SN. CAR’S: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SN. CAR’S
Largest movements
- Cash +€260,084
up €260,084 (+445%), from €58,449 to €318,534
mainly Stocks and contracts (+€232,693) and Depreciation (+€29,360)
- Stocks and contracts -€232,693
down €232,693 (-41.7%), from €557,516 to €324,824
- Tangible fixed assets -€26,069
down €26,069 (-20.2%), from €129,321 to €103,252
of which Furniture and vehicles: -€21,984
- Receivables within one year -€23,736
down €23,736 (-27.2%), from €87,306 to €63,570
of which Other amounts receivable: -€22,656
- Advances received -€46,770
down €46,770 (-96.9%), from €48,270 to €1,500
- Trade debts +€12,570
up €12,570 (+38.3%), from €32,815 to €45,385
- Gross operating margin -€14,509
down €14,509 (-12.7%), from €114,082 to €99,573
- Depreciation +€7,806
up €7,806 (+36.2%), from €21,553 to €29,360
- Taxes -€5,585
down €5,585 (-69.0%), from €8,091 to €2,506
- Financial charges +€5,375
up €5,375 (+64.7%), from €8,308 to €13,682
- Financial income -€2,904
down €2,904 (-99.9%), from €2,906 to €2
of which Non-recurring financial income: -€2,860
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €855,148 | €827,441 | -€27,707 | -3.2% |
| Fixed assets | 21/28 | €129,734 | €103,665 | -€26,069 | -20.1% |
| Tangible fixed assets | 22/27 | €129,321 | €103,252 | -€26,069 | -20.2% |
| Furniture and vehicles | 24 | €97,861 | €75,876 | -€21,984 | -22.5% |
| Other tangible fixed assets | 26 | €31,460 | €27,376 | -€4,085 | -13.0% |
| Financial fixed assets | 28 | €413 | €413 | = | 0.0% |
| Current assets | 29/58 | €725,414 | €723,776 | -€1,638 | -0.2% |
| Stocks and contracts in progress | 3 | €557,516 | €324,824 | -€232,693 | -41.7% |
| Stocks | 30/36 | €557,516 | €324,824 | -€232,693 | -41.7% |
| Amounts receivable within one year | 40/41 | €87,306 | €63,570 | -€23,736 | -27.2% |
| Trade receivables | 40 | €64,156 | €63,077 | -€1,080 | -1.7% |
| Other amounts receivable | 41 | €23,150 | €494 | -€22,656 | -97.9% |
| Cash at bank and in hand | 54/58 | €58,449 | €318,534 | +€260,084 | +445% |
| Deferred charges and accrued income | 490/1 | €22,142 | €16,849 | -€5,294 | -23.9% |
| Total equity and liabilities | 10/49 | €855,148 | €827,441 | -€27,707 | -3.2% |
| Equity | 10/15 | €177,877 | €183,163 | +€5,286 | +3.0% |
| Contributions | 10/11 | €15,000 | €15,000 | = | 0.0% |
| Reserves | 13 | €11,855 | €11,855 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,855 | - | -€1,855 | |
| Other | 1319 | €1,855 | - | -€1,855 | |
| Tax-exempt reserves | 132 | €10,000 | €10,000 | = | 0.0% |
| Distributable reserves | 133 | - | €1,855 | +€1,855 | |
| Profit (loss) carried forward | 14 | €151,022 | €156,308 | +€5,286 | +3.5% |
| Amounts payable | 17/49 | €677,271 | €644,278 | -€32,993 | -4.9% |
| Amounts payable within one year | 42/48 | €669,398 | €630,814 | -€38,584 | -5.8% |
| Trade debts | 44 | €32,815 | €45,385 | +€12,570 | +38.3% |
| Suppliers | 440/4 | €32,815 | €45,385 | +€12,570 | +38.3% |
| Advances received on contracts in progress | 46 | €48,270 | €1,500 | -€46,770 | -96.9% |
| Taxes, remuneration and social security | 45 | €10,409 | €7,811 | -€2,598 | -25.0% |
| Taxes | 450/3 | €3,125 | €1,386 | -€1,738 | -55.6% |
| Remuneration and social security | 454/9 | €7,285 | €6,425 | -€860 | -11.8% |
| Other amounts payable | 47/48 | €577,903 | €576,118 | -€1,786 | -0.3% |
| Accrued charges and deferred income | 492/3 | €7,873 | €13,464 | +€5,591 | +71.0% |
| Remuneration, social security and pensions | 62 | €43,082 | €44,014 | +€932 | +2.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €21,553 | €29,360 | +€7,806 | +36.2% |
| Other operating charges | 640/8 | €6,197 | €4,727 | -€1,470 | -23.7% |
| Gross operating margin | 9900 | €114,082 | €99,573 | -€14,509 | -12.7% |
| Operating profit (loss) | 9901 | €43,250 | €21,472 | -€21,778 | -50.4% |
| Financial income | 75/76B | €2,906 | €2 | -€2,904 | -99.9% |
| Recurring financial income | 75 | €46 | €2 | -€44 | -95.8% |
| Non-recurring financial income | 76B | €2,860 | - | -€2,860 | |
| Financial charges | 65/66B | €8,308 | €13,682 | +€5,375 | +64.7% |
| Recurring financial charges | 65 | €8,308 | €13,682 | +€5,375 | +64.7% |
| Profit (loss) for the period before taxes | 9903 | €37,848 | €7,792 | -€30,056 | -79.4% |
| Income taxes | 67/77 | €8,091 | €2,506 | -€5,585 | -69.0% |
| Profit (loss) for the period | 9904 | €29,757 | €5,286 | -€24,472 | -82.2% |
| Profit (loss) for the period to be appropriated | 9905 | €29,757 | €5,286 | -€24,472 | -82.2% |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.