Skip to content

SM4I: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SM4I

BE 0678.564.191
NACE 68.110, Buying and selling of own real estate
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€45,244
2024 · €16,666+€28,578
Equity
€100,694
2024 · €55,449+€45,244
Cash
€165
2024 · €428-€262
Balance sheet total
€161,283
2024 · €129,289+€31,994

Largest movements

2024 to 2025
Assets
  • Financial fixed assets +€75,000

    up €75,000 (+30320.2%), from €247 to €75,247

  • Receivables within one year -€52,389

    down €52,389 (-42.9%), from €122,221 to €69,831

    of which Other amounts receivable: -€43,223

  • Deferred charges and accrued income +€9,645

    up €9,645 (+520.7%), from €1,853 to €11,498

Equity and liabilities
  • Profit (loss) carried forward +€45,244

    up €45,244 (+101.9%), from €44,394 to €89,639

  • Other debts -€33,187

    down €33,187 (-99.9%), from €33,230 to €43

  • Trade debts +€11,014

    up €11,014 (+256.1%), from €4,301 to €15,315

  • Tax, wage and social debts +€8,923

    up €8,923 (+24.6%), from €36,309 to €45,232

    of which Remuneration and social security: +€4,803

Income statement
  • Gross operating margin +€82,177

    up €82,177 (+302.3%), from €27,181 to €109,358

  • Staff costs +€44,867

    up €44,867 (+3168.8%), from €1,416 to €46,283

  • Taxes +€7,542

    up €7,542 (+142.9%), from €5,277 to €12,820

  • Financial charges +€3,206

    up €3,206 (+378.7%), from €847 to €4,053

  • Other operating charges -€2,016

    down €2,016 (-67.8%), from €2,975 to €959

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €16,666
Gross operating margin +€82,177
Staff costs -€44,867
Other operating charges +€2,016
Financial income +€0
Financial charges -€3,206
Taxes -€7,542
Result 2025 €45,244

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€74,738
Investment -€75,000
Financing €0
Cash 2024 €428
Net result for the year +€45,244
Receivables within one year +€52,389
Deferred charges and accrued income -€9,645
Trade debts +€11,014
Tax, wage and social debts +€8,923
Other debts -€33,187
Investment in fixed assets (net) -€75,000
Cash 2025 €165
Every line side by side 37 lines
Line Code 2024 2025 Change %
Total assets 20/58 €129,289 €161,283 +€31,994 +24.7%
Fixed assets 21/28 €247 €75,247 +€75,000 +30320.2%
Financial fixed assets 28 €247 €75,247 +€75,000 +30320.2%
Current assets 29/58 €129,042 €86,036 -€43,006 -33.3%
Amounts receivable within one year 40/41 €122,221 €69,831 -€52,389 -42.9%
Trade receivables 40 €28,478 €19,312 -€9,166 -32.2%
Other amounts receivable 41 €93,743 €50,520 -€43,223 -46.1%
Current investments 50/53 €4,541 €4,541 = 0.0%
Cash at bank and in hand 54/58 €428 €165 -€262 -61.4%
Deferred charges and accrued income 490/1 €1,853 €11,498 +€9,645 +520.7%
Total equity and liabilities 10/49 €129,289 €161,283 +€31,994 +24.7%
Equity 10/15 €55,449 €100,694 +€45,244 +81.6%
Contributions 10/11 €9,200 €9,200 = 0.0%
Reserves 13 €1,855 €1,855 = 0.0%
Non-distributable reserves 130/1 €1,855 €1,855 = 0.0%
Reserves not available under the articles 1311 €1,855 €1,855 = 0.0%
Profit (loss) carried forward 14 €44,394 €89,639 +€45,244 +101.9%
Amounts payable 17/49 €73,840 €60,589 -€13,251 -17.9%
Amounts payable within one year 42/48 €73,840 €60,589 -€13,251 -17.9%
Trade debts 44 €4,301 €15,315 +€11,014 +256.1%
Suppliers 440/4 €4,301 €15,315 +€11,014 +256.1%
Taxes, remuneration and social security 45 €36,309 €45,232 +€8,923 +24.6%
Taxes 450/3 €34,893 €39,013 +€4,120 +11.8%
Remuneration and social security 454/9 €1,416 €6,219 +€4,803 +339.2%
Other amounts payable 47/48 €33,230 €43 -€33,187 -99.9%
Remuneration, social security and pensions 62 €1,416 €46,283 +€44,867 +3168.8%
Other operating charges 640/8 €2,975 €959 -€2,016 -67.8%
Gross operating margin 9900 €27,181 €109,358 +€82,177 +302.3%
Operating profit (loss) 9901 €22,790 €62,116 +€39,326 +172.6%
Financial income 75/76B - €0 +€0
Recurring financial income 75 - €0 +€0
Financial charges 65/66B €847 €4,053 +€3,206 +378.7%
Recurring financial charges 65 €847 €4,053 +€3,206 +378.7%
Profit (loss) for the period before taxes 9903 €21,944 €58,064 +€36,120 +164.6%
Income taxes 67/77 €5,277 €12,820 +€7,542 +142.9%
Profit (loss) for the period 9904 €16,666 €45,244 +€28,578 +171.5%
Profit (loss) for the period to be appropriated 9905 €16,666 €45,244 +€28,578 +171.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.