SN Decoratie: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SN Decoratie
Largest movements
- Cash +€4,140
up €4,140 (+55.8%), from €7,413 to €11,553
mainly Depreciation (+€6,283) and Trade debts (+€3,621)
- Tangible fixed assets -€3,756
down €3,756 (-9.6%), from €39,127 to €35,372
of which Furniture and vehicles: -€4,255
- Stocks and contracts -€1,833
down €1,833 (-41.1%), from €4,457 to €2,624
- Receivables within one year -€929
down €929 (-6.2%), from €14,942 to €14,012
of which Other amounts receivable: -€3,233
- Debts after one year -€6,825
down €6,825 (-38.8%), from €17,590 to €10,766
- Trade debts +€3,621
up €3,621 (+92.5%), from €3,913 to €7,534
- Other debts +€1,170
up €1,170 (+18.1%), from €6,467 to €7,637
- Current portion of long-term debt -€724
down €724 (-9.6%), from €7,549 to €6,825
- Gross operating margin -€1,723
down €1,723 (-15.9%), from €10,836 to €9,113
- Depreciation -€1,022
down €1,022 (-14.0%), from €7,304 to €6,283
- Other operating charges -€784
down €784 (-55.9%), from €1,404 to €620
- Financial income +€764
new in 2025: €764
- Financial charges -€464
down €464 (-32.6%), from €1,422 to €959
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €68,120 | €65,238 | -€2,882 | -4.2% |
| Fixed assets | 21/28 | €39,177 | €35,422 | -€3,756 | -9.6% |
| Tangible fixed assets | 22/27 | €39,127 | €35,372 | -€3,756 | -9.6% |
| Land and buildings | 22 | - | €2,526 | +€2,526 | |
| Plant, machinery and equipment | 23 | €6,066 | €4,040 | -€2,026 | -33.4% |
| Furniture and vehicles | 24 | €33,061 | €28,806 | -€4,255 | -12.9% |
| Financial fixed assets | 28 | €50 | €50 | = | 0.0% |
| Current assets | 29/58 | €28,943 | €29,817 | +€874 | +3.0% |
| Stocks and contracts in progress | 3 | €4,457 | €2,624 | -€1,833 | -41.1% |
| Stocks | 30/36 | €4,457 | €2,624 | -€1,833 | -41.1% |
| Amounts receivable within one year | 40/41 | €14,942 | €14,012 | -€929 | -6.2% |
| Trade receivables | 40 | €10,824 | €13,128 | +€2,304 | +21.3% |
| Other amounts receivable | 41 | €4,118 | €885 | -€3,233 | -78.5% |
| Cash at bank and in hand | 54/58 | €7,413 | €11,553 | +€4,140 | +55.8% |
| Deferred charges and accrued income | 490/1 | €2,131 | €1,628 | -€503 | -23.6% |
| Total equity and liabilities | 10/49 | €68,120 | €65,238 | -€2,882 | -4.2% |
| Equity | 10/15 | €30,722 | €30,954 | +€232 | +0.8% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Contributions outside capital | 11 | €6,200 | €6,200 | = | 0.0% |
| Other | 1109/19 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €24,522 | €24,754 | +€232 | +0.9% |
| Non-distributable reserves | 130/1 | €1,855 | €1,855 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,855 | €1,855 | = | 0.0% |
| Distributable reserves | 133 | €22,667 | €22,899 | +€232 | +1.0% |
| Amounts payable | 17/49 | €37,399 | €34,285 | -€3,114 | -8.3% |
| Amounts payable after more than one year | 17 | €17,590 | €10,766 | -€6,825 | -38.8% |
| Financial debts | 170/4 | €17,590 | €10,766 | -€6,825 | -38.8% |
| Amounts payable within one year | 42/48 | €19,808 | €23,519 | +€3,711 | +18.7% |
| Current portion of amounts payable after more than one year | 42 | €7,549 | €6,825 | -€724 | -9.6% |
| Trade debts | 44 | €3,913 | €7,534 | +€3,621 | +92.5% |
| Suppliers | 440/4 | €3,913 | €7,534 | +€3,621 | +92.5% |
| Taxes, remuneration and social security | 45 | €1,879 | €1,524 | -€356 | -18.9% |
| Taxes | 450/3 | €1,879 | €1,524 | -€356 | -18.9% |
| Other amounts payable | 47/48 | €6,467 | €7,637 | +€1,170 | +18.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,304 | €6,283 | -€1,022 | -14.0% |
| Other operating charges | 640/8 | €1,404 | €620 | -€784 | -55.9% |
| Gross operating margin | 9900 | €10,836 | €9,113 | -€1,723 | -15.9% |
| Operating profit (loss) | 9901 | €2,127 | €2,211 | +€83 | +3.9% |
| Financial income | 75/76B | - | €764 | +€764 | |
| Recurring financial income | 75 | - | €764 | +€764 | |
| Financial charges | 65/66B | €1,422 | €959 | -€464 | -32.6% |
| Recurring financial charges | 65 | €1,422 | €959 | -€464 | -32.6% |
| Profit (loss) for the period before taxes | 9903 | €705 | €2,016 | +€1,311 | +186% |
| Income taxes | 67/77 | €669 | €951 | +€282 | +42.1% |
| Profit (loss) for the period | 9904 | €36 | €1,065 | +€1,029 | +2,862% |
| Profit (loss) for the period to be appropriated | 9905 | €36 | €1,065 | +€1,029 | +2,862% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.