SNJ IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SNJ IMMO
Largest movements
- Tangible fixed assets +€5,137
up €5,137 (+546.8%), from €939 to €6,076
of which Plant, machinery and equipment: +€5,399
- Cash -€4,127
down €4,127 (-4.8%), from €86,161 to €82,034
mainly Tax, wage and social debts (-€19,604) and Investment in fixed assets (net) (-€5,399)
- Deferred charges and accrued income +€3,087
new in 2025: €3,087
- Tax, wage and social debts -€19,604
down €19,604 (-55.4%), from €35,395 to €15,791
of which Taxes: -€11,704
- Trade debts +€12,344
up €12,344 (+1248.6%), from €989 to €13,333
- Reserves +€7,100
up €7,100 (+14.1%), from €50,500 to €57,600
- Other debts +€4,884
new in 2025: €4,884
- Gross operating margin -€36,634
down €36,634 (-62.4%), from €58,742 to €22,108
- Taxes -€11,176
down €11,176 (-55.0%), from €20,333 to €9,157
- Other operating charges +€6,575
up €6,575 (+453.8%), from €1,449 to €8,023
- Financial income +€2,714
up €2,714 (+6913.1%), from €39 to €2,753
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €93,211 | €98,037 | +€4,826 | +5.2% |
| Fixed assets | 21/28 | €939 | €6,076 | +€5,137 | +546.8% |
| Tangible fixed assets | 22/27 | €939 | €6,076 | +€5,137 | +546.8% |
| Plant, machinery and equipment | 23 | - | €5,399 | +€5,399 | |
| Furniture and vehicles | 24 | €939 | €677 | -€262 | -27.9% |
| Current assets | 29/58 | €92,272 | €91,961 | -€311 | -0.3% |
| Amounts receivable within one year | 40/41 | €6,111 | €6,839 | +€729 | +11.9% |
| Trade receivables | 40 | €6,050 | €6,779 | +€729 | +12.0% |
| Other amounts receivable | 41 | €61 | €61 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €86,161 | €82,034 | -€4,127 | -4.8% |
| Deferred charges and accrued income | 490/1 | - | €3,087 | +€3,087 | |
| Total equity and liabilities | 10/49 | €93,211 | €98,037 | +€4,826 | +5.2% |
| Equity | 10/15 | €56,827 | €64,028 | +€7,201 | +12.7% |
| Contributions | 10/11 | €6,266 | €6,266 | = | 0.0% |
| Reserves | 13 | €50,500 | €57,600 | +€7,100 | +14.1% |
| Distributable reserves | 133 | €50,500 | €57,600 | +€7,100 | +14.1% |
| Profit (loss) carried forward | 14 | €61 | €162 | +€101 | +165.0% |
| Amounts payable | 17/49 | €36,384 | €34,009 | -€2,375 | -6.5% |
| Amounts payable within one year | 42/48 | €36,384 | €34,009 | -€2,375 | -6.5% |
| Trade debts | 44 | €989 | €13,333 | +€12,344 | +1248.6% |
| Suppliers | 440/4 | €989 | €13,333 | +€12,344 | +1248.6% |
| Taxes, remuneration and social security | 45 | €35,395 | €15,791 | -€19,604 | -55.4% |
| Taxes | 450/3 | €27,495 | €15,791 | -€11,704 | -42.6% |
| Remuneration and social security | 454/9 | €7,900 | - | -€7,900 | |
| Other amounts payable | 47/48 | - | €4,884 | +€4,884 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €109 | €262 | +€153 | +140.0% |
| Other operating charges | 640/8 | €1,449 | €8,023 | +€6,575 | +453.8% |
| Gross operating margin | 9900 | €58,742 | €22,108 | -€36,634 | -62.4% |
| Operating profit (loss) | 9901 | €57,184 | €13,822 | -€43,361 | -75.8% |
| Financial income | 75/76B | €39 | €2,753 | +€2,714 | +6913.1% |
| Recurring financial income | 75 | €39 | €2,753 | +€2,714 | +6913.1% |
| Financial charges | 65/66B | €181 | €218 | +€37 | +20.2% |
| Recurring financial charges | 65 | €181 | €218 | +€37 | +20.2% |
| Profit (loss) for the period before taxes | 9903 | €57,042 | €16,358 | -€40,684 | -71.3% |
| Income taxes | 67/77 | €20,333 | €9,157 | -€11,176 | -55.0% |
| Profit (loss) for the period | 9904 | €36,709 | €7,201 | -€29,508 | -80.4% |
| Profit (loss) for the period to be appropriated | 9905 | €36,709 | €7,201 | -€29,508 | -80.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.