SNAYEZ: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SNAYEZ
Largest movements
- Tangible fixed assets -€17,245
down €17,245 (-13.5%), from €127,336 to €110,091
of which Land and buildings: -€17,245
- Cash -€3,988
down €3,988 (-94.4%), from €4,223 to €235
mainly Debts after one year (-€37,144) and Net result for the year (-€3,004)
- Debts after one year -€37,144
down €37,144 (-34.0%), from €109,247 to €72,103
of which Other amounts payable: -€20,180
- Current portion of long-term debt +€16,964
new in 2025: €16,964
- Profit (loss) carried forward -€3,004
down €3,004, from €112 to -€2,892
- Other debts +€1,950
up €1,950 (+54.2%), from €3,600 to €5,550
- Other operating charges +€2,758
new in 2025: €2,758
- Depreciation -€1,061
down €1,061 (-5.8%), from €18,306 to €17,245
- Financial charges +€581
up €581 (+20.2%), from €2,878 to €3,459
- Gross operating margin +€329
up €329 (+1.6%), from €20,128 to €20,457
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €131,559 | €110,325 | -€21,233 | -16.1% |
| Fixed assets | 21/28 | €127,336 | €110,091 | -€17,245 | -13.5% |
| Tangible fixed assets | 22/27 | €127,336 | €110,091 | -€17,245 | -13.5% |
| Land and buildings | 22 | €119,705 | €102,461 | -€17,245 | -14.4% |
| Plant, machinery and equipment | 23 | €7,136 | €7,136 | = | 0.0% |
| Furniture and vehicles | 24 | €494 | €494 | = | 0.0% |
| Current assets | 29/58 | €4,223 | €235 | -€3,988 | -94.4% |
| Cash at bank and in hand | 54/58 | €4,223 | €235 | -€3,988 | -94.4% |
| Total equity and liabilities | 10/49 | €131,559 | €110,325 | -€21,233 | -16.1% |
| Equity | 10/15 | €18,712 | €15,708 | -€3,004 | -16.1% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Outside capital | 11 | €18,600 | €18,600 | = | 0.0% |
| Other | 1109/19 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | €112 | -€2,892 | -€3,004 | |
| Amounts payable | 17/49 | €112,847 | €94,617 | -€18,230 | -16.2% |
| Amounts payable after more than one year | 17 | €109,247 | €72,103 | -€37,144 | -34.0% |
| Financial debts | 170/4 | €89,067 | €72,103 | -€16,964 | -19.0% |
| Other amounts payable | 178/9 | €20,180 | - | -€20,180 | |
| Amounts payable within one year | 42/48 | €3,600 | €22,514 | +€18,914 | +525.4% |
| Current portion of amounts payable after more than one year | 42 | - | €16,964 | +€16,964 | |
| Other amounts payable | 47/48 | €3,600 | €5,550 | +€1,950 | +54.2% |
| Non-recurring operating income | 76A | €1,061 | - | -€1,061 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €18,306 | €17,245 | -€1,061 | -5.8% |
| Other operating charges | 640/8 | - | €2,758 | +€2,758 | |
| Gross operating margin | 9900 | €20,128 | €20,457 | +€329 | +1.6% |
| Operating profit (loss) | 9901 | €1,822 | €455 | -€1,367 | -75.0% |
| Financial charges | 65/66B | €2,878 | €3,459 | +€581 | +20.2% |
| Recurring financial charges | 65 | €2,878 | €3,459 | +€581 | +20.2% |
| Profit (loss) for the period before taxes | 9903 | -€1,056 | -€3,004 | -€1,948 | -184.5% |
| Profit (loss) for the period | 9904 | -€1,056 | -€3,004 | -€1,948 | -184.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,056 | -€3,004 | -€1,948 | -184.5% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.