SNB Partners: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SNB Partners
Largest movements
- Receivables within one year -€574
down €574 (-6.6%), from €8,768 to €8,194
of which Trade receivables: -€1,051
- Cash +€424
up €424, from €0 to €424
mainly Receivables within one year (+€574) and Trade debts (+€41)
- Formation expenses +€400
up €400, from €0 to €400
- Intangible fixed assets -€400
no longer reported in 2024 (was €400)
No liability line moved by more than 1% of the balance sheet total.
- Purchases and services -€11,256
down €11,256 (-99.3%), from €11,331 to €76
- Turnover -€6,440
no longer reported in 2024 (was €6,440)
- Gross operating margin +€4,815
up €4,815 (+98.5%), from -€4,891 to -€76
- Depreciation -€533
no longer reported in 2024 (was €533)
- Other operating charges -€381
no longer reported in 2024 (was €381)
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €22,566 | €22,416 | -€150 | -0.7% |
| Formation expenses | 20 | €0 | €400 | +€400 | |
| Fixed assets | 21/28 | €1,900 | €1,500 | -€400 | -21.1% |
| Intangible fixed assets | 21 | €400 | - | -€400 | |
| Tangible fixed assets | 22/27 | €1,500 | €1,500 | = | 0.0% |
| Plant, machinery and equipment | 23 | €1,500 | €1,500 | = | 0.0% |
| Furniture and vehicles | 24 | €0 | €0 | = | |
| Current assets | 29/58 | €20,666 | €20,516 | -€150 | -0.7% |
| Amounts receivable within one year | 40/41 | €8,768 | €8,194 | -€574 | -6.6% |
| Trade receivables | 40 | €4,470 | €3,418 | -€1,051 | -23.5% |
| Other amounts receivable | 41 | €4,298 | €4,775 | +€477 | +11.1% |
| Current investments | 50/53 | €10,463 | €10,463 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €0 | €424 | +€424 | |
| Deferred charges and accrued income | 490/1 | €1,435 | €1,435 | = | 0.0% |
| Total equity and liabilities | 10/49 | €22,566 | €22,416 | -€150 | -0.7% |
| Equity | 10/15 | -€3,308 | -€3,491 | -€182 | -5.5% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€6,308 | -€6,491 | -€182 | -2.9% |
| Amounts payable | 17/49 | €25,874 | €25,907 | +€32 | +0.1% |
| Amounts payable within one year | 42/48 | €25,874 | €25,907 | +€32 | +0.1% |
| Trade debts | 44 | €20,979 | €21,020 | +€41 | +0.2% |
| Suppliers | 440/4 | €20,979 | €21,020 | +€41 | +0.2% |
| Taxes, remuneration and social security | 45 | €3,394 | €3,394 | = | 0.0% |
| Taxes | 450/3 | €3,394 | €3,394 | = | 0.0% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Other amounts payable | 47/48 | €1,502 | €1,493 | -€9 | -0.6% |
| Turnover | 70 | €6,440 | - | -€6,440 | |
| Goods, raw materials, services and sundry goods | 60/61 | €11,331 | €76 | -€11,256 | -99.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €533 | - | -€533 | |
| Other operating charges | 640/8 | €381 | - | -€381 | |
| Gross operating margin | 9900 | -€4,891 | -€76 | +€4,815 | +98.5% |
| Operating profit (loss) | 9901 | -€5,805 | -€76 | +€5,730 | +98.7% |
| Financial charges | 65/66B | €301 | €107 | -€194 | -64.5% |
| Recurring financial charges | 65 | €301 | €107 | -€194 | -64.5% |
| Profit (loss) for the period before taxes | 9903 | -€6,106 | -€182 | +€5,924 | +97.0% |
| Profit (loss) for the period | 9904 | -€6,106 | -€182 | +€5,924 | +97.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€6,106 | -€182 | +€5,924 | +97.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.