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SMARTWATT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SMARTWATT

BE 0479.565.327
NACE 43.990, Other specialised construction activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€1,583
2024 · €231,182-€229,599
Equity
€412,860
2024 · €411,277+€1,583
Cash
€21,629
2024 · €10,616+€11,013
Balance sheet total
€470,477
2024 · €508,176-€37,699

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€72,444

    down €72,444 (-17.2%), from €422,134 to €349,690

    of which Trade receivables: -€76,505

  • Stocks and contracts +€15,359

    up €15,359 (+33.9%), from €45,343 to €60,703

  • Tangible fixed assets +€13,315

    up €13,315 (+58.3%), from €22,822 to €36,137

    of which Furniture and vehicles: +€11,737

  • Cash +€11,013

    up €11,013 (+103.7%), from €10,616 to €21,629

    mainly Receivables within one year (+€72,444) and Depreciation (+€18,868)

Equity and liabilities
  • Trade debts -€60,873

    down €60,873 (-63.1%), from €96,532 to €35,659

  • Debts after one year +€13,000

    new in 2025: €13,000

Income statement
  • Gross operating margin -€357,329

    down €357,329 (-67.9%), from €526,013 to €168,684

  • Taxes -€77,209

    down €77,209 (-98.8%), from €78,152 to €943

  • Staff costs -€31,481

    down €31,481 (-17.0%), from €184,952 to €153,471

  • Depreciation -€11,037

    down €11,037 (-36.9%), from €29,905 to €18,868

  • Financial income +€7,524

    up €7,524 (+218.4%), from €3,444 to €10,968

    of which Financial income: +€8,017

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €231,182
Gross operating margin -€357,329
Staff costs +€31,481
Depreciation +€11,037
Other operating charges +€927
Other operating items +€86
Financial income +€7,524
Financial charges -€534
Taxes +€77,209
Result 2025 €1,583

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€26,196
Investment -€32,183
Financing +€17,000
Cash 2024 €10,616
Net result for the year +€1,583
Depreciation +€18,868
Stocks and contracts -€15,359
Receivables within one year +€72,444
Deferred charges and accrued income +€4,942
Trade debts -€60,873
Tax, wage and social debts +€4,591
Investment in fixed assets (net) -€32,183
Debts after one year +€13,000
Current portion of long-term debt +€4,000
Cash 2025 €21,629
Every line side by side 46 lines
Line Code 2024 2025 Change %
Total assets 20/58 €508,176 €470,477 -€37,699 -7.4%
Fixed assets 21/28 €24,817 €38,132 +€13,315 +53.7%
Tangible fixed assets 22/27 €22,822 €36,137 +€13,315 +58.3%
Plant, machinery and equipment 23 €3,873 €2,948 -€925 -23.9%
Furniture and vehicles 24 €18,950 €30,687 +€11,737 +61.9%
Other tangible fixed assets 26 - €2,502 +€2,502
Financial fixed assets 28 €1,995 €1,995 = 0.0%
Current assets 29/58 €483,359 €432,345 -€51,014 -10.6%
Stocks and contracts in progress 3 €45,343 €60,703 +€15,359 +33.9%
Stocks 30/36 €45,343 €60,703 +€15,359 +33.9%
Amounts receivable within one year 40/41 €422,134 €349,690 -€72,444 -17.2%
Trade receivables 40 €160,576 €84,071 -€76,505 -47.6%
Other amounts receivable 41 €261,558 €265,619 +€4,061 +1.6%
Cash at bank and in hand 54/58 €10,616 €21,629 +€11,013 +103.7%
Deferred charges and accrued income 490/1 €5,266 €324 -€4,942 -93.8%
Total equity and liabilities 10/49 €508,176 €470,477 -€37,699 -7.4%
Equity 10/15 €411,277 €412,860 +€1,583 +0.4%
Contributions 10/11 €8,060 €8,060 = 0.0%
Reserves 13 €9,796 €9,796 = 0.0%
Tax-exempt reserves 132 €9,796 €9,796 = 0.0%
Profit (loss) carried forward 14 €393,421 €395,004 +€1,583 +0.4%
Amounts payable 17/49 €96,899 €57,617 -€39,282 -40.5%
Amounts payable after more than one year 17 - €13,000 +€13,000
Financial debts 170/4 - €13,000 +€13,000
Amounts payable within one year 42/48 €96,899 €44,617 -€52,282 -54.0%
Current portion of amounts payable after more than one year 42 - €4,000 +€4,000
Trade debts 44 €96,532 €35,659 -€60,873 -63.1%
Suppliers 440/4 €96,532 €35,659 -€60,873 -63.1%
Taxes, remuneration and social security 45 €366 €4,957 +€4,591 +1252.8%
Taxes 450/3 €366 €3,013 +€2,647 +722.3%
Remuneration and social security 454/9 - €1,944 +€1,944
Remuneration, social security and pensions 62 €184,952 €153,471 -€31,481 -17.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €29,905 €18,868 -€11,037 -36.9%
Other operating charges 640/8 €5,107 €4,179 -€927 -18.2%
Non-recurring operating charges 66A €86 - -€86
Gross operating margin 9900 €526,013 €168,684 -€357,329 -67.9%
Operating profit (loss) 9901 €305,964 -€7,835 -€313,798
Financial income 75/76B €3,444 €10,968 +€7,524 +218.4%
Recurring financial income 75 €2,952 €10,968 +€8,017 +271.6%
Non-recurring financial income 76B €493 - -€493
Financial charges 65/66B €74 €608 +€534 +721.1%
Recurring financial charges 65 €74 €608 +€534 +721.1%
Profit (loss) for the period before taxes 9903 €309,334 €2,526 -€306,808 -99.2%
Income taxes 67/77 €78,152 €943 -€77,209 -98.8%
Profit (loss) for the period 9904 €231,182 €1,583 -€229,599 -99.3%
Profit (loss) for the period to be appropriated 9905 €231,182 €1,583 -€229,599 -99.3%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.