SNJ: what changed
SNJ
Largest movements
- Tangible fixed assets -€12,381
down €12,381 (-34.3%), from €36,082 to €23,701
of which Furniture and vehicles: -€6,619
- Receivables within one year -€6,493
down €6,493 (-12.0%), from €54,150 to €47,657
of which Trade receivables: -€6,493
- Cash -€3,893
down €3,893 (-11.6%), from €33,581 to €29,688
mainly Trade debts (-€33,115) and Current portion of long-term debt (-€19,587)
- Deferred charges and accrued income -€1,263
down €1,263 (-72.2%), from €1,750 to €487
- Trade debts -€33,115
down €33,115 (-40.1%), from €82,507 to €49,392
- Current portion of long-term debt -€19,587
down €19,587 (-53.6%), from €36,544 to €16,957
- Profit (loss) carried forward +€15,947
up €15,947 (+40.6%), from -€39,301 to -€23,353
- Other debts +€11,252
up €11,252 (+475%), from €2,368 to €13,620
- Tax, wage and social debts +€5,350
up €5,350 (+27.3%), from €19,568 to €24,918
of which Taxes: +€5,131
- Gross operating margin -€11,259
down €11,259 (-11.7%), from €96,482 to €85,223
- Staff costs +€2,389
up €2,389 (+5.9%), from €40,737 to €43,126
- Taxes +€2,054
up €2,054 (+24.7%), from €8,305 to €10,358
- Financial charges -€1,588
down €1,588 (-35.8%), from €4,430 to €2,842
- Financial income +€1,588
up €1,588 (+118%), from €1,347 to €2,934
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €125,563 | €101,533 | -€24,030 | -19.1% |
| Fixed assets | 21/28 | €36,082 | €23,701 | -€12,381 | -34.3% |
| Tangible fixed assets | 22/27 | €36,082 | €23,701 | -€12,381 | -34.3% |
| Plant, machinery and equipment | 23 | €20,707 | €14,944 | -€5,763 | -27.8% |
| Furniture and vehicles | 24 | €15,376 | €8,757 | -€6,619 | -43.0% |
| Current assets | 29/58 | €89,481 | €77,832 | -€11,649 | -13.0% |
| Amounts receivable within one year | 40/41 | €54,150 | €47,657 | -€6,493 | -12.0% |
| Trade receivables | 40 | €54,150 | €47,657 | -€6,493 | -12.0% |
| Other amounts receivable | 41 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €33,581 | €29,688 | -€3,893 | -11.6% |
| Deferred charges and accrued income | 490/1 | €1,750 | €487 | -€1,263 | -72.2% |
| Total equity and liabilities | 10/49 | €125,563 | €101,533 | -€24,030 | -19.1% |
| Equity | 10/15 | -€19,301 | -€3,353 | +€15,947 | +82.6% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€39,301 | -€23,353 | +€15,947 | +40.6% |
| Amounts payable | 17/49 | €144,864 | €104,886 | -€39,978 | -27.6% |
| Amounts payable after more than one year | 17 | €3,877 | €0 | -€3,877 | -100% |
| Financial debts | 170/4 | €3,877 | €0 | -€3,877 | -100% |
| Amounts payable within one year | 42/48 | €140,987 | €104,886 | -€36,101 | -25.6% |
| Current portion of amounts payable after more than one year | 42 | €36,544 | €16,957 | -€19,587 | -53.6% |
| Trade debts | 44 | €82,507 | €49,392 | -€33,115 | -40.1% |
| Suppliers | 440/4 | €82,507 | €49,392 | -€33,115 | -40.1% |
| Taxes, remuneration and social security | 45 | €19,568 | €24,918 | +€5,350 | +27.3% |
| Taxes | 450/3 | €16,138 | €21,269 | +€5,131 | +31.8% |
| Remuneration and social security | 454/9 | €3,430 | €3,649 | +€219 | +6.4% |
| Other amounts payable | 47/48 | €2,368 | €13,620 | +€11,252 | +475% |
| Non-recurring operating income | 76A | - | €1,300 | +€1,300 | |
| Remuneration, social security and pensions | 62 | €40,737 | €43,126 | +€2,389 | +5.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €13,289 | €13,681 | +€393 | +3.0% |
| Other operating charges | 640/8 | €1,269 | €2,202 | +€933 | +73.5% |
| Gross operating margin | 9900 | €96,482 | €85,223 | -€11,259 | -11.7% |
| Operating profit (loss) | 9901 | €41,187 | €26,214 | -€14,973 | -36.4% |
| Financial income | 75/76B | €1,347 | €2,934 | +€1,588 | +118% |
| Recurring financial income | 75 | €1,347 | €2,934 | +€1,588 | +118% |
| Financial charges | 65/66B | €4,430 | €2,842 | -€1,588 | -35.8% |
| Recurring financial charges | 65 | €4,430 | €2,842 | -€1,588 | -35.8% |
| Profit (loss) for the period before taxes | 9903 | €38,104 | €26,306 | -€11,798 | -31.0% |
| Income taxes | 67/77 | €8,305 | €10,358 | +€2,054 | +24.7% |
| Profit (loss) for the period | 9904 | €29,799 | €15,947 | -€13,851 | -46.5% |
| Profit (loss) for the period to be appropriated | 9905 | €29,799 | €15,947 | -€13,851 | -46.5% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 6 November 2026 via checked.be.