353 | -€3,215 | -18.3% |
| Operating profit (loss) | 9901 | €16,837 | €13,247 | -€3,590 | -21.3% |
| Financial charges | 65/66B | €63 | €104 | +€42 | +66.0% |
| Recurring financial charges | 65 | €63 | €104 | +€42 | +66.0% |
| Profit (loss) for the period before taxes | 9903 | €16,774 | €13,143 | -€3,631 | -21.6% |
| Income taxes | 67/77 | €3,535 | €2,207 | -€1,328 | -37.6% |
| Profit (loss) for the period | 9904 | €13,239 | €10,936 | -€2,303 | -17.4% |
| Profit (loss) for the period to be appropriated | 9905 | €13,239 | €10,936 | -€2,303 | -17.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 October 2026 via checked.be.