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Snoeys Achille: what changed

Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Snoeys Achille

BE 0417.096.733
NACE 46.831, Wholesale of construction materials, general range
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
-€110,054
2024 · -€133,991+€23,937
Equity
€253,672
2024 · €363,726-€110,054
Cash
€38,873
2024 · €7,260+€31,612
Balance sheet total
€2.2m
2024 · €2.1m+€127,130

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€95,517

    up €95,517 (+16.5%), from €578,753 to €674,270

    of which Other amounts receivable: +€138,101

  • Cash +€31,612

    up €31,612 (+435%), from €7,260 to €38,873

    mainly Other debts (+€233,508) and Debts after one year (+€17,346)

Equity and liabilities
  • Other debts +€233,508

    up €233,508 (+416%), from €56,067 to €289,575

  • Reserves -€110,054

    down €110,054 (-33.1%), from €332,739 to €222,685

Income statement
  • Financial charges -€18,326

    down €18,326 (-23.2%), from €78,917 to €60,591

  • Other operating charges -€5,010

    down €5,010 (-53.7%), from €9,327 to €4,317

  • Gross operating margin +€704

    up €704 (+1.5%), from -€45,849 to -€45,146

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€133,991
Gross operating margin +€704
Other operating charges +€5,010
Financial income -€103
Financial charges +€18,326
Result 2025 -€110,054
raises the resultlowers the result

Derived cash bridge

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€25,471
Investment €0
Financing +€6,142
Cash 2024 €7,260
Net result for the year -€110,054
Receivables within one year -€95,517
Trade debts -€2,467
Other debts +€233,508
Debts after one year +€17,346
Current portion of long-term debt -€11,205
Cash 2025 €38,873
brings cash intakes cash out
Every line side by side 37 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2,097,410 €2,224,540 +€127,130 +6.1%
Fixed assets 21/28 €1,511,397 €1,511,397 = 0.0%
Tangible fixed assets 22/27 €1,300,162 €1,300,162 = 0.0%
Land and buildings 22 €590,016 €590,016 = 0.0%
Plant, machinery and equipment 23 €29,678 €29,678 = 0.0%
Furniture and vehicles 24 €680,468 €680,468 = 0.0%
Financial fixed assets 28 €211,235 €211,235 = 0.0%
Current assets 29/58 €586,013 €713,143 +€127,130 +21.7%
Amounts receivable within one year 40/41 €578,753 €674,270 +€95,517 +16.5%
Trade receivables 40 €302,361 €259,778 -€42,583 -14.1%
Other amounts receivable 41 €276,392 €414,493 +€138,101 +50.0%
Cash at bank and in hand 54/58 €7,260 €38,873 +€31,612 +435%
Total equity and liabilities 10/49 €2,097,410 €2,224,540 +€127,130 +6.1%
Equity 10/15 €363,726 €253,672 -€110,054 -30.3%
Contributions 10/11 €30,987 €30,987 = 0.0%
Reserves 13 €332,739 €222,685 -€110,054 -33.1%
Distributable reserves 133 €332,739 €222,685 -€110,054 -33.1%
Amounts payable 17/49 €1,733,685 €1,970,868 +€237,184 +13.7%
Amounts payable after more than one year 17 €1,265,193 €1,282,539 +€17,346 +1.4%
Financial debts 170/4 €1,265,193 €1,282,539 +€17,346 +1.4%
Amounts payable within one year 42/48 €468,491 €688,329 +€219,837 +46.9%
Current portion of amounts payable after more than one year 42 €113,858 €102,654 -€11,205 -9.8%
Financial debts 43 €215,000 €215,000 = 0.0%
Credit institutions 430/8 €215,000 €215,000 = 0.0%
Trade debts 44 €83,566 €81,100 -€2,467 -3.0%
Suppliers 440/4 €83,566 €81,100 -€2,467 -3.0%
Other amounts payable 47/48 €56,067 €289,575 +€233,508 +416%
Other operating charges 640/8 €9,327 €4,317 -€5,010 -53.7%
Gross operating margin 9900 -€45,849 -€45,146 +€704 +1.5%
Operating profit (loss) 9901 -€55,176 -€49,462 +€5,714 +10.4%
Financial income 75/76B €103 €0 -€103 -100%
Recurring financial income 75 €103 €0 -€103 -100%
Financial charges 65/66B €78,917 €60,591 -€18,326 -23.2%
Recurring financial charges 65 €78,917 €60,591 -€18,326 -23.2%
Profit (loss) for the period before taxes 9903 -€133,991 -€110,054 +€23,937 +17.9%
Profit (loss) for the period 9904 -€133,991 -€110,054 +€23,937 +17.9%
Profit (loss) for the period to be appropriated 9905 -€133,991 -€110,054 +€23,937 +17.9%

Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.